Oklahoma Municipal Assurance Group

What Oklahoma Municipal Assurance Group does

Oklahoma Municipal Assurance Group (OMAG) is a member-owned public entity risk pool headquartered in Edmond, Oklahoma (3650 South Boulevard), that provides insurance and risk management services exclusively to Oklahoma municipalities. Its core offerings include the Municipal Liability Protection Plan (general liability, auto, equipment, and public safety exposures), the Municipal Property Protection Plan, and a Workers' Compensation Plan, supplemented by cyber breach response coverage (MLPP Coverage K) up to $50,000 and FMLA/OADA defense-only coverage up to $25,000. The organization does not develop proprietary insurance technology; its primary technology platform is the Origami Risk-hosted Member Dashboard Portal — a third-party web application through which municipalities view policies, file and track claims, submit change requests, and access risk management resources. The corporate website is hosted on Squarespace with Google Analytics integration.

OMAG generates revenue through recurring membership contributions from Oklahoma cities and towns, with pricing determined by municipality size, risk profile, and coverage selections rather than publicly disclosed rates. The organization reaches members through a direct field sales model — its Insurance Services team travels statewide to engage municipalities — supplemented by phone/email contact, an online quote request, the Origami self-service portal, the OMAG All Access podcast, OMAG News publications, the annual Sanitary Sewer Expo (currently in its 7th year), Municipal Supervisor Bootcamps, and the 'Well-Run Cities' governance initiative co-developed with the Oklahoma Municipal League. The customer base is concentrated entirely within Oklahoma's municipal sector, including larger cities such as Broken Arrow (~123,000 residents) and Stillwater (~82,000 residents) alongside smaller communities. Beyond insurance, OMAG operates an ecosystem of value-added services — SERVESTRONG resources, matching grants and scholarships, on-site training, a Cybersecurity Grant Program, and a Retention program — that reinforce the membership relationship.

Name

Oklahoma Municipal Assurance Group

Legal name

Oklahoma Municipal Assurance Group

Website

https://omag.org

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

11–50 employees

Short description

Oklahoma Municipal Assurance Group (OMAG) is a member-owned public entity risk pool in Edmond, Oklahoma, providing property, liability, workers' compensation, and cyber insurance plus risk management, training, and grant services exclusively to Oklahoma municipalities.

Ownership category

akta.pro rank

Headquarters

HQ city

Oklahoma City

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Municipal Risk Pool Membership Contributions: OMAG operates as a member-owned public entity risk pool. Oklahoma municipalities pay membership contributions/premiums to participate in the pool, which provides shared insurance coverage for property, general liability, auto, equipment, workers compensation, and cyber risks. The model is based on collective risk sharing among member municipalities, with contributions structured based on coverage needs and risk profiles.
2. Cyber Breach Response Coverage: OMAG provides up to $50,000 in Cyber Breach Response Coverage through MLPP Coverage K for qualifying incidents, with coverage including legal consultation, digital forensics, public communication strategies, vendor negotiation, and regulatory compliance guidance.
3. FMLA and OADA Defense-Only Coverage: OMAG provides defense-only coverage for FMLA and OADA claims up to $25,000 total, allowing members to have expert legal counsel at OMAG legal counsel rates for covered claims.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

OMAG operates as a member-owned public entity risk pool providing pooled insurance coverage and risk management services exclusively to Oklahoma municipalities. Core offerings include the Municipal Liability Protection Plan (MLPP) covering general liability, auto, and equipment; the Municipal Property Protection Plan; the Workers' Compensation Plan; Cyber Breach Response Coverage (MLPP Coverage K up to $50,000); and FMLA/OADA defense-only coverage. These insurance products are bundled with non-insurance value-added services including online training, grants and scholarships, the SERVESTRONG resource program, the Oklahoma Well-Run Cities governance initiative, sewer resources, and the Origami Risk-hosted Member Dashboard Portal for self-service policy and claims management.

Product overview

OMAG is a member-owned risk pool providing insurance and risk management services to Oklahoma municipalities. The core portfolio consists of the Municipal Liability Protection Plan (MLPP) including Cyber Breach Response Coverage (Coverage K), the Municipal Property Protection Plan, and Workers' Compensation Plan. These are supplemented by FMLA/OADA defense-only coverage, claims handling services, and the Origami-hosted Member Dashboard for policy and claims management. OMAG also provides non-insurance value-added services including online training, grants and scholarships, SERVESTRONG resources, the Oklahoma Well-Run Cities governance program, sewer resources with AI-assisted communication tools, CCTV inspection guidance, and a Cybersecurity Grant Program. The offering is a platform-plus-services model combining insurance products with free member resources, training, and grant programs.

Differentiator

Problem solved

Functional benefit

Brands

• SERVESTRONG: A resource program for municipalities focused on service and community support.
• Well Run Cities

Products and services

• Municipal Liability Protection Plan (MLPP) OMAG's primary insurance coverage protecting Oklahoma municipalities in realms of policy, operations, public safety, automotive, and equipment. Includes Coverage K for Cyber Breach Response.
• Municipal Property Protection Plan Insurance coverage for Oklahoma municipal-owned buildings, facilities, and infrastructure against property damage and related losses.
• Workers' Compensation Plan Coverage for municipal employees in the event of a work injury, providing medical benefits and wage replacement.
• Cyber Breach Response Coverage (MLPP Coverage K) Provides up to $50,000 in coverage for cyber breach response, including legal consultation, digital forensics, public communication strategies, vendor negotiation (including ransom guidance), and regulatory compliance. Must be reported within 60 days of incident.
• FMLA and OADA Defense-Only Coverage Defense-only coverage for FMLA and OADA claims up to $25,000 total, providing expert legal counsel at OMAG legal counsel rates for municipal employers.
• Claims Handling Services Comprehensive claims management including investigations, fair and timely resolution, and compassionate communication to help municipalities recover from incidents.
• Online Training and Videos Wealth of information, online training resources, and free educational videos provided to member cities for professional development and risk management.
• Value-Added Services Matching grants, scholarships, on-site training, and equipment programs available to qualifying member municipalities.
• OMAG Member Dashboard (Origami) Hosted web application via Origami Risk providing member municipalities secure access to view policies, file and track claims, submit change requests, and review policy documents. Free to use with valid email, municipality name, and active policy number.
• SERVESTRONG A resource program designed to support municipal employees and provide tools for service excellence and safety.
• Oklahoma Well-Run Cities Program Partnership between OMAG and Oklahoma Municipal League providing governance resources, sample policies, training materials, strategic planning frameworks, and implementation tools for municipal leaders.
• CCTV Inspection Guidance for Sewer Systems Guidance on Closed-Circuit Television inspection for sewer systems following overflow events, including NASSCO PACP standards, GIS integration, and emergency response planning.
• Cybersecurity Grant Program Grant program helping cities and towns strengthen cybersecurity defenses through technology support and resources.

Named customers5 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability2 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Origami RiskcoreTechnology or IntegrationOMAG maintains a Member Dashboard Portal through Origami Risk's hosted web application. This system allows member municipalities to view policies, file and view claims, review policy documents, submit change requests, and access risk management tools. The data stored in Origami is owned by OMAG and subject to Origami Risk's privacy policy. This is a critical technology partnership enabling OMAG's member self-service capabilities.
• Oklahoma Municipal League (OML)coreStrategic or Co-development PartnerOMAG partners with the Oklahoma Municipal League on the 'Oklahoma Well-Run Cities' initiative, designed to provide municipal leaders with practical tools that support effective governance and reduce organizational risk. The program provides an online resource center with governance tools, sample policies, training materials, and implementation tools developed specifically for Oklahoma municipalities. This partnership combines OMAG's risk management expertise with OML's municipal leadership advocacy.
• NASSCO (National Association of Sewer Service Companies)minorStrategic or Co-development PartnerOMAG references NASSCO PACP (Pipeline Assessment Certification Program) standards for CCTV inspections of sewer systems. This standards-based approach ensures consistent, industry-recognized methods for municipal sewer infrastructure assessment and documentation.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Texas Municipal League Intergovernmental Risk Pool (TML IRP): Texas-based member-owned public entity risk pool providing property, liability, and workers' compensation coverage to Texas municipalities. Closest structural analog to OMAG with similar reciprocal pool governance, municipal-only membership, and value-added service offerings.
• Cities and Villages Mutual Insurance Company: Ohio-based mutual insurance company providing property and casualty coverage to cities, villages, and townships. Comparable mutual/member-owned structure serving municipal governments with similar lines of coverage.
• Michigan Municipal Risk Management Authority (MMRMA): Michigan municipal risk pool providing liability and property coverage to member cities and villages. Directly comparable as a state-level public entity risk pool with reciprocal structure and municipal member base.
• Wisconsin Municipal Insurance Commission (WMIC): Wisconsin municipal insurance commission pooling risk for cities, villages, and towns statewide. Directly comparable as a state-specific public entity risk pool providing property, liability, and workers' compensation to municipal members.
• Missouri Intergovernmental Risk Management Association (MIRMA): Missouri-based risk pool serving municipalities and public entities with liability, property, and workers' compensation coverage. Closely comparable reciprocal pool structure with single-state geographic concentration like OMAG.
• Georgia Interlocal Risk Management Agency (GIRMA): Georgia interlocal risk management agency pooling property, liability, and workers' compensation coverage for Georgia cities and counties. Operates the same member-owned risk pool model as OMAG, serving a single state's municipal market with regulatory alignment advantages.
• Vermont League of Cities and Towns Property & Casualty Pool: Vermont municipal risk pool providing property, casualty, and workers' compensation coverage to member municipalities. Comparable single-state reciprocal structure serving small-to-mid-sized municipal markets.

Others

• Public Risk Management Association (PRIMA): National trade association representing public entity risk pools and risk management practitioners. Ecosystem participant—not a competitor—but provides benchmarking, training, and shared resources that shape the operating environment for OMAG and its direct peers.
• AGRiP (Association of Governmental Risk Pools): Association specifically for governmental risk pools, providing governance standards, peer benchmarking, and education. Ecosystem participant comparable to OMAG's industry trade body, informing regulatory and operational best practices for the pool model.

Broad incumbents

• Travelers Public Sector: Large national commercial insurance carrier with a dedicated public sector division competing against OMAG for Oklahoma municipal accounts. Provides broader coverage limits and financial scale but lacks OMAG's member-owned alignment and Oklahoma-specific regulatory fit.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Customer concentration

• Xx.com/OMAG1977
• Facebookfacebook.com/OklahomaMunicipalAssuranceGroup
• LinkedInlinkedin.com/company/oklahoma-municipal-assurance-group

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oklahoma Municipal Assurance Group