Caplan Financial Group
Composition Wealth is an independent registered investment advisory firm managing $11B+ across 40+ states, delivering wealth management, multi-family office, retirement, and investment strategy services to high-net-worth individuals, families, and corporate clients on a fiduciary basis.
- Company typePrivate
- Founded1992
- HeadquartersBaltimore, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Caplan Financial Group does
Composition Wealth, LLC is an independent, fee-only registered investment advisory firm operating as a fiduciary, with $11B+ in assets under management/advisement as of 3/31/26 and a workforce of 125+ employees organized into 20+ advisory teams backed by 40+ dedicated support staff. The firm serves clients across 40+ U.S. states, organized around five core service lines: Wealth Foundations (foundational advisory with six modules including financial planning, tax integration, investment management, insurance/risk, liquidity/credit, and estate/trust/legacy), Private Wealth (HNW legacy planning), Multi-Family Office (holistic multi-family services), Retirement & Benefits (corporate retirement plan design), and an Investment Strategy Group (portfolio construction and research).
The underlying technology stack relies on third-party platforms — Black Diamond for client portfolio reporting and eMoney for financial planning — accessed through dedicated client logins, with no proprietary technology disclosed. Revenue is generated through subscription/recurring fee-based advisory engagements on a fiduciary basis, with pricing personalized and not publicly disclosed. The go-to-market motion is advisory-led and relationship-based, distributing through a 'Talk to an Advisor' direct engagement pathway and a parallel 'Become an Advisor' recruitment channel, supported by a content engine spanning LinkedIn, YouTube, webinars, blog, and PR/media appearances.
The firm has accumulated significant industry recognition in 2025, including Forbes Top RIA, Barron's Top 100, Newsweek Top Advisory Firm, PlanAdviser Top Advisory Firm, AdvisorHub, and multiple workplace-culture awards. Ownership structure beyond independent fiduciary operation is not disclosed in the available materials.
Caplan Financial Group firmographics
Firmographics- Name
- Caplan Financial Group
- Legal name
- Composition Wealth, LLC
- Website
- https://caplanfinancialgroup.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Composition Wealth is an independent registered investment advisory firm managing $11B+ across 40+ states, delivering wealth management, multi-family office, retirement, and investment strategy services to high-net-worth individuals, families, and corporate clients on a fiduciary basis.
- Ownership category
- akta.pro rank
Caplan Financial Group industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)
- akta.pro secondary industries
- Private Client/High-Net-Worth Advisory (FSAEAAAN), Financial Planning–Led RIAs (FSAAACAB), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)
Keywords
Where Caplan Financial Group is headquartered
LocationHeadquarters
- HQ city
- Baltimore
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Caplan Financial Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Wealth Management and Advisory Services: Composition Wealth generates revenue through comprehensive wealth management and advisory services including financial planning, investment management, tax integration, estate planning, insurance risk management, and retirement planning. The firm operates as a fee-only registered investment advisor, acting as a fiduciary in the best interest of clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Bespoke wealth management services with personalized advisory engagement |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Caplan Financial Group product offering
Product offeringCore offering
Caplan Financial Group operates as an independent, fee-only registered investment advisory firm acting as a fiduciary for clients. It delivers comprehensive wealth management across five service lines: Wealth Foundations (foundational advisory integrated with financial planning, tax, investment management, insurance/risk, liquidity/credit, and estate modules), Private Wealth (HNW legacy and multigenerational planning), Multi-Family Office (holistic consolidated services for families), Retirement & Benefits (corporate retirement plan and employee benefits design), and Investment Strategy Group (portfolio construction and research). The firm reports $11B+ AUM, 125+ employees, and services across 40+ U.S. states.
Product overview
Composition Wealth operates as a unified wealth management platform offering five core service lines: Wealth Foundations (foundational advisory services with six integrated modules), Private Wealth (comprehensive high-net-worth management), Multi-Family Office (holistic multi-family services), Retirement & Benefits (corporate retirement planning), and Investment Strategy Group (investment research and strategy). The platform follows a platform-plus-modules architecture where Wealth Foundations serves as the core offering with modular components including Financial Planning & Advisory, Tax Integration, Investment Management, Insurance & Risk, Liquidity & Credit, and Estate, Trust & Legacy. The other service lines (Private Wealth, Multi-Family Office, Retirement & Benefits, Investment Strategy Group) function as specialized verticals that can be accessed independently or in combination with Wealth Foundations services.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Foundations Foundational wealth management services laying the groundwork today for lasting wealth tomorrow. Encompasses financial planning and advisory, tax integration, investment management, insurance and risk, liquidity and credit, and estate, trust and legacy planning delivered as an integrated offering.
- Private Wealth Comprehensive wealth management for high-net-worth individuals focused on building a legacy together that extends beyond the client's lifetime.
- Multi-Family Office Holistic financial services providing integrated management across multiple family wealth needs, taking the administrative burden off clients through a unified approach.
- Retirement & Benefits Corporate retirement and employee benefits planning services providing plans for businesses and employees aligned with their goals.
- Investment Strategy Group Strategic investment advisory services providing portfolio construction, asset allocation, and investment research across the firm's wealth management offerings.
Companies that use Caplan Financial Group
Customer profileSegments4 records
Ideal customer profiles4 records
Caplan Financial Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Caplan Financial Group partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Black DiamondcoreBlack Diamond is a wealth management reporting platform used by Composition Wealth for client portfolio reporting and account management. Clients access the platform through a dedicated login on the company's website.
- eMoneycoreeMoney is a financial planning platform used by Composition Wealth for client financial planning, goal tracking, and comprehensive wealth planning services. Clients access the platform through a dedicated login on the company's website.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Caplan Financial Group competitors and assessment
Company assessmentDirect peers
- Focus Financial Partners: Focus is a partnership of independent RIAs and wealth management firms, providing capital, technology, and operational support to its member firms. Its affiliate-based model and HNW focus are closely aligned with Composition Wealth's growth approach.
- Mariner Wealth Advisors: Mariner is a national RIA providing comprehensive wealth advisory, retirement plan, and multi-family office services to HNW clients. Its scale, service breadth, and advisor recruitment model closely mirror Composition Wealth's positioning.
- Hightower Advisors: Hightower is a $250B+ AUM national RIA serving HNW individuals and families through partner firms, with services spanning investment management, financial planning, and family-office solutions. Comparable in scale ambition and advisor-affiliation model.
- Savant Wealth Management: Savant is a fee-only RIA offering comprehensive wealth management, tax, and retirement services to HNW clients with an integrated advisor-led model. Comparable in scope, fiduciary model, and target client profile.
- Carson Group: Carson Group provides wealth management, investment advisory, and coaching services to advisors and their clients, with a strong advisor-recruitment focus. Its platform-plus-community model parallels Composition Wealth's advisor recruitment pathway.
- Mercer Advisors: Mercer Advisors is a national RIA with $60B+ AUM focused on HNW households, offering integrated financial planning, investment management, tax, and estate services. Comparable to Composition Wealth in target client and integrated service offering.
- Creative Planning: Creative Planning is one of the largest independent, fee-only RIAs in the U.S. with $300B+ AUM, offering comprehensive financial planning, investment management, tax, and estate services — directly comparable to Composition Wealth's full-service private wealth platform.
Emerging players
- Caplan Financial Group: Caplan Financial Group appears as a related entity in the source data and is a fee-only RIA providing wealth management and financial planning services. Included as a comparable independent RIA of smaller scale focused on personalized advisory services.
Broad incumbents
- Edelman Financial Engines: Edelman Financial Engines is a large national RIA with $300B+ AUM providing investment advisory, financial planning, and retirement plan services, with a stronger employer-sponsored retirement orientation than Composition Wealth.
- Schwab Wealth Advisory: Schwab Wealth Advisory is the in-house advisory solution of Charles Schwab, offering automated and advisor-led wealth management at scale. Comparable client segment but with a vastly larger institutional footprint and lower-touch service model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Caplan Financial Group social profiles
Digital presenceCaplan Financial Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Caplan Financial Group leadership team
Management profileNumber of profiles
Caplan Financial Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Caplan Financial Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Caplan Financial Group
What does Caplan Financial Group do?
Caplan Financial Group operates as an independent, fee-only registered investment advisory firm acting as a fiduciary for clients. It delivers comprehensive wealth management across five service lines: Wealth Foundations (foundational advisory integrated with financial planning, tax, investment management, insurance/risk, liquidity/credit, and estate modules), Private Wealth (HNW legacy and multigenerational planning), Multi-Family Office (holistic consolidated services for families), Retirement & Benefits (corporate retirement plan and employee benefits design), and Investment Strategy Group (portfolio construction and research). The firm reports $11B+ AUM, 125+ employees, and services across 40+ U.S. states.
Is Caplan Financial Group a public or private company?
Caplan Financial Group is a private company. It is classified as unknown and is currently operating.
When was Caplan Financial Group founded?
Caplan Financial Group was founded in 1992. It employs 1 to 10 people.
Where is Caplan Financial Group based?
Caplan Financial Group is headquartered in Baltimore, United States, in the North America region.
How does Caplan Financial Group make money?
One revenue line is on record: wealth Management and Advisory Services.
Who are Caplan Financial Group's main competitors?
Direct peers on record are Focus Financial Partners, Mariner Wealth Advisors, Hightower Advisors, Savant Wealth Management, Carson Group, Mercer Advisors and Creative Planning. Caplan Financial Group is listed as an emerging player. Broad incumbents are Edelman Financial Engines and Schwab Wealth Advisory.
Does Caplan Financial Group have an API?
No public API is recorded for Caplan Financial Group.
What industry is Caplan Financial Group in?
Caplan Financial Group's product category is Wealth Management. Its primary akta.pro industry code is FSAAACAA, Comprehensive/Full-Service RIAs & Independent Wealth Managers, with a secondary code of FSAEAAAN, Private Client/High-Net-Worth Advisory. Its NAICS code is 523940 and its SIC code is 6282.