Financial Casualty and Surety, Inc

What Financial Casualty and Surety, Inc does

Financial Casualty and Surety, Inc. is a privately held insurance company headquartered in Houston, Texas, that operates in the casualty and surety insurance segment. The firm was incorporated in 2007 and identifies as a for-profit entity, but its public-facing website (fcsurety.com) currently renders only a loading/verification page, providing no substantive information about its specific product lines, underwriting appetite, or distribution channels. Based on its legal name and industry placement, the company's functional remit appears to be the underwriting or facilitation of surety bonds — instruments typically required of contractors, commercial entities, and fiduciaries — though no evidence is available to confirm whether the entity acts as a direct surety carrier, a managing general underwriter, a surety broker, or a fronting/risk-bearing entity.

The firm operates at a very small scale, with reported headcount of 1-10 employees and no disclosed funding, parent-subsidiary relationships, or ownership structure. No executive team, board, regulatory actions, mergers and acquisitions, or restructuring events could be identified in the available data, and no technology stack, proprietary platforms, partnerships, customer logos, or pricing models are documented. The absence of disclosed financials, customer segments, and product detail represents a material data gap: investors cannot currently triangulate premiums written, commission income, claims ratios, or geographic footprint from public sources.

Commercial mechanics (how Financial Casualty and Surety, Inc. sources business — whether through retail agents, direct sales, or producer partnerships — and how it earns revenue — premiums, agency commissions, fees, or guarantee income) cannot be substantiated from the input. The company description is necessarily limited to what the firm name, incorporated status, and category placement permit, supplemented by the explicit acknowledgment that the primary source domain does not expose extractable content at this time.

Name

Financial Casualty and Surety, Inc

Website

https://fcsurety.com

Company type

Private

Founded year

2007

Headcount range

11–50 employees

Short description

Financial Casualty and Surety, Inc. is a privately held, Houston-based insurance company operating in the casualty and surety segment. Founded in 2007 with 1-10 employees, it is positioned within the surety bonding niche for commercial and contracting customers, though its product set and channels are not publicly disclosed.

Ownership category

akta.pro rank

Product category

Surety Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Finance and Insurance (52)

SIC

Surety Insurance (6351)

akta.pro industry

PRIMARYFSAJAIAA

Contract Surety Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

SECONDARYFSAEADAI

Surety & Bond Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAIAK

Notary / Bail / Miscellaneous Consumer Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

Keywords

• Surety bonds
• Casualty insurance
• Commercial surety
• Contract bonds
• Specialty insurance

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others

Core offering

Financial Casualty and Surety, Inc is a specialty insurance company that underwrites surety bonds and related casualty insurance coverage. Based on its corporate name and classification as an insurance company, its fundamental business is issuing surety guarantees (such as contract and commercial surety bonds) to businesses that need to post financial guarantees to obligees. Founded in 2007 and operating in Houston, Texas, the firm serves as a small, privately held surety underwriter.

Differentiator

Problem solved

Functional benefit

Products and services

• Surety Bonds (contract and commercial surety) Surety bond guarantees issued to commercial principals (such as contractors and commercial obligors) required to post financial guarantees for contract performance, bidding, licensing, or other commercial obligations — the core offering inferred from the company's name "Financial Casualty and Surety, Inc".
• Casualty Insurance Casualty insurance coverage offered as part of the company's underwriting portfolio, referenced in the firm's corporate name "Financial Casualty and Surety, Inc" and confirmed by the short_description labeling it an insurance company.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Developers Surety and Indemnity Company: Specialty surety writer focused on commercial and contract surety for smaller contractors. Directly comparable in size, product mix, and target customer segment.
• Lexon Insurance Company: Specialty surety carrier writing contract, commercial, and fidelity bonds for small-to-mid market contractors. Closely comparable in size, surety specialization, and target customer profile.
• International Fidelity Insurance Company (IFIC): Specialty surety carrier focused on contract, commercial, and license and permit bonds. Closely comparable as a niche surety underwriter serving small and mid-sized contractors.

Broad incumbents

• Travelers Surety: Travelers' surety division writes contract and commercial surety bonds nationally. Comparable focus on contract surety but with substantially larger underwriting capacity and brand recognition.
• Liberty Mutual Surety: Major U.S. surety carrier within Liberty Mutual, writing contract, commercial, and fidelity surety. Comparable product mix but operates at much larger scale with global reinsurance support.
• Zurich North America Surety: Zurich's U.S. surety practice underwrites contract and commercial bonds for mid-market and large contractors. Comparable product offering but with broader geographic reach and balance-sheet strength.
• CNA Surety: One of the largest U.S. surety underwriters, part of CNA Financial. Directly comparable as a contract and commercial surety writer, but operates at vastly greater scale with national distribution.

Emerging players

• HC Global Surety Solutions: Independent surety agency and bond producer placing commercial and contract surety for contractors. Comparable in serving surety customers but functions as a distributor rather than a carrier.
• SuretyBonds.com: Online surety bond marketplace and agency placing commercial, contract, and license bonds. Comparable end-customer focus (small contractors and businesses) but competes via a digital distribution model.
• Allegheny Surety: Specialty surety provider serving small and mid-sized contractors, with emphasis on hard-to-place contract surety risks. Comparable niche focus but smaller underwriting footprint.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights3 records

Customer concentration

• LinkedInlinkedin.com/company/financial-casualty-surety-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Financial Casualty and Surety, Inc