What First Responder Task Force does

First Responder Task Force (FRTF), founded in 2001 and headquartered in Greenville, South Carolina, is a private nonprofit service organization that serves as the exclusive distribution channel for the Armed Forces Benefit Association's (AFBA) line-of-duty death survivor benefits to U.S. first responders. Its core product is a $5,000 LODD survivor benefit provided at no cost to the agency or individual, covering all sworn, non-sworn, paid, volunteer, administrative, and reserve personnel across law enforcement, fire, and EMS. The benefit is positioned as exclusion-free (no exclusions for Acts of War, Acts of Terror, Hazardous Duty, or Line of Duty) and is in force 24/7 on or off duty, directly addressing gaps exposed by the 9/11 attacks that delayed or denied payments to 414 fallen first responders' families.

The organization reaches customers through a field-sales motion executed by Task Force Coordinators who conduct agency briefings with minimal operational disruption, supplemented by website contact forms, phone intake, and organic social channels. It reports coverage of 500,000+ first responders and families across 7,000+ agencies in all 50 states and DC, with over $1,000,000 in benefits paid out. There is no proprietary technology platform; the offering is delivered through human coordinators and partner-funded insurance infrastructure rather than software products. FRTF also founded the First Responder Benefit Association (FRBA), a 501(c)(3) nonprofit providing additional financial aid to families, with FRTF covering 100% of FRBA's administrative expenses.

Economically, FRTF does not charge end users for its core benefit and does not disclose revenue figures. Its operating model is funded through AFBA partnership support for outreach and administration, with secondary revenue potential from AFBA's optional add-on survivor benefit products briefed alongside the free core offering. The 51-100 employee team is mission-oriented (Retention Specialists, Member Liaisons, Compliance, Field Trainers), and leadership is led by CEO Joseph Caldwell. As a nonprofit with no disclosed funding rounds, M&A, or outside investors, FRTF is structured for mission delivery and installed-base maintenance rather than venture-scale growth.

Name

First Responder Task Force

Legal name

First Responder Task Force

Website

https://firstrespondertaskforce.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

51–100 employees

Short description

First Responder Task Force is a Greenville, SC-based nonprofit that distributes AFBA's free $5,000 line-of-duty-death survivor benefit to U.S. first responders across 7,000+ agencies and all 50 states via field coordinator briefings.

Ownership category

akta.pro rank

Product category

First Responder Survivor Benefits Distribution

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Group AD&D Insurance (Employer-Sponsored) (FSAIALAA)

Keywords

• First responder benefits
• Survivor benefit distribution
• Line of duty death benefits
• Agency briefing services
• Insurance exclusion coverage

Headquarters

HQ city

Greenville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. AFBA Survivor Benefit Administration: FRTF serves as the exclusive distribution channel for AFBA's $5,000 LODD survivor benefit for First Responders. The benefit is paid for and provided by Armed Forces Benefit Association (AFBA). FRTF receives funding/partnership support from AFBA for their outreach and administrative operations in briefing agencies and distributing the benefit.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

First Responder Task Force is the exclusive distribution channel for AFBA's $5,000 Line of Duty Death (LODD) survivor benefit, issued at no cost to first responders and their employing agencies. The benefit has no exclusions for Acts of War, Acts of Terror, Hazardous Duty, or Line of Duty and is in force 24/7 on or off duty. FRTF briefs state, federal, and private agencies nationwide and also distributes information on additional AFBA survivor benefits available to first responders.

Product overview

First Responder Task Force operates as a survivor benefits distribution organization rather than a technology product company. Its portfolio consists of a core $5,000 LODD survivor benefit offered at no cost through its partnership with Armed Forces Benefit Association (AFBA), supplemented by additional survivor benefits extended to first responders. The organization also supports the First Responder Benefit Association (FRBA) nonprofit, which provides direct financial aid to families of fallen first responders, with FRTF covering all of FRBA's operational expenses.

Differentiator

Problem solved

Functional benefit

Products and services

• $5,000 LODD Survivor Benefit A $5,000 line-of-duty death survivor benefit paid to the families of fallen first responders. The benefit is issued at no cost to the agency or individual first responder, is paid for and provided by AFBA, and is in force 24/7 on or off duty with no exclusions for acts of war, terrorism, hazardous duty, or line-of-duty definitions. All sworn, non-sworn, paid, volunteer, administrative, reserve, and other department personnel are eligible. A $2,000 benefit is paid for non-suicide deaths that fall outside standard criteria.
• Additional Survivor Benefits Extended survivor benefit coverage available to first responders through FRTF's partnership with the Armed Forces Benefit Association (AFBA), providing additional peace-of-mind coverage options beyond the base $5,000 LODD survivor benefit. FRTF briefs agencies on these additional benefits and connects interested first responders with AFBA for enrollment.
• First Responder Benefit Association (FRBA) A 501(c)(3) nonprofit founded and fully funded administratively by FRTF to provide direct financial aid to families of fallen first responders. FRTF covers 100% of FRBA's administrative and operational expenses so that 100% of public donations go directly to aiding families in need.

Quantifiable outcome

• Over $1,000,000 allocated to families who have suffered a tragic loss
• +2 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Armed Forces Benefit Association (AFBA)coreStrategic or Co-development Partner · 1 January 1997FRTF is partnered with AFBA - a non-profit member benefit association created in the basement of the Pentagon that has covered the nation's Military since 1947. Through AFBA, specialized coverage once only accessible to Military personnel was extended to First Responders after 9/11. FRTF serves as AFBA's 'boots on the ground' and exclusive distribution channel ensuring First Responders and their families have access to survivor benefits.
• First Responder Benefit Association (FRBA)coreStrategic or Co-development PartnerFRBA is FRTF's nonprofit founded to fill the gap of financial hardship that can often burden families of fallen First Responders. FRTF funds 100% of FRBA's administrative and operational expenses so that 100% of public donations go directly to aiding families in need. FRBA is a tax-exempt 501(c)(3) nonprofit organization.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Others

• Wounded Warrior Project: National nonprofit delivering programs and benefits to post-9/11 veterans and their families. Comparable in mission-driven service-delivery to a uniformed-services population and in building a national donor and member base; differs in serving veterans rather than active first responders.

Emerging players

• Fraternal Order of Police (FOP): Largest law enforcement fraternal organization in the U.S., with state and local lodges providing member benefits including death-benefit funds. Comparable in distributing member benefits to law enforcement personnel and in accessing police agencies at the local level.
• VFIS (Volunteer Firemen's Insurance Services): Specialty insurance and risk-management provider focused on emergency service organizations, particularly volunteer and combination fire departments. Comparable in targeting the first-responder insurance market but offering broader commercial insurance products rather than survivor benefits alone.
• International Association of Fire Fighters (IAFF): Labor union representing professional firefighters and paramedics across the U.S. and Canada, with affiliated member-benefit programs including line-of-duty death support. Comparable in delivering benefits to the firefighter segment and in building relationships with fire agencies nationally.

Direct peers

• Concerns of Police Survivors (COPS): National nonprofit serving surviving families and co-workers of law enforcement officers killed in the line of duty. Directly comparable in delivering survivor support to a first-responder sub-segment and in operating as a mission-driven national organization.
• Armed Forces Benefit Association (AFBA): FRTF's exclusive distribution partner, providing the same exclusion-free survivor benefit model to active-duty military and their families since 1947. Most directly comparable in product design and partnership-driven distribution; differs only in target population (military vs. first responders).
• National Fallen Firefighters Foundation (NFFF): National nonprofit that supports the families of fallen firefighters and works to reduce line-of-duty deaths. Comparable to FRTF in mission focus on firefighter families and in delivering direct financial and emotional aid post-line-of-duty death.
• Police and Firemen's Insurance Association: Insurance association providing life insurance and annuity products to police officers, firefighters, and their families across multiple states. Comparable in product offering (life/survivor benefits) and in serving the same first-responder customer base through a member-benefit distribution model.
• National Law Enforcement Officers Memorial Fund (NLEOMF): Organization that honors America's fallen law enforcement officers and supports survivors, with strong law-enforcement community ties. Comparable to FRTF in mission alignment and national reach into police agencies.

Broad incumbents

• Public Safety Officers' Benefits (PSOB) Program: U.S. Department of Justice program that provides federal death, disability, and education benefits to survivors of fallen public safety officers. Acts as a broader incumbent in the same line-of-duty death benefit category; differs as a government program rather than a private distribution channel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/FirstResponderTaskForce
• LinkedInlinkedin.com/company/firstrespondertaskforce
• Instagraminstagram.com/firstrespondertaskforce
• Xx.com/ustaskforce

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First Responder Task Force