Tempus Wealth

What Tempus Wealth does

Tempus Wealth is an Australian financial planning and mortgage broking firm headquartered in Kirrawee, New South Wales, operating continuously since 1981. The firm serves individuals across all life stages, from young professionals starting careers through to retirees and elderly clients requiring aged care guidance, as well as business owners requiring keyperson and buy/sell insurance. The core offering combines comprehensive financial planning services (superannuation, personal insurance, investment advice, retirement planning, tax planning, estate planning, and cashflow management) with mortgage broking delivered through its wholly-owned Tempus Finance sub-brand, which places loans with a panel of 45+ lenders including major Australian banks and provides free annual loan reviews and property valuations.

The business operates under a licensed structure: Tempus Wealth Group Pty Ltd is a Corporate Authorised Representative of Fortnum Advice Pty Ltd (AFSL 519190) for financial advice, while Tempus Finance operates as a Corporate Credit Representative (519202) of BLSSA. The firm employs 11-50 staff including a Principal, General Manager, Compliance and Advice Team Manager, Practice Manager, multiple Senior Advisers, Mortgage Brokers, a Risk Specialist, Client Service Managers, and administrative support. No proprietary technology, AI/ML capabilities, or digital-first tools are disclosed; the model is human-adviser-led with referral and community-driven client acquisition.

Revenue is generated through three streams: quote-based financial planning advisory fees, lender-paid mortgage broking commissions (at no cost to clients), and share trading fees ($400 application + first trade, $150 per subsequent trade). Distribution is primarily B2C face-to-face in the Sutherland Shire and broader Sydney region, supplemented by a Family & Friends referral program and corporate referral partnerships (notably Auswild Accounting Group). The firm has historically depended on community engagement, charity sponsorships, and word-of-mouth rather than paid digital marketing for client acquisition.

Name

Tempus Wealth

Legal name

Tempus Wealth Group Pty Ltd

Website

https://tempuswealth.com.au

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

11–50 employees

Short description

Tempus Wealth is an Australian financial planning and mortgage broking firm that has served individuals, families, and business owners across all life stages from its Kirrawee, NSW office since 1981.

Ownership category

akta.pro rank

Product category

Wealth Management and Mortgage Broking Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163)

akta.pro primary industry

Retirement Income Planning & Decumulation Advisory (FSAEABAD)

akta.pro secondary industry

Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit) (FSAAABAG)

Keywords

• Financial planning services
• Mortgage broking
• Wealth management advisory
• Superannuation advisory
• Personal insurance advice

Headquarters

HQ city

Kirrawee

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Financial Planning Advisory Fees: Fees for comprehensive financial planning services including initial meetings, strategy development, and ongoing advice
2. Mortgage Broking Commission: Commission paid by lenders for arranging home loans, investment loans, refinancing, and commercial loans. No cost to clients for mortgage broking services.
3. Share Trading Fees: Brokerage account application plus first share sale/purchase at $400 (inc GST), subsequent trades at $150 per trade

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Tempus Wealth provides comprehensive financial planning services covering superannuation, personal insurance, investment advice, retirement planning, tax planning, estate planning, and cashflow management for individuals across all life stages. Its Tempus Finance sub-brand offers mortgage broking services comparing 45+ lenders for home loans, investment loans, construction loans, refinancing, debt consolidation, commercial loans, and car leasing. A separate share trading service assists clients who lack capacity to trade independently, including elderly clients with inherited shareholdings.

Product overview

Tempus Wealth is a financial planning and mortgage broking firm operating since 1981, offering a comprehensive suite of services through its main brand and Tempus Finance sub-brand. The core offering combines financial planning services (superannuation, personal insurance, investments, retirement planning, tax planning, estate planning, cashflow management) with mortgage broking services. Tempus Finance, the specialist loans division, connects clients with over 45 lenders for home loans, investment loans, refinancing, and commercial lending. The company serves individuals across all life stages with dedicated client service managers and a five-star service approach spanning multiple generations.

Differentiator

Problem solved

Functional benefit

Brands

• Tempus Finance: Specialist mortgage broking and personal finance division offering home loans, investment loans, construction loans, refinancing, debt consolidation, commercial loans, and car leasing/financing.

Products and services

• Tempus Wealth Financial Planning Comprehensive financial planning service for individuals across all life stages, covering superannuation, personal insurance, investment advice, retirement planning, tax planning, estate planning, and cashflow management, with a dedicated client service manager working alongside each adviser.
• Tempus Finance Mortgage Broking Specialist mortgage broking service for home loans, investment loans, construction loans, refinancing, debt consolidation, commercial loans, and car leasing/financing, accessed through a panel of 45+ Australian lenders including the big four banks. Provided at no cost to clients, with revenue from lender commissions.
• Share Trading Service

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and minor.

• Fortnum Advice Pty LtdcoreStrategic or Co-development PartnerFortnum Advice Pty Ltd ABN 52 634 060 709 AFSL 519190 is the AFSL holder under which Tempus Wealth Group Pty Ltd operates as a Corporate Authorised Representative, trading as Tempus Wealth.
• BLSSAcoreStrategic or Co-development PartnerTempus Finance is a Corporate Credit Representative (519202) of BLSSA, enabling the mortgage broking division to operate under their credit licence.
• Warren Saunders Insurance BrokerscoreGTM or Marketing PartnerJoint 'Trek for a Cause' charity events held annually supporting various health charities including Diabetes Australia, Beyond Blue, and Calvary Health Care Kogarah.
• Auswild Accounting GroupminorGTM or Marketing PartnerLong-standing referral relationship where Auswild refers their clients requiring specialist Buy/Sell, Keyperson and Income Protection insurance advice to Tempus Wealth.
• 45+ Lender PanelcoreChannel Partner/ Reseller/ DistributorTempus Finance has access to home loans from 45 lenders including the big 4 Australian banks and various other financial institutions.
• Australian Institute for International Practice (AIIP)minorOthersTempus Wealth is a proud member and supporter of the AIIP's intergenerational practice research program.
• Gymea Gorillas Junior Rugby League ClubminorGTM or Marketing PartnerCommunity sponsorship of local junior rugby league club that has been operating since 1963.
• Undisputed Performance and RehabminorGTM or Marketing PartnerSupport of Project AMP (Any Means Possible) event organized by James O'Leary promoting community fitness and lifestyle.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Count Financial: Australia-wide financial advisory network providing financial planning, wealth management, and lending solutions through member firms. Operates a similar model to Tempus with affiliated advisers delivering multi-product advice to retail clients.
• Mortgage Choice: Australian mortgage broker and financial advisory network offering home loans from a multi-lender panel alongside financial planning services. Closely comparable to Tempus Wealth's combined financial planning plus Tempus Finance mortgage broking model and similar small-to-mid-sized franchise network structure.
• Bridges Financial Services: Australian financial advisory business (part of IOOF/Insignia Financial) offering comprehensive financial planning services to individuals. Comparable in scope of advice (super, insurance, investment, retirement) and mid-market client focus.
• Astute Financial Management: Australian financial advisory and mortgage broking group with a network model similar in spirit to Tempus Wealth, providing holistic advice across superannuation, insurance, investments, and lending through affiliated advisers.
• Aussie Home Loans: Australia's largest retail mortgage broker, now part of Lendi Group, with a multi-lender panel and integrated financial planning services. Direct competitor to Tempus Finance on the mortgage broking side and a benchmark for the bundled advice-plus-broking proposition Tempus operates.

Broad incumbents

• AMP: Major Australian wealth manager providing superannuation, investment, banking, and financial advice through adviser networks. The dominant scaled incumbent competing for the same individual advice customers that Tempus Wealth serves.
• Ord Minnett: Australian private wealth manager offering investment advice, portfolio management, and superannuation services to HNW clients. Comparable retirement and investment advisory offering but with a much larger AUM base and broader service portfolio.
• Insignia Financial (formerly IOOF): One of Australia's largest wealth management groups owning Bridges, Shadforth, and Count - all directly comparable to Tempus. Represents the scaled, multi-brand version of the financial advisory network model in which Tempus operates.
• Shadforth Financial Group: Australian financial advisory firm (part of IOOF/Insignia Financial) providing superannuation, investment, and retirement advice to retail and HNW clients. Comparable comprehensive advice proposition but operating nationally at larger scale.
• Morgans Financial: Australian wealth management, stockbroking, and financial advisory firm with a broader geographic footprint and institutional capabilities. Overlaps with Tempus on share trading assistance and investment advisory but operates at significantly larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/tempus-wealth-au

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tempus Wealth