Allegeant

What Allegeant does

Allegeant LLC is a privately held, Maryland-based employee benefits consulting firm and third-party administrator (TPA) serving self-funded employer groups across the United States. Founded in 2011 and headquartered in Timonium, the company operates as an independent intermediary that positions itself as advocating for employer interests rather than those of large insurance carriers. Its service portfolio spans three integrated lines: employee benefit consulting, self-funding administration (claims adjudication, plan management, and regulatory compliance), and group benefit administration delivered through its wholly-owned Total Focus HR Solutions subsidiary.

The company's underlying technology consists of a benefits administration stack centered on the benefitsCONNECT online enrollment system, which integrates with employer HRIS and payroll systems to handle employee welfare benefit plan enrollment, consolidated billing, ACA tracking, and audit services. Members, employers, and providers interact through the myAllegeant web portal, while AllegeantWellness (powered by Medikeeper) delivers wellness engagement. ARC Health, the company's flagship product, layers a captive insurance and reinsurance purchasing model onto the TPA platform, enabling mid-size employers to access CareFirst or Cigna PPO networks with a stated track record of 0–5% annual cost increases over 10 consecutive years.

Commercially, Allegeant runs an enterprise field-sales go-to-market targeting mid-size and large self-funded employers, supported by content marketing through the Healthcare Simplified podcast and blog aimed at HR executives and business owners. Pricing is quote-based and not publicly disclosed, with revenue derived from managed services fees across administration, consulting, and the higher-margin captive insurance/ARC Health offering. The company shows no external funding history, no disclosed headcount, and no public revenue figures, indicating a bootstrapped, founder-controlled operating profile with limited third-party visibility into its growth trajectory.

Name

Allegeant

Legal name

Allegeant LLC

Website

https://allegeant.net

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Allegeant LLC is an independent Maryland-based third-party administrator and employee benefits consultancy serving self-funded U.S. employers, offering claims administration, benefits consulting, HR integration via its Total Focus HR subsidiary, and the ARC Health captive insurance solution for mid-size companies.

Ownership category

akta.pro rank

Product category

Employee Benefits Administration

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA)

akta.pro secondary industries

Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ), Claims Administration & Payment Integrity (Medical/Dental/Vision) (HLAEALAD)

Keywords

• Third-party administration
• Employee benefits consulting
• Self-funded health plans
• Benefits enrollment administration
• HR solutions

Headquarters

HQ city

Lutherville Timonium

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Third Party Administration (TPA) Services: Self-funding administration services for employer health plans, including claims adjudication, plan management, and regulatory compliance.
2. Employee Benefit Consulting: Advisory services helping employers navigate employee benefits, healthcare costs, and compliance requirements.
3. Group Benefit Administration Services: Total Focus HR Solutions provides employee welfare benefit plan enrollment administration, including consolidated carrier statements, audit services, consolidated billing and remittance, and ACA tracking and reporting.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Allegeant is an independent third-party administrator (TPA) and employee benefits consulting firm that administers self-funded employer health plans, processes claims, manages enrollment, and provides benefits advisory services. The company also operates Total Focus HR Solutions as a wholly-owned subsidiary delivering group benefit administration, and offers ARC Health, a captive insurance solution providing mid-size employers with large-group purchasing power and CareFirst or Cigna network access.

Product overview

Allegeant is an employee benefits consulting firm and Third Party Administrator (TPA) offering a portfolio of interconnected services. The core offerings include Employee Benefit Consulting, Self-Funding Administration, and Total Focus HR Solutions for group benefit administration. The benefitsCONNECT online enrollment system supports plan enrollment, while myAllegeant provides a unified portal for members, employers, and providers. Allegeant Wellness delivers health management resources, and ARC Health provides a specialized captive insurance solution for mid-size organizations seeking large-employer purchasing power. The Healthcare Simplified Podcast extends the company's thought leadership content on healthcare trends and cost management.

Differentiator

Problem solved

Functional benefit

Brands

• Total Focus HR Solutions: Group Benefit Administration Services providing employee welfare benefit plan enrollment administration services to employer groups throughout the United States
• ARC Health
• Healthcare Simplified
• AllegeantWellness

Products and services

• Employee Benefit Consulting Advisory services helping organizations design, implement, and manage employee benefit programs including health insurance, retirement plans, and wellness offerings.
• Self-Funding Administration Third-party administration services for self-insured employer health plans, including claims processing, enrollment management, and regulatory compliance tracking.
• Total Focus HR Solutions Comprehensive group benefit administration services including enrollment systems, consolidated carrier statements, billing and remittance, and ACA tracking and reporting for employer groups nationwide.
• benefitsCONNECT Online benefit enrollment system that enables employees to enroll in benefit plans, with integration capabilities for HRIS and payroll systems.
• ARC Health Captive insurance and health plan solution for mid-size organizations, offering purchasing power of large employers, CareFirst or Cigna network access, and predictable cost management with 0-5% annual increases.
• myAllegeant Web-based portal providing members, employers, and healthcare providers access to benefits information, claims, and account management.
• Allegeant Wellness Wellness program providing members with health resources, tools, and support for managing their wellbeing.

Quantifiable outcome

• 0-5% health insurance cost increases for 10 consecutive years for mid-size organizations

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered core.

• CareFirst BlueCross BlueShieldcoreStrategic or Co-development PartnerCareFirst network is leveraged through the ARC Health program, allowing mid-size organizations to access CareFirst PPO networks as part of their health benefit solutions.
• CignacoreStrategic or Co-development PartnerCigna network is offered as an option through ARC Health, providing mid-size employers with choice of CareFirst or Cigna PPO networks for their health plans.
• Total Focus HR SolutionscoreOthersTotal Focus HR Solutions is an Allegeant company providing group benefit administration services including employee welfare benefit plan enrollment, payroll/HRIS integration, and HR consulting.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Lockton: Lockton is one of the largest independent insurance brokerages and benefits consultancies, with substantial self-funded administration capabilities. It competes with Allegeant's consulting and TPA services from a much broader portfolio position.
• USI Insurance Services: USI is a national insurance brokerage and consulting firm with an employee benefits practice that competes with Allegeant's consulting arm and partners with TPAs for self-funded administration.
• Sun Life Financial (U.S. Group Benefits): Sun Life's U.S. Group Benefits division sells stop-loss and administrative services to self-funded employers, including captive structures similar to Allegeant's ARC Health. It is a far larger incumbent with a broader product portfolio.
• OneDigital: OneDigital is a national employee benefits and HR consulting firm with significant TPA and self-funded capabilities, directly overlapping Allegeant's mid-market employer benefits value proposition at larger scale.

Direct peers

• HealthEZ: HealthEZ is a third-party administrator focused on self-funded employer health plans, serving small and mid-size employers with claims administration, network access, and benefits technology — a near-direct comparison to Allegeant's core TPA offering.
• Imagine360: Imagine360 provides self-funded health plan administration, captive insurance arrangements, and cost-containment services to mid-size employers — closely aligned with Allegeant's ARC Health captive model and TPA scope.
• Allied Benefit Systems: Allied Benefit Systems is an independent TPA administering self-funded health, dental, and vision plans for employers nationwide, directly overlapping Allegeant's self-funded employer administration business.
• Meritain Health: Meritain Health is a large national TPA for self-funded employer health plans, owned by CVS/Aetna. It competes with Allegeant for the same self-funded employer segment, though at materially larger scale.

Others

• Benefitfocus: Benefitfocus is a benefits administration technology platform whose online enrollment and HRIS integration capabilities overlap directly with Allegeant's benefitsCONNECT product, though it sells technology to TPAs rather than competing as a TPA itself.

Emerging players

• Pareto Intelligence: Pareto Intelligence is a healthcare analytics and consulting firm serving self-funded employers and TPAs, overlapping Allegeant's analytics and cost-mitigation components of ARC Health at a more technology-forward posture.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Allegeant/?ref=aymt_homepage_panel
• LinkedInlinkedin.com/company/allegeant-llc

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allegeant