Mosaïque
Mosaïque is a French worker cooperative (SCOP) and Coopérative d'Activités et d'Entrepreneurs headquartered in Volx, hosting approximately 150 entrepreneurs who operate independent activities under shared employee status. Its three pillars are general entrepreneur accompaniment, the Mosagri agricultural branch, and the Qualiopi-certified Mosaform training arm, all running on the Louty shared management platform.
- Company typePrivate
- Founded2012
- HeadquartersVolx, France
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Mosaïque does
Mosaïque is a French Coopérative d'Activités et d'Entrepreneurs (CAE) structured as a SCOP (Société Coopérative et Participative), headquartered in Volx in the Provence-Alpes-Côte d'Azur region. Founded in 2012, the cooperative provides a shared legal, administrative, accounting, payroll, and training framework under which approximately 150 entrepreneurs operate as salarié-associés (employee-associates who collectively own the entity). Members develop their own business activities and brands within the cooperative without creating independent legal entities, retaining access to unemployment benefits during the CAPE (Contrat d'Appui au Projet d'Entreprise) test phase. The cooperative's three operating pillars are: the main CAE platform (Mosaïque) for general entrepreneur accompaniment; Mosagri, the agricultural branch established in 2012 to host farming, landscape, and forestry activities under the MSA social regime (53 entrepreneurs, 43 activities in 2025); and Mosaform, the Qualiopi-certified vocational training arm (11 trainers, 245 trainees, 802 hours of training delivered in 2024).
The cooperative operates on the Louty shared management interface — a custom web platform developed for the COPEA national network of CAEs, providing near-real-time invoicing, estimates, bookkeeping, expense recording, and cash-flow dashboards to all hosted entrepreneurs. The technology stack is functional rather than differentiated, focused on operational back-office mutualization rather than algorithmic or AI-driven features. Mosaïque's revenue model is a recurring contribution-based structure: entrepreneur-members pay 12% of their gross margin (floored at €40/month, capped at €8,400/year), with an additional 7% applied to Mosaform training revenue to fund Qualiopi-certified training delivery. The go-to-market motion is community-led, anchored by periodic collective information sessions (réunions d'informations collectives) that gate entry through candidacy dossiers evaluated by the accompaniment team, supplemented by event-driven lead generation through public workshops and thematic training events.
Mosaïque is embedded in a dense ecosystem of strategic partners including COPEA (national CAE network), RENETA (agricultural testing spaces), ADEAR, SAFER, Terre de Liens, Chambres d'Agriculture, Agribio (organic farming associations), and CFPPA (agricultural training centers), alongside financial partners such as FNADT, LEADER, FAPE, and Fondation RTE. Ownership is internal — the cooperative is owned and governed by its entrepreneur-members, with association mandatory after three years of seniority. There is no external parent, no venture capital backing, and no disclosed funding rounds.
Mosaïque firmographics
Firmographics- Name
- Mosaïque
- Legal name
- Coopérative d'Activités et d'Entrepreneurs Mosaïque
- Website
- https://caemosaique.fr
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mosaïque is a French worker cooperative (SCOP) and Coopérative d'Activités et d'Entrepreneurs headquartered in Volx, hosting approximately 150 entrepreneurs who operate independent activities under shared employee status. Its three pillars are general entrepreneur accompaniment, the Mosagri agricultural branch, and the Qualiopi-certified Mosaform training arm, all running on the Louty shared management platform.
- Ownership category
- akta.pro rank
Mosaïque industry classification
Industry- Product category
- Worker Cooperative Services
- NAICS
- Business Associations (813910), Management of Companies and Enterprises (55111)
- SIC
- Services-Membership Organizations (8600), Services-Management Consulting Services (8742)
- akta.pro primary industry
- Small Business & Entrepreneurship Community Education (EDAAAFAK)
- akta.pro secondary industries
- Business Planning, Pitching & Competitions (Pitch Decks, Demo Days) (EDAMAHAB), Business Law, Ethics & Compliance (Contracts, IP Basics) (EDAMAHAL), Leadership, Management & Teamwork for Business (EDAMAHAI)
Keywords
Where Mosaïque is headquartered
LocationHeadquarters
- HQ city
- Volx
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Mosaïque business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Cooperative Contribution (Contribution Coopérative): All entrepreneur-members pay a cooperative contribution calculated as 12% of gross margin generated by their activity, subject to a floor of €40/month and a ceiling of €8,400/year. This funds shared administrative, legal, accounting, payroll, training, and support services.
- Mosaform Training Contribution: An additional 7% contribution is applied on top of the standard cooperative contribution for professional continuous training services, to fund the Qualiopi-certified training program and internal accompaniment.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard cooperative contribution: 12% of gross margin |
| Subscription | Monthly | Mosaform training supplemental contribution: +7% on training revenue |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels5 records
Mosaïque product offering
Product offeringCore offering
Mosaïque is a Coopérative d'Activités et d'Entrepreneurs (CAE) structured as a SCOP (worker cooperative) that provides a shared legal, administrative, and financial framework for entrepreneurs to develop and operate their own business activities under employee-associate status. Entrepreneurs become 'Entrepreneur-e-s Salarié-e-s Associé-e-s' (employee-owners) and benefit from mutualized accounting, payroll, legal, training, and strategic accompaniment services while retaining ownership of their individual activities and client relationships.
Product overview
Mosaïque operates as a multi-service cooperative ecosystem comprising the main CAE platform (Mosaïque), an agricultural testing branch (Mosagri), a professional training organization (Mosaform), and an internal management interface (Louty). The structure enables entrepreneurs to develop activities under protected employee status while accessing shared administrative, accounting, legal, and training services.
Differentiator
Problem solved
Functional benefit
Products and services
- Mosaïque (CAE)
- Mosagri
Companies that use Mosaïque
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles1 record
Mosaïque technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Mosaïque partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Les Scop et Scic (Confédération)coreThe national confederation representing Scops (Société Coopérative et Participative) and Scics (Société Coopérative d'Intérêt Collectif). Mosaïque is a member, benefiting from the cooperative movement's shared resources, advocacy, and legal framework.
- COPEAcoreNational network of Cooperatives d'Activités et d'Entrepreneurs. Mosaïque is part of the COPEA network, which provides shared resources, a common management interface (Louty), best-practice exchange, and collective advocacy for CAEs across France.
- AG2R La MondialeminorMutual insurance and provident fund (institution de prévoyance). Listed as a partner on the cooperative's website footer, likely providing health, retirement, and professional risk coverage for entrepreneur-members.
- CAPG (Caisse d'Assurance Prevoyance des Gens du Rhin)minorCross-border mutual insurance scheme. Listed as a partner, likely providing social coverage solutions for entrepreneur-members operating in border-adjacent regions.
- RENETA (Réseau National des Espaces Tests Agricoles)coreNational network of agricultural testing spaces. Mosagri joined RENETA at its founding in 2012, enabling the capitalization of practices and formal recognition of the 'entrepreneur en test' (testing entrepreneur) status for agricultural project carriers within the cooperative framework.
- ADEAR (Association pour le Développement de l'Emploi Agricole et Rural)coreNetwork of associations supporting agricultural and rural employment. Works with Mosagri to provide pre-training and accompaniment for agricultural project carriers, including BPREA (professional agricultural) training pathways.
- SAFER (Société d'Aménagement Foncier et d'Établissement Rural)coreFrench land development and rural settlement companies that facilitate farmland access for new agricultural installations. A key partner for Mosagri entrepreneurs seeking land and property for agricultural activities.
- Terre de LienscoreNon-profit organization facilitating access to agricultural land through collective ownership and leasing models. Supports new farmers in securing land without requiring full purchase, particularly relevant for Mosagri entrepreneurs in testing or early installation phases.
- Chambre d'AgriculturecoreChambers of Agriculture (regional public bodies). Partner with Mosagri to support agricultural entrepreneur integration into the local economic and social fabric, providing technical resources, regulatory guidance, and territorial networking.
- AgribiocoreRegional organic farming associations (e.g., Agribio 04, Agribio 06). Support Mosagri entrepreneurs pursuing organic certification and agro-environmental approaches, providing technical resources, peer networks, and market development for organic produce.
- CFPPA (Centre de Formation Professionnelle et de Promotion Agricole)minorAgricultural vocational training centers (e.g., CFPPA Forcalquier). Partner with Mosagri entrepreneurs for BPREA and specialized agricultural training, and host external training events for Mosagri entrepreneurs.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Mosaïque competitors and assessment
Company assessmentDirect peers
- Alter'Incub: Social-innovation incubator structured as a cooperative, hosting project leaders under a tested-entrepreneur framework similar to Mosaïque's CAPE model, with shared administrative and incubation support.
- Ressources Coop: Toulouse-area Coopérative d'Activités et d'Entrepreneurs, member of the COPEA network. Comparable as a regional CAE providing shared legal, accounting, and accompaniment services to entrepreneur-members.
- Grands Ensemble: Paris-based CAE within the COPEA network providing the same entrepreneur-salarié-associé status and shared back-office services as Mosaïque, comparable in structure and value proposition.
- Oxalis (SCOP): Major Rhône-Alpes-based Coopérative d'Activités et d'Entrepreneurs (SCOP) operating the same cooperative entrepreneur-hosting model as Mosaïque. Shares COPEA network membership and the Louty management platform.
- Coopaname: France's largest Coopérative d'Activités et d'Entrepreneurs, based in Paris, hosting over 1,000 entrepreneur-members under the same SCOP/CAE model. Directly comparable as a fellow COPEA-network CAE offering shared legal, accounting, and accompaniment services.
Broad incumbents
- France Active: National solidarity-finance network financing and accompanying entrepreneurs, particularly in the social and solidarity economy (ESS) — a closely adjacent space to Mosaïque's cooperative and agricultural mission.
- BGE Réseau: France-wide network of 'Boutiques de Gestion' supporting business creation and entrepreneurship incubation across all regions. Operates a broader portfolio of business-creation services than Mosaïque's specialized CAE model but competes for the same entrepreneur candidates.
Others
- Initiative France: National federation of local associations providing zero-interest loans, mentoring, and business creation support to entrepreneurs. Broader incumbent serving overlapping entrepreneur segments across all French regions.
- Terre de Liens: Non-profit organization facilitating agricultural land access through collective ownership and leasing. Direct strategic partner of Mosagri; comparable mission in agricultural entrepreneurship support, though operating via land stewardship rather than CAE hosting.
Regional players
- RENETA: National network of agricultural testing spaces (Espaces Tests Agricoles), of which Mosagri is a founding member. Indirectly comparable as an ecosystem participant structuring agricultural testing across France, though organized as a network rather than a CAE.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Mosaïque social profiles
Digital presenceMosaïque compliance and trust
Trust signalCompliance1 record
Mosaïque financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mosaïque leadership team
Management profileNumber of profiles
Mosaïque subsidiaries and ownership
Company hierarchySubsidiaries2 records
Mosaïque funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mosaïque M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mosaïque
What does Mosaïque do?
Mosaïque is a Coopérative d'Activités et d'Entrepreneurs (CAE) structured as a SCOP (worker cooperative) that provides a shared legal, administrative, and financial framework for entrepreneurs to develop and operate their own business activities under employee-associate status. Entrepreneurs become 'Entrepreneur-e-s Salarié-e-s Associé-e-s' (employee-owners) and benefit from mutualized accounting, payroll, legal, training, and strategic accompaniment services while retaining ownership of their individual activities and client relationships.
Is Mosaïque a public or private company?
Mosaïque is a private company. It is classified as management employee owned and is currently operating.
When was Mosaïque founded?
Mosaïque was founded in 2012. It employs 1 to 10 people.
Where is Mosaïque based?
Mosaïque is headquartered in Volx, France, in the Europe region.
How does Mosaïque make money?
Two revenue lines are on record. Cooperative Contribution (Contribution Coopérative) is the primary driver. The others are mosaform Training Contribution.
Who are Mosaïque's main competitors?
Direct peers on record are Alter'Incub, Ressources Coop, Grands Ensemble, Oxalis (SCOP) and Coopaname. Broad incumbents are France Active and BGE Réseau. Others are Initiative France and Terre de Liens. RENETA is listed as a regional player.
Does Mosaïque have an API?
No public API is recorded for Mosaïque.
What industry is Mosaïque in?
Mosaïque's product category is Worker Cooperative Services. Its primary akta.pro industry code is EDAAAFAK, Small Business & Entrepreneurship Community Education, with a secondary code of EDAMAHAB, Business Planning, Pitching & Competitions (Pitch Decks, Demo Days). Its NAICS code is 813910 and its SIC code is 8600.