COMAR Assurances

Name

COMAR Assurances

Legal name

Compagnie Méditerranéenne d'Assurances et de Réassurances CO.M.A.R., S.A.

Website

https://comar.tn

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

251–500 employees

Ownership category

akta.pro rank

Product category

Non-Life Insurance

NAICS

Other Direct Insurance (except Life, Health, and Medical) Carriers (524128), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Commercial Package / Business Owners Policies (BOP) (FSAJAMAG)

akta.pro secondary industry

Travel Assistance & Concierge Services (Non-Insurance) (FSAJAJAF)

Keywords

• Non-life insurance
• Automobile insurance
• Health insurance
• Property insurance
• Business insurance

Headquarters

HQ city

Tunis

HQ country

Tunisia

HQ region

Africa

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premiums: COMAR Assurances generates revenue through collection of insurance premiums from policyholders across multiple insurance categories including auto, health, property, and business insurance.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

COMAR Assurances is a Tunisian non-life insurance company that sells automobile, health, home, travel assistance, pleasure boat, professional multi-risk, and enterprise insurance products to individuals, self-employed professionals, and businesses in Tunisia. The company distributes these products through a nationwide network of physical agencies supplemented by digital channels including the COMAR Plus mobile application and client.comar.tn web portal, and extends coverage into West Africa through its wholly owned subsidiary Assurances COMAR Côte d'Ivoire established in 2016.

Product overview

COMAR Assurances (Compagnie Méditerranéenne d'Assurances et de Réassurances) is a Tunisian insurance company offering a comprehensive portfolio of non-life insurance products. The core offering includes automobile insurance (COMAR Auto), health insurance (Santé OUSRATI and COMAR Santé Internationale), home insurance (Habitation MRH Plus), travel assistance (COMAR Assistance), and pleasure boat insurance (Globale Embarcation de Plaisance). For professionals and enterprises, the company provides multi-risk professional insurance, business activity protection, employee protection, and business continuity solutions (Pérennité Entreprise), including specialized products like Responsabilité Civile Décennale for construction professionals. The company also operates internationally through its Côte d'Ivoire subsidiary. Additionally, COMAR Assurances sponsors cultural initiatives including the COMAR D'OR literary prize. The company offers digital services through its client portal and mobile application COMAR Plus.

Differentiator

Problem solved

Functional benefit

Brands

• COMAR D'OR: Literary awards programme initiated by COMAR Assurances in 1997, recognizing the best novels published in Tunisia in Arabic and French languages. Subdivided into Prix COMAR D'OR (15,000 DT), Prix Spéciaux des jurys (7,000 DT), and Prix Découverte (3,000 DT) in each language.
• COMAR Auto
• Santé OUSRATI
• COMAR Assistance
• Habitation MRH Plus
• Globale Embarcation de Plaisance
• COMAR Santé Internationale
• COMAR Plus
• Assurances Hayett

Products and services

• COMAR Auto Automobile insurance for individual vehicle owners in Tunisia providing mandatory liability coverage and optional comprehensive protection for cars.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• CAP (Chambre des Avocats de Tunis)minorStrategic or Co-development PartnerConvention in favor of young promoters between COMAR and CAP, supporting entrepreneurship and young business owners.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Saham Assurance / Sanad: Pan-African insurance group (formerly Saham) with historical presence across Maghreb and Sub-Saharan Africa. Comparable regional peer on multi-country expansion strategy and P&C product mix.
• NSIA Assurances: Major pan-African insurance group operating across multiple CIMA-zone countries including Côte d'Ivoire. Most directly comparable to COMAR CI as a CIMA-zone peer with similar target customer base in West Africa.
• SUNU Assurances: Pan-African insurance group with significant CIMA-zone presence across West and Central Africa. Comparable to COMAR on regional expansion model and CIMA regulatory environment, particularly relevant for COMAR CI benchmarking.
• Wafa Assurance: Leading Moroccan non-life insurer with multi-line offerings and growing pan-African footprint. Comparable regional peer in Maghreb insurance markets with similar expansion ambitions across African insurance markets.

Direct peers

• CARTE Assurances: Tunisian insurance company providing P&C and life products to individuals and businesses. Direct competitor in the Tunisian market with similar regulatory exposure and customer segments.
• AMI Assurances (Groupe AMI): Tunisian non-life insurance group offering comparable auto, home, health, and professional lines. Closely comparable on scale, product mix, and Tunisian market positioning.
• ASTREE Assurances: Tunisian non-life insurer with comparable multi-line offerings (auto, fire, liability, health) and similar agency distribution. Competes head-to-head with COMAR in the Tunisian private insurance market.
• LLOYD Tunisien: Tunisian insurer with a multi-line P&C book including auto, fire, marine, and accident coverage. Comparable to COMAR on regulatory environment, product breadth, and target customer segments in Tunisia.
• STAR Assurances (Société Tunisienne d'Assurances et de Réassurances): One of the largest Tunisian non-life insurers offering auto, health, home, and enterprise coverage through a similar agency-and-broker distribution model. Most direct comparable on product mix, customer segments, and Tunisian regulatory environment.

Broad incumbents

• Allianz Maroc: Subsidiary of global insurance giant Allianz in Morocco offering P&C, health, and life products. Comparable as a broad incumbent in North African insurance markets with greater capital backing and reinsurance scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/comarhayett

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COMAR Assurances