Cinestar
Chartered Bank operates a digital banking platform at cinestar.mx offering deposit accounts, DPS, FDR, transactions, loans, and bill payments to individual, entrepreneurial, private, and institutional clients, distributed across online, mobile, ATM, and branch channels.
- Company typePrivate
- Founded1998
- HeadquartersVenustiano Carranza, Mexico
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Cinestar does
Cinestar operates as a digital banking platform at cinestar.mx under the Chartered Bank brand, offering a consolidated suite of retail and private banking products through an online portal and supporting channels. The platform's product set spans savings accounts, current accounts, salary accounts, fixed deposits, recurring deposits, a Deposit Pension Scheme (DPS), a Fixed Deposit Receipt (FDR) product, transaction banking, fund transfers, loan services, and bill payment. Distribution is positioned as multi-channel, covering online banking, mobile, ATM, and branch access points. The entity traces its operating history to 1998 and presents UK contact details (London address), while firmographic metadata places it in Venustiano Carranza, Mexico — a conflict that suggests the firmographic record may be erroneous or placeholder data; this analysis treats the operational/banking evidence as the first-party source of truth per standard source-precedence rules.
The business model combines deposit-taking (the core revenue lever via net interest margin on deposits deployed against the loan book and FDR book), transaction-based revenue from fund transfers and bill payments, and fee income from loan services and the Deposit Pension Scheme. Customer acquisition is supported by a referral program, indicating a low-cost, word-of-mouth growth motion rather than paid acquisition. Target segments span individual retail customers, entrepreneurs, private clients, and institutional clients, although no named logos or segment revenue mix is disclosed.
There is no evidence of meaningful AI/ML capability, proprietary models, or data flywheel mechanics; the platform is presented as a conventional online banking interface. Self-funded status and a stated capital ratio double the regulatory minimum with no external debt are claimed, but no audited financials, customer counts, transaction volumes, or revenue figures are provided. The £349 billion AUM figure stated for 31 December 2025 is not corroborated by any other operational metric and should be treated as unverified.
Cinestar firmographics
Firmographics- Name
- Cinestar
- Legal name
- Chartered Bank
- Website
- https://cinestar.mx
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Chartered Bank operates a digital banking platform at cinestar.mx offering deposit accounts, DPS, FDR, transactions, loans, and bill payments to individual, entrepreneurial, private, and institutional clients, distributed across online, mobile, ATM, and branch channels.
- Ownership category
- akta.pro rank
Cinestar industry classification
Industry- Product category
- Digital Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221), Credit Intermediation and Related Activities (522)
- SIC
- National Commercial Banks (6021), Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- Digital Banking & Neobank Platforms (BPAMAFAD)
- akta.pro secondary industries
- Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC), Digital Wallets & Account Aggregation Hub (Multi-account, Stored Value) (FSAGAAAD), Direct-to-Consumer (D2C) Personal Lending Platforms (Unsecured Installment) (FSAKAAAK), Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)
Keywords
Where Cinestar is headquartered
LocationHeadquarters
- HQ city
- Venustiano Carranza
- HQ country
- Mexico
- HQ region
- Latin America
Offices1 record
Markets served
Cinestar business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Deposit accounts: Interest-bearing savings, current, salary, fixed, and recurring deposit accounts generating revenue through interest rate spreads
- DPS (Deposit Pension Scheme): Monthly installment-based savings with agreed maturity payouts
- Fixed Deposit Receipts: Term deposits with predetermined maturity periods
- Fund transfers: Transaction fees from money transfers between accounts and banks through various channels
- Loan services: Lending products including personal and business loans
- Bill payment services: Processing fees for utility and service bill payments
- Referral commissions: Earns fees when referred customers make transactions; also pays referral bonuses to existing customers
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | DPS (Deposit Pension Scheme) - Installment savings starting at £20/month |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels3 records
Cinestar product offering
Product offeringCore offering
Chartered Bank provides a digital-first banking platform offering savings, current, salary, fixed, and recurring deposit accounts, installment-based DPS savings, FDR fixed deposit receipts, fund transfers, loan services, bill payments, and transaction banking services. Customers access these services via the online portal at cinestar.mx, the digibank.tdevs.to digital banking platform, mobile banking apps, ATMs, and local branches, with account onboarding completed through online registration.
Product overview
Chartered Bank offers a unified digital banking platform providing deposit accounts (savings, current, salary, fixed, and recurring), investment products (DPS and FDR), transaction banking, fund transfer, loan services, and bill payment. The platform also includes a referral program and withdrawal services. The core offering centers on the Digital Banking Platform which powers online and mobile banking via the web application at cinestar.mx and digibank.tdevs.to.
Differentiator
Problem solved
Functional benefit
Products and services
- Deposit Accounts Savings, current, salary, fixed, and recurring deposit accounts offering flexibility, different interest rates, features, and benefits for individual customers seeking financial stability.
- DPS (Deposit Pension Scheme) Installment-based savings deposit on a monthly basis for individual customers, where a customer deposits a certain amount of money for a certain period and receives an agreed amount upon maturity. Monthly installments can be as low as £20.00 GBP or multiples (£40, £60, £80, etc.).
- FDR (Fixed Deposit Receipt) Type of fixed deposit offering a range of maturities where the Bank issues an FDR to the depositor instead of a passbook and repays the due principal upon the FDR's maturity. One FDR is issued per deposit transaction.
- Transaction Banking Comprehensive suite of cash management, traditional and non-traditional trade offerings, and investor services solutions delivered across various clients and sectors.
- Fund Transfer Service for moving money from one account to another within the same financial institution or between different banks via online banking, mobile banking apps, ATM transactions, wire transfers, or in-person visits to bank branches.
- Loan Services Loan products offered through the Chartered Bank solutions platform for personal and business lending needs.
- Pay Bill Bill payment service allowing customers to pay utility and other bills through the Chartered Bank platform.
- Withdrawal Services Cash withdrawal services via local Chartered Bank branches using withdrawal slips or paper cheques, plus ATMs offering convenient access beyond bank hours, with monthly limits on savings account withdrawals.
Quantifiable outcome
- £349 billion GBP in total customer assets
- +2 more outcomes
Companies that use Cinestar
Customer profileSegments4 records
Ideal customer profiles2 records
Cinestar technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Cinestar partnerships and signals
Strategic signalScale indicators3 records
Recent moves4 records
Expansion highlights4 records
Cinestar competitors and assessment
Company assessmentDirect peers
- Monzo: UK digital challenger bank offering current accounts, savings pots, overdrafts, and personal loans through a mobile-first platform. Comparable to Chartered Bank in product scope (deposits, transfers, bill pay, loans) and digital-first distribution model.
- Starling Bank: UK-based digital challenger bank offering current accounts, savings, loans, and business banking through a digital-first platform. Directly comparable to Chartered Bank as a UK digital neobank targeting consumers and SMBs with a deposit-and-transaction-led product suite.
- Atom Bank: UK mobile-first challenger bank offering savings accounts and residential mortgages. Comparable to Chartered Bank as a UK digital-only depository institution with deposit-led products and a self-serve mobile platform.
- Zopa Bank: UK digital bank offering fixed savings accounts, personal loans, and credit cards. Comparable to Chartered Bank on the deposit and personal-lending side, with a similar digital-first onboarding and self-serve model.
- Allica Bank: UK challenger bank serving SMEs and the entrepreneur segment with deposits, lending, and transaction banking. Highly comparable to Chartered Bank given the shared focus on entrepreneurs and the combination of deposits, loans, and transaction services.
- Tandem Bank: UK digital challenger bank offering savings accounts, fixed deposits, and residential mortgages. Comparable to Chartered Bank as a UK digital-first depository institution with a savings-led product set.
- Revolut: UK-headquartered digital bank offering multi-currency accounts, deposits, transfers, bill payments, and personal lending. Comparable to Chartered Bank as a digital-first UK bank with a broad deposit, transfer, and consumer credit product suite.
Broad incumbents
- HSBC UK: One of the largest UK retail and commercial banks, offering current accounts, savings, fixed deposits, loans, and transaction banking. Comparable to Chartered Bank as a broad incumbent against which a digital-first private bank would compete on agility and entrepreneur focus.
- Coutts: UK private bank and wealth manager serving entrepreneurs and high-net-worth individuals, with deposits, lending, and investment services. The closest direct competitor to Chartered Bank's stated private banking focus on entrepreneurs and their families.
- NatWest Group: Major UK retail and commercial banking group offering deposits, lending, and transaction banking. Comparable to Chartered Bank as a broad incumbent competitor with overlapping deposit, transfer, and loan products.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Cinestar social profiles
Digital presenceCinestar financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cinestar leadership team
Management profileNumber of profiles
Cinestar funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cinestar M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cinestar
What does Cinestar do?
Chartered Bank provides a digital-first banking platform offering savings, current, salary, fixed, and recurring deposit accounts, installment-based DPS savings, FDR fixed deposit receipts, fund transfers, loan services, bill payments, and transaction banking services. Customers access these services via the online portal at cinestar.mx, the digibank.tdevs.to digital banking platform, mobile banking apps, ATMs, and local branches, with account onboarding completed through online registration.
Is Cinestar a public or private company?
Cinestar is a private company. It is classified as unknown and is currently operating.
When was Cinestar founded?
Cinestar was founded in 1998. It employs 51 to 100 people.
Where is Cinestar based?
Cinestar is headquartered in Venustiano Carranza, Mexico, in the Latin America region.
How does Cinestar make money?
Seven revenue lines are on record. Deposit accounts are the primary driver. The others are DPS (Deposit Pension Scheme), fixed Deposit Receipts, fund transfers, loan services, bill payment services and referral commissions.
Who are Cinestar's main competitors?
Direct peers on record are Monzo, Starling Bank, Atom Bank, Zopa Bank, Allica Bank, Tandem Bank and Revolut. Broad incumbents are HSBC UK, Coutts and NatWest Group.
Does Cinestar have an API?
No public API is recorded for Cinestar.
What industry is Cinestar in?
Cinestar's product category is Digital Banking. Its primary akta.pro industry code is BPAMAFAD, Digital Banking & Neobank Platforms, with a secondary code of FSAGAAAC, Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts). Its NAICS code is 52211 and its SIC code is 6021.