Harvest Financial Group

What Harvest Financial Group does

Harvest Financial Group, LLC is an independent, fee-only registered investment advisory (RIA) firm headquartered in Richmond, Virginia, with a second Richmond-area office. Founded in 1999, the firm provides investment advisory services to individual investors and pre-retirees/retirees, with a focus on asset protection and wealth growth through market uncertainty. Advisors operate under a fiduciary standard (rather than the suitability standard applicable to brokers) and earn revenue exclusively through advisory fees, with no commissions or hidden fees on investment recommendations.

The firm's core offering is personalized, advisor-led wealth management covering investment management, retirement income planning, estate conservation, and tax-efficient withdrawal strategies, billed annually on a quote-based, subscription-like fee structure. Distribution is direct: prospective clients initiate engagement through online information-request forms or in-person consultations at the Richmond offices. The firm supplements its advisory practice with an extensive educational Learning Center — over 25 financial calculators, research articles, newsletters, magazine-style flipbooks, short videos, and an A-Z glossary — functioning as a content-marketing engine for client acquisition in a regional (Virginia and California) footprint.

No proprietary technology platform, AI capabilities, integrations, or app are disclosed; operations rely on standard advisor tools. Ownership is private with no disclosed parent company, investors, or institutional backing, and the founder (Kyle Mills) continues as CEO. Revenue, AUM, and headcount growth trends are not publicly reported.

Name

Harvest Financial Group

Legal name

Harvest Financial Group, LLC

Website

https://harvestfg.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Harvest Financial Group is an independent, fee-only registered investment advisory firm in Richmond, Virginia, providing fiduciary-standard wealth management, retirement planning, and investment advisory services to individual investors and pre-retirees in Virginia and California.

Ownership category

akta.pro rank

Product category

Wealth Management

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Charitable Giving & Philanthropic Trust Advisory (FSAEAKAH)

Keywords

• Investment advisory services
• Wealth management
• Retirement planning
• Financial planning
• Fiduciary advisory

Headquarters

HQ city

Richmond

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Advisory Fees: Harvest Financial Group operates as a fee-only RIA, earning revenue through advisory fees rather than commissions. The firm explicitly states it receives no commissions or hidden fees from recommending or moving funds between investment vehicles, aligning their interests with client outcomes.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

Harvest Financial Group is an independent, fee-only registered investment advisory firm that provides personalized investment management, retirement income planning, estate conservation, and wealth protection services to individual investors under a fiduciary standard. The firm is compensated through advisory fees rather than commissions, and supports its advisory practice with an online Learning Center of educational articles, calculators, newsletters, flipbooks, and videos.

Product overview

Harvest Financial Group is an independent, fee-only registered investment advisory firm (RIA) offering unbiased wealth management services bound to a fiduciary standard. The firm provides a unified platform combining personalized investment advisory services with an extensive educational resource center featuring over 25 financial planning calculators, research articles, newsletters, flipbooks, and videos covering topics such as retirement planning, estate planning, tax strategies, insurance, and investment basics.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Advisory Services

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Direct peers

• Mercer Advisors: Fee-only RIA offering financial planning, investment management, and tax services with a national footprint. Comparable in fiduciary, fee-only model and breadth of services for individuals and retirees, though it serves a larger scale and broader geography than Harvest.
• Moneta Group: Fee-only RIA serving individuals and retirees with comprehensive financial planning and investment advisory services. Comparable because it uses the same fee-only fiduciary model targeting mass-affluent and pre-retiree households, with a similar focus on personalized advice rather than commission-based brokerage.
• Edelman Financial Engines: Large fee-only RIA combining personal advisor relationships with proprietary digital planning tools for mass-affluent and retirement-age clients. Comparable in core fiduciary, fee-only positioning and target client demographic, though it operates at substantially greater scale with deeper technology.
• Buckingham Wealth Partners: Fee-only wealth management firm offering financial planning and investment advisory services. Comparable as a direct peer with the same fee-only, fiduciary-only value proposition and a similar emphasis on research-driven advice for individual and retirement-age clients.
• Mariner Wealth Advisors: Fee-only wealth advisory firm providing financial planning and investment management to individuals and families. Comparable as a fiduciary, fee-only peer with overlapping service lines around retirement, estate, and tax planning for similar mass-affluent and retiree segments.
• Savant Wealth Management: Fee-only RIA providing financial planning, investment management, and tax services to individuals and families. Comparable because it operates under the same fee-only fiduciary model with similar service offerings around retirement and wealth preservation for mass-affluent clients.

Broad incumbents

• LPL Financial: Largest independent broker-dealer and RIA platform in the U.S., hosting thousands of financial advisors and supporting fee-based advisory practices. Comparable as a major incumbent providing the technology, custody, and compliance infrastructure that an RIA like Harvest either uses or competes against, though it serves a much broader and more diverse advisor population.
• Charles Schwab Wealth Advisory: Schwab's wealth advisory and Schwab Intelligent Portfolios offerings provide fee-based investment advisory services to mass-affluent and retail investors. Comparable as a fee-based advisory competitor targeting similar client segments with a heavy technology and content investment, though it is a broad incumbent with national scale.
• Fisher Investments: Large fee-based investment management firm serving high-net-worth individuals and institutional clients. Comparable in serving individual investors with managed portfolios and a fee-based model, but operates at far greater scale with a more institutional investment process than a local RIA like Harvest.
• Carson Group: National RIA platform and coaching community supporting affiliated advisors in delivering financial planning and investment services. Comparable because it serves the same fee-only advisor-firm segment with similar service offerings, but operates as a broad platform/incumbent with many affiliated advisors rather than a single local RIA.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Harvest Financial Group