Judson & Stinson Private Wealth Management

What Judson & Stinson Private Wealth Management does

J&S Private Wealth Management is a privately held, independent financial advisory firm headquartered in Amherst, New York (300 Corporate Pkwy), that delivers comprehensive financial planning and investment management services on a fiduciary basis. Founded in 2021 by Ryan Judson and Nicholas Stinson after their respective tenures at Northwestern Mutual, the firm targets high-net-worth families seeking to build, preserve, and transfer wealth across multiple generations. Services are bundled into a single integrated advisory engagement that covers financial planning, tax-efficient wealth-building, estate planning, and ongoing coaching delivered through a documented Discover-Analyze-Design process. Advisors are licensed to serve clients across 31 U.S. states despite operating from a single physical office.

The firm's product surface is intentionally narrow: one core offering — comprehensive financial planning — delivered under a fiduciary standard with transparent fee reporting and access to a broad universe of investment options. Technology dependencies are minimal and largely third-party: a Squarespace-hosted marketing website, Calendly for appointment scheduling, and an eMoney (Emaplan) client portal for secure document and account access. There are no proprietary technology assets, APIs, apps, or in-house software disclosed, and no AI/ML capabilities are referenced.

Revenue is generated through recurring advisory fees on a subscription-style engagement model, supplemented where applicable by insurance commissions. The go-to-market is sales-led and referral-driven, with the two principals personally conducting introductory calls and sustaining ongoing client relationships. The firm has no external equity investors, no disclosed parent company (and explicitly disclaims affiliation with MML Investors Services or Northwestern Mutual entities), and relies on its two co-founder-advisors — who together hold FSCP, CFP, ChFC, ChSNC, and AEP designations — for advisory capacity. Customer concentration by household is likely meaningful given the small team, and the firm is positioning its narrow specialization (multi-generational HNW planning with strong estate-planning credentialing) as its principal competitive differentiator.

Name

Judson & Stinson Private Wealth Management

Legal name

J&S Private Wealth Management

Website

https://jspwm.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

J&S Private Wealth Management is an independent, fiduciary financial advisory firm in Amherst, NY, providing comprehensive financial planning, investment management, and multi-generational estate strategies to high-net-worth families across 31 U.S. states.

Ownership category

akta.pro rank

Product category

Private Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Client/High-Net-Worth Advisory (FSAEAAAN)

akta.pro secondary industries

Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE), Estate Planning, Trust Structuring & Governance (FSAAADAF)

Keywords

• Private wealth management
• Financial planning services
• Investment advisory
• Estate planning
• Multi-generational wealth

Headquarters

HQ city

Amherst

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Services: The firm provides comprehensive financial planning and investment advisory services on a fiduciary basis. Revenue is generated through advisory fees for wealth management services including tax-efficient wealth-building and estate planning strategies.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

J&S Private Wealth Management provides comprehensive financial planning and investment advisory services on a fiduciary basis to high-net-worth families. The firm delivers personalized wealth-building strategies, tax-efficient investing, and estate planning through a structured Discover-Analyze-Design process, supported by ongoing coaching and lifetime client engagement.

Product overview

J&S Private Wealth Management operates as a single-service financial advisory firm offering comprehensive financial planning and investment advisory services. The firm provides personalized financial guidance through a structured Discover-Analyze-Design approach, helping high-net-worth individuals and families build and sustain multi-generational wealth. Services include investment advisory (acting as fiduciary), tax-efficient wealth-building strategies, and estate planning. No modular or separate product tiers are offered — all services are delivered as an integrated advisory relationship under the J&S Private Wealth Management brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Financial Planning Services Full-service, fee-based financial advisory offering personalized financial planning, investment management (on a fiduciary basis), tax-efficient wealth-building strategies, and estate planning. Delivered to high-net-worth families and individuals in life transitions through a structured Discover-Analyze-Design process with ongoing coaching and lifetime engagement.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

One partnership is on record.

• Northwestern MutualminorStrategic or Co-development PartnerBoth Ryan Judson (joined 2017) and Nicholas Stinson (established practice in 2018) initially partnered with Northwestern Mutual, where they built their financial services practices and developed their comprehensive approach to wealth management.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Carson Group: National wealth management firm supporting independent advisors with planning technology, investment platforms, and back-office services. Comparable in targeting HNW families and offering comprehensive planning, but operates a partner-firm model rather than a single advisory practice.
• Mercer Advisors: Large national RIA serving HNW families with holistic financial planning, investment management, and estate strategies. Overlaps with J&S on fiduciary, fee-based HNW advisory and multi-generational wealth services, but at substantially larger scale and PE-backed.
• Edelman Financial Engines: One of the largest U.S. RIAs offering investment advisory, retirement planning, and wealth management to HNW individuals and families. Comparable fiduciary, fee-only service to HNW clients, but with national scale, call-center infrastructure, and corporate backing.
• Mariner Wealth Advisors: National RIA offering comprehensive financial planning, investment management, and estate planning to HNW and UHNW clients. Comparable service model to J&S as a fee-based fiduciary advisor, but with significant scale, multiple offices, and institutional backing.
• Creative Planning: One of the largest independent RIA firms in the U.S. providing fiduciary wealth management, tax, and estate planning to HNW families nationwide. Comparable to J&S in core service offering (fiduciary, fee-only, multi-generational planning) but operates at vastly greater AUM scale with hundreds of advisors.
• Sequoia Financial Group: Fee-only RIA providing wealth management, tax, and estate planning to HNW families and institutions. Comparable in fiduciary fee-only structure and comprehensive planning services targeting affluent households, but at significantly larger AUM scale.

Direct peers

• Facet Wealth: Digital-first RIA providing comprehensive financial planning and investment management to HNW households across multiple states. Closest direct peer to J&S in fiduciary HNW advisory with multi-state reach, though Facet scales via a tech-enabled virtual model rather than personal advisor relationships.
• Buckingham Strategic Wealth: Independent RIA network providing fiduciary financial planning, investment management, and estate strategies to HNW households. Closely comparable to J&S in service mix, fee-only fiduciary model, and HNW family focus, though typically with larger partner firms.

Regional players

• Heritage Financial Planning Group: Independent fee-only RIA serving HNW individuals and families with comprehensive financial planning and wealth management. Comparable to J&S in fiduciary advisory approach and HNW focus, but operates primarily in a different regional market with a different team composition.

Others

• Northwestern Mutual Wealth Management: Large U.S. financial services company combining insurance, investment, and wealth management. J&S's founders built their practices at Northwestern Mutual before launching J&S, making it the historical career-launching platform; service models differ (product-led vs. fee-only fiduciary).

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Judson & Stinson Private Wealth Management