Conterra
Conterra Ag Capital is a private agricultural lender serving farmers, ranchers, and agribusiness professionals nationwide. It offers farm and ranch loans, operating credit, agribusiness loans, and alternative lending through regional relationship managers across nine U.S. regions.
- Company typePrivate
- Founded2014
- HeadquartersWest Des Moines, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Conterra does
Conterra Ag Capital is a private agricultural lender headquartered at 5465 Mills Civic Pkwy, Suite 201, West Des Moines, Iowa. The company, founded in 2014 and structured as Conterra Agricultural Capital, LLC under Conterra Holdings, LLC, focuses exclusively on lending to American agriculture and serves farmers, ranchers, rural landowners, and agribusiness professionals nationwide. Its product suite spans farm and ranch real estate loans, agribusiness loans, alternative lending, agricultural real estate lending, development loans (including permanent crops), revolving lines of credit (RLOC), operating lines of credit for federally insured crop producers, the Conterra Ag Premier credit-score quick-approval program, recreational land loans, and partner-distributed crop insurance.
The underlying technology centers on a credit scorecard-based Rapid Application underwriting model that delivers expedited decisions through a simplified application workflow, supplemented by the Conterra Ag Premier program for streamlined approvals. The company distributes through a hybrid go-to-market: an enterprise field-sales motion via regional relationship managers deployed across nine U.S. regions (Southern, Western, Midwest, Northwest, Southwest, Great Plains, Southeast, Eastern Cornbelt, and Delta), paired with a direct-to-consumer self-serve online application pathway. Conterra's alternative lending program accepts borrowers with credit scores as low as 660, below national averages, distinguishing it from conventional agricultural banks.
Conterra generates revenue primarily through interest income on agricultural loans with multi-year contract structures; traditional products offer longer terms and lower rates with stricter documentation, while alternative products offer shorter terms, higher rates, and interest-only periods for balance-sheet right-sizing. Marketing is delivered through owned channels including the Farming America Blog, Farm and Ranch Economic Report, email newsletter, and active social media presence across Facebook, Instagram, X, LinkedIn, YouTube, and TikTok. Leadership includes Co-Founder and Executive Vice President David Probst and President & CEO Paul Erickson, supported by a regional management team of relationship managers and AVPs.
Conterra firmographics
Firmographics- Name
- Conterra
- Legal name
- Conterra Agricultural Capital, LLC
- Website
- https://conterraag.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Conterra Ag Capital is a private agricultural lender serving farmers, ranchers, and agribusiness professionals nationwide. It offers farm and ranch loans, operating credit, agribusiness loans, and alternative lending through regional relationship managers across nine U.S. regions.
- Ownership category
- akta.pro rank
Conterra industry classification
Industry- Product category
- Agricultural Lending
- NAICS
- Credit Intermediation and Related Activities (522)
- akta.pro primary industry
- Real Estate Private Credit (CRE Debt) (FSANADAG)
- akta.pro secondary industry
- SME Commercial Real Estate (CRE) Lending (FSABABAG)
Keywords
Where Conterra is headquartered
LocationHeadquarters
- HQ city
- West Des Moines
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Conterra business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Agricultural Lending: Conterra generates revenue through interest income on various agricultural loans including farm and ranch real estate loans, operating lines of credit, development loans, agribusiness loans, and alternative lending solutions. The company is a private lender focused exclusively on American agriculture.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Traditional Lending |
| Other | Multi-year contract | Alternative Lending |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Conterra product offering
Product offeringCore offering
Conterra Ag Capital is a private agricultural lender that provides a comprehensive suite of financing products to farmers, ranchers, and agribusiness professionals across the United States. Its offerings include farm and ranch real estate loans, agribusiness loans, alternative lending, revolving lines of credit, operating loans, development loans, recreational land loans, and partner crop insurance, delivered through regional relationship managers and a credit scorecard-based rapid application process.
Product overview
Conterra Ag Capital is a private agricultural lender offering a comprehensive suite of lending products designed to meet the financing needs of farmers, ranchers, and agribusiness professionals nationwide. The company provides both traditional and alternative lending solutions including Farm and Ranch Loans, Agribusiness Loans, Alternative Lending, Ag Real Estate Lending, Development Loans, Revolving Lines of Credit, Operating Loans, Conterra Ag Premier (credit score quick approval program), Recreational Land Loans, and Crop Insurance. Regional relationship managers located across the country work directly with producers to deliver flexible and creative financing solutions.
Differentiator
Problem solved
Functional benefit
Products and services
- Farm and Ranch Loans
- Agribusiness Loans
- Alternative Lending
- Ag Real Estate Lending
- Development Loans
- Revolving Lines of Credit (RLOC)
- Operating Loans
- Conterra Ag Premier
- Recreational Land Loans
- Crop Insurance
Quantifiable outcome
- Alternative lending programs with minimum credit score requirement of 660, below national average
Companies that use Conterra
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
Conterra technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Conterra partnerships and signals
Strategic signalScale indicators2 records
Recent moves6 records
Expansion highlights5 records
Conterra competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Conterra social profiles
Digital presenceConterra financial estimates
Financial estimateRevenue estimate
Valuation estimate
Conterra leadership team
Management profileNumber of profiles
Profiles9 records
Conterra funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Conterra M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Conterra
What does Conterra do?
Conterra Ag Capital is a private agricultural lender that provides a comprehensive suite of financing products to farmers, ranchers, and agribusiness professionals across the United States. Its offerings include farm and ranch real estate loans, agribusiness loans, alternative lending, revolving lines of credit, operating loans, development loans, recreational land loans, and partner crop insurance, delivered through regional relationship managers and a credit scorecard-based rapid application process.
Is Conterra a public or private company?
Conterra is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Conterra founded?
Conterra was founded in 2014. It employs 11 to 50 people.
Where is Conterra based?
Conterra is headquartered in West Des Moines, United States, in the North America region.
How does Conterra make money?
One revenue line is on record: agricultural Lending.
Does Conterra have an API?
No public API is recorded for Conterra.
What industry is Conterra in?
Conterra's product category is Agricultural Lending. Its primary akta.pro industry code is FSANADAG, Real Estate Private Credit (CRE Debt), with a secondary code of FSABABAG, SME Commercial Real Estate (CRE) Lending. Its NAICS code is 522.