Doha Insurance Group

What Doha Insurance Group does

Doha Insurance Group (DIG) is a publicly listed Qatari insurance holding company (Q.P.S.C.) founded in 1999 and headquartered at 213 C Ring Road, Doha. It underwrites both personal lines (car, travel, medical, domestic helper, personal accident, yacht, and visitor health insurance) and corporate lines (motor fleet, property, aviation, marine, energy, engineering, life & health group, money & special risks, and liability/financial/accident), and operates the Mena Reinsurance subsidiary established in 2015 to provide reinsurance capacity across the MENA region. DIG serves over one million customers, holds an A- (Excellent) financial strength rating from A.M. Best (2016) and prior BBB+ from Standard & Poor's (2012-2013), and is led by Group President Bassam Hussein and CEO Jassim Al-Moftah.

DIG's distribution model is dual-track: a digital-first direct-to-consumer stack comprising its corporate website (dig.com.qa), award-winning iOS/Android mobile application (Mobile App of the Year Qatar 2025, 4.9 stars, 50K+ downloads), WhatsApp and 24/7 phone support, supplemented by physical branches across Qatar; and a sales-led enterprise channel for commercial lines via direct executive-led engagement. The technology stack centers on the mobile platform with OTP-based identity verification, bank-level encryption, instant claims processing, digital document management, and smart notifications.

DIG generates revenue through recurring insurance premiums across personal and commercial policies, with corporate lines representing the larger-ticket accounts (aviation, energy, marine, fleet) and personal lines delivering distributed volume. Q1 2026 net profit was QR 75.8M (EPS QR 0.15) versus QR 72.0M (EPS QR 0.14) in Q1 2025, indicating ~5.3% YoY profitability growth. Strategic direction emphasizes MENA regional expansion in the near-to-medium term with a longer-term eye on European markets, new profit centers, and continued digital investment.

Name

Doha Insurance Group

Legal name

Doha Insurance Group Q.P.S.C.

Website

https://dig.qa

Company type

Public

Founded year

1999

Operating status

Operating

Headcount range

251–500 employees

Short description

Doha Insurance Group is a publicly listed Qatari insurer underwriting personal lines (motor, travel, medical, accident, yacht) and corporate lines (fleet, property, aviation, marine, energy, engineering) plus MENA-region reinsurance through its Mena Reinsurance subsidiary, serving over one million customers via digital and direct channels.

Ownership category

akta.pro rank

Product category

General Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Property and Casualty Insurance Carriers (524126), Direct Health and Medical Insurance Carriers (524114), Insurance Carriers and Related Activities (524)

SIC

Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321), Life Insurance (6311), Insurance Carriers, Nec (6399)

akta.pro primary industry

Group Travel & Corporate Travel Accident Insurance (FSAJAJAK)

akta.pro secondary industries

Reinsurance Solutions for Group Benefits (Group Life, Group Disability, Supplemental Health) (FSAOAAAH), Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK)

Keywords

• Personal insurance products
• Commercial insurance lines
• Reinsurance services
• Motor vehicle insurance
• Corporate risk coverage

Headquarters

HQ city

Doha

HQ country

Qatar

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Personal Insurance Premiums: Collection of recurring insurance premiums from individual customers purchasing personal lines coverage including motor/car, travel, medical/health, domestic helper, personal accident, and yacht insurance. Premiums are recurring in nature (annual policies typically), with pricing determined by risk assessment, coverage scope, and market competitive rates.
2. Corporate/Commercial Insurance Premiums: Collection of insurance premiums from businesses and organizations for corporate coverage lines including Motor Fleet, Property, Aviation, Marine, Energy, Engineering, Life & Health Group, Money & Special Risks, and Liability/Financial & Accident insurance. Typically large-ticket commercial policies with annual renewal cycles, generating significant premium income.
3. Reinsurance Operations (MENA Reinsurance): Reinsurance operations established through the MENA Reinsurance arm launched in 2015, providing reinsurance capacity to other insurers across the MENA region, generating both premium income and risk diversification.

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Doha Insurance Group is a publicly listed Qatari insurer that underwrites and distributes personal insurance lines (car, travel, medical, domestic helper, personal accident, yacht, and visitor health) and corporate/commercial lines (motor fleet, property, aviation, marine, energy, engineering, life & health group, money & special risks, liability/financial & accident). Policies are sold directly through the dig.com.qa website, the DIG mobile app, phone/WhatsApp, and physical branches, with corporate lines supported via dedicated enterprise sales. The group also runs a MENA-region reinsurance subsidiary (Mena Reinsurance, established 2015).

Product overview

Doha Insurance Group offers a comprehensive insurance portfolio organized into two main segments: Personal/Individual products and Corporate products. Personal products include Car Insurance, Travel Insurance, Medical Insurance, Domestic Helper Insurance, Personal Accident Insurance, Yacht Insurance, and Visit Qatar (Visitors Insurance). Corporate offerings encompass Motor Fleet Insurance, Property Insurance, Aviation Insurance, Life & Health Group Insurance, Engineering Insurance, Marine Insurance, Energy Insurance, Money & Special Risks Insurance, and Liability, Financial & Accident Insurance. The group also operates Mena Reinsurance as a subsidiary (established 2015) for reinsurance operations across the MENA region. All products are accessible through the DIG mobile application (awarded Mobile App of the Year Qatar 2025) and online platform, supporting both individual customers and corporate clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Car Insurance Motor vehicle insurance covering personal cars, providing protection against accidents, damages, and related risks for individual vehicle owners in Qatar.
• Travel Insurance Insurance coverage for travelers, including outbound travel protection for individuals.
• Medical Insurance Health insurance providing medical coverage for individuals and families.
• Domestic Helper Insurance Insurance coverage specifically designed for domestic workers and helpers.
• Personal Accident Insurance Coverage for personal accidents providing financial protection against injury or death.
• Yacht Insurance Marine insurance coverage for yachts and recreational vessels.
• Visit Qatar (Visitors Insurance) Mandatory health insurance for visitors to Qatar, required for visa purposes.
• Motor Fleet Insurance Corporate fleet insurance covering multiple vehicles under a single policy for businesses.
• Property Insurance Commercial property insurance protecting business assets, buildings, and contents.
• Aviation Insurance Insurance coverage for aviation risks including aircraft, liability, and related aviation operations.
• Life & Health Group Insurance Group health and life insurance policies for corporate clients and their employees.
• Engineering Insurance Insurance coverage for engineering projects, contractors' plant, and machinery.
• Marine Insurance Marine cargo and hull insurance covering goods in transit and maritime vessels.
• Energy Insurance Specialized insurance for energy sector risks including oil, gas, and renewable energy projects.
• Money & Special Risks Insurance Coverage for cash handling, money transit, and special risk exposures.
• Liability, Financial & Accident Insurance Corporate liability, financial lines, and accident insurance for businesses.
• Mena Reinsurance Reinsurance operations arm established in 2015 to provide reinsurance capacity to other insurers across the MENA region, generating premium income and risk diversification.
• DIG Mobile Application Award-winning mobile app enabling customers to manage policies, process claims, make payments, and access 24/7 support. Rated 4.9 stars with 50K+ downloads, available on iOS and Android.

Quantifiable outcome

• Net profit increased from QR 72,022,413 (Q1 2025) to QR 75,826,160 (Q1 2026), representing approximately 5.3% year-over-year growth.
• +3 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators8 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Qatar Insurance Company (QIC): QIC is the largest Qatari insurer, publicly listed on the QSE, and underwrites a similar multi-line portfolio across personal, commercial, and reinsurance (via Q-Re) segments. It is the most direct domestic peer to Doha Insurance Group, competing head-to-head in motor, medical, marine, aviation, and energy lines.
• OQIC (Oman Qatar Insurance Company): OQIC is a Qatar-domiciled joint-venture insurer offering personal and commercial lines, formed through a partnership with Omani shareholders. It is a direct domestic peer in motor, medical, and group insurance within the Qatari market.
• Al Khaleej Takaful Group: Al Khaleej Takaful is a QSE-listed Qatari takaful (Islamic insurance) provider offering personal and commercial lines. It competes directly with DIG in the Qatari market, particularly in motor, medical, and group life/health, and serves a similar customer base.
• Qatar Islamic Insurance Company (QIIC): QIIC is a Qatar-based Islamic insurance company offering family and general takaful products. It is a direct competitor in the Qatari personal and group insurance market, addressing an overlapping customer segment with Sharia-compliant alternatives to DIG's conventional products.

Regional players

• Oman Insurance Company (OIC): OIC is a UAE-domiciled multi-line insurer (part of Mashreq Group) writing motor, medical, energy, marine, and aviation lines. It is comparable to DIG in its commercial-lines focus on energy, marine, and aviation, though it primarily serves the UAE rather than Qatar.
• Saudi Enaya Cooperative Insurance: Saudi Enaya is a Tadawul-listed Saudi health insurer providing individual and group medical coverage. While more narrowly focused on health than DIG, it is a comparable publicly listed MENA health insurance player competing for regional group health accounts.
• Gulf Insurance Group (GIG): GIG is one of the largest insurance groups in the MENA region, listed on Boursa Kuwait, with operations across the GCC including a Qatari subsidiary. It competes in the same commercial and reinsurance segments as DIG, with broader regional reach.
• Beema (a subsidiary of Bupa Arabia): Bupa Arabia is the leading health insurer in Saudi Arabia, listed on Tadawul. While regionally focused on Saudi health, it is a comparable specialty health insurer in the GCC and represents the type of scaled health-insurance player DIG competes with for group health contracts.
• Salama Cooperative Insurance: Salama is a UAE-listed Islamic insurance (takaful) provider offering personal, commercial, and group lines across the MENA region. It is comparable to DIG in its multi-line takaful/conventional portfolio approach and regional expansion ambitions.

Broad incumbents

• AXA Insurance Gulf: AXA Gulf is the regional arm of global insurer AXA, operating across the UAE, Oman, Qatar, and Bahrain. It is a broad incumbent competitor in personal and commercial lines, offering motor, health, property, and travel products to similar customer segments in Qatar.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Instagraminstagram.com/p/DZKxBarkpXY
• Xx.com/DohaInsuranceCO
• Facebookfacebook.com/DohaInsurance
• LinkedInlinkedin.com/company/doha-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Doha Insurance Group