Strategic Insurance Agency

Name

Strategic Insurance Agency

Legal name

Strategic Insurance Agency, LLC

Website

https://mystrategicinsurance.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Specialty Property Insurance

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Tiny home insurance
• Specialty property insurance
• Independent insurance agency
• Small living coverage
• Residential property insurance

Headquarters

HQ city

Colorado Springs

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Collects insurance premiums from tiny home owners for coverage. Premiums are recurring in nature as insurance policies require ongoing renewal.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Strategic Insurance Agency is an independent insurance agency that distributes an exclusive Tiny Home Insurance program across 48 U.S. states on behalf of multiple underwriting carriers. The agency connects tiny home owners with specialized property and liability coverage that most standard insurers decline to offer, providing same-day quotes and competitive pricing through a consumer-facing website, phone sales, and an online quote request portal. The product is branded as Access One80, a dba of parent company One80 Intermediaries.

Product overview

Strategic Insurance Agency operates as a single-product insurance agency focused exclusively on Tiny Home Insurance, offered as a specialty exclusive program under Access One80 (a dba of One80 Intermediaries). The agency provides tiny home coverage across 48 states with same-day quotes and competitive pricing, serving tiny home and small living enthusiasts.

Differentiator

Problem solved

Functional benefit

Brands

• Tiny Home Insurance: Specialized insurance program for tiny homes and small living enthusiasts covering 48 states

Products and services

• Tiny Home Insurance Specialty insurance program for tiny homes and small living enthusiasts, covering 48 states with same-day quotes and competitive pricing. Designed for individual tiny home owners who cannot obtain coverage from standard insurers. The product is distributed via the Strategic Insurance Agency website, phone sales, and an online quote request portal, and is underwritten by multiple carriers.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

25 partnerships are on record, tiered minor and core.

• Tiny Home Industry AssociationminorStrategic or Co-development PartnerListed as a tiny home association partner on the Tiny Home Partners page. The association is the primary industry body for tiny homes. The agency maintains a relationship for referral and industry networking purposes.
• Liberty Bank of UtahminorStrategic or Co-development PartnerListed as a tiny home lender partner. Provides financing information and referral connections to tiny home buyers who may also need insurance.
• Tiny Home HealthminorStrategic or Co-development PartnerListed as a tiny home health partner providing health-related services to the tiny home community.
• AllstatecoreChannel Partner/ Reseller/ DistributorOne of multiple insurance carriers used by the agency to underwrite tiny home insurance policies. The agency serves as an independent agent representing multiple carriers.
• NationwidecoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• ChubbcoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• Liberty Mutual InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• Berkshire HathawaycoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• HartfordcoreChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• AttuneminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• HCC/Tokio MarineminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• HIPPOminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• NeptuneminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• SafecocoreChannel Partner/ Reseller/ DistributorInsurance carrier (Liberty Mutual subsidiary) providing policy coverage through the agency's independent agency model.
• SecuraminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• ASIminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• Bristol WestminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• ForemostcoreChannel Partner/ Reseller/ DistributorInsurance carrier (Chubb subsidiary) providing policy coverage through the agency's independent agency model.
• Pinnacol AssuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• CapSpecialtyminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• Lloyd's of LondoncoreChannel Partner/ Reseller/ DistributorInsurance market providing policy coverage through the agency's independent agency model.
• StillwaterminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• SwyfftminorChannel Partner/ Reseller/ DistributorInsurance carrier providing policy coverage through the agency's independent agency model.
• One80 IntermediariescoreOthersParent company / DBA brand under which the agency operates. Listed as 'Access One80 a dba of One80 Intermediaries'. The tiny home insurance product is branded as an Access One80 product.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Assurant: Assurant is a large insurance provider with deep specialization in manufactured home and specialty residential coverage. It serves a similar niche to Strategic Insurance Agency but at significantly greater scale and with broader product lines.
• National General Insurance (Allstate): National General is an Allstate-owned carrier specializing in non-standard auto and property insurance, including manufactured and specialty homes. It is a broad incumbent competing in adjacent niches to Strategic Insurance Agency.

Direct peers

• Foremost Insurance Group: Foremost is a Chubb subsidiary that specializes in insurance for non-standard and unique homes including manufactured, modular, mobile, and specialty residential properties. It is a direct competitor in the niche of insuring non-traditional home structures, overlapping directly with Strategic Insurance Agency's tiny home focus.
• American Modern Insurance Group: American Modern specializes in niche and non-standard residential property insurance, including manufactured homes, vacant properties, and unique dwellings. It is comparable in serving specialty residential risks that mainstream homeowner policies exclude.
• Bungalow Insurance: Bungalow Insurance specifically targets non-traditional and unique homes including tiny homes, ADUs, and other small dwellings with tailored policies. It is one of the most direct comparables to Strategic Insurance Agency in both product focus (tiny homes) and target customer.

Emerging players

• Square One Insurance Services: Square One is a specialty home insurance provider offering tailored coverage for unique and high-value homes. It is comparable in its focus on personalized insurance for non-standard property types, though it is Canadian-based.
• Hippo Insurance: Hippo is a tech-forward homeowners insurer that targets modern and unique home categories. It is listed as a carrier partner of Strategic Insurance Agency and competes for similar customer segments with a digital-first model.
• Obie Insurance: Obie is an insurtech focused on investor-focused property insurance for small residential and specialty rental properties. It overlaps with Strategic Insurance Agency on serving non-standard residential property owners and uses a technology-driven distribution model.
• Lemonade: Lemonade is a digital-native insurance company offering renters, homeowners, and pet insurance. While not tiny-home specific, it represents the tech-driven direct-to-consumer model that could eventually serve the tiny home segment and disrupt traditional agency distribution.

Others

• CoverWallet: CoverWallet is a digital insurance brokerage for small businesses and individuals, enabling online comparison and purchase of policies from multiple carriers. It is a comparable technology-enabled brokerage model that could compete for tiny home insurance customers online.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks1 record

Key highlights6 records

Customer concentration

• Facebookfacebook.com/mystrategicinsurance
• LinkedInlinkedin.com/company/strategic-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Strategic Insurance Agency