What Infibail does

Infibail is a privately held French financial leasing company founded in 1986 (approximately), headquartered in Clichy, France, and operating through wholly-owned subsidiaries in Spain (Infibail Ibérica S.L., Madrid) and Portugal (Infibail Lda, Lisbon). The company provides business equipment leasing and renting contracts spanning four verticals — Healthcare, IT, Industrial, and Retail — to a customer base of more than 5,000 PME and large corporate clients, with cumulative generated assets of €350M over its 35+ year history. Contract terms typically run 1 to 5 years, extending to 1 to 6 years in healthcare sub-segments, and pricing is quote-based and not publicly disclosed. The company emphasizes its independence from equipment manufacturers and financial institutions as a basis for objective technology recommendations.

The core technology is the proprietary LEASE4 platform, which administers leasing contracts, tracks assets, and connects via B2B APIs to funding partners including SIEMENS Financial Services (SieSmart integration, launched May 2024) and BPCE Equipment Solutions Spain (go-live September 2025). The LEASE4 system enables real-time credit study responses, validation, and approval workflows. Complementary services include electronic signature, fleet management, leaseback (sale-and-leaseback), framework contracts, and end-of-life asset management under the "Recycling by Infibail" program, which operates through the European Remarketing Center in Madrid and includes Blancco-certified data erasure, refurbishment, resale, donation, and WEEE-compliant destruction.

The revenue model is asset-based and recurring: Infibail books leasing and renting contracts funded by partner financial institutions and earns a spread between funding cost and lease pricing, supplemented by transaction fees on leaseback deals and managed-services fees on fleet management and ancillary services. The go-to-market is sales-led, with dedicated account managers, direct enterprise field sales, sector-specific teams, and a sub-72-hour approval and payment turnaround, complemented by API-driven channel partnerships and a multilingual website supporting inbound inquiries. Certification credentials include EcoVadis Silver Medal (73/100, top 15% globally) and QuaLease Gold Level with ESG Distinction (2025–2028).

Name

Infibail

Legal name

INFIBAIL

Website

https://infibail.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Short description

Infibail is a French-founded, privately held business equipment lessor operating in France, Spain, and Portugal, serving 5,000+ SME and enterprise customers across Healthcare, IT, Industrial, and Retail via its proprietary LEASE4 platform and a European Remarketing Center in Madrid.

Ownership category

akta.pro rank

Product category

Equipment Leasing Services

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Office Machinery and Equipment Rental and Leasing (53242), Office Machinery and Equipment Rental and Leasing (532420)

SIC

Services-Computer Rental & Leasing (7377), Services-Equipment Rental & Leasing, Nec (7359)

akta.pro primary industry

Contract Administration Support (PO/Contract Compliance) (BPAAAJAE)

akta.pro secondary industry

Vendor & Contract Management (Software/Cloud) (BPAEAOAD)

Keywords

• Equipment leasing services
• Financial leasing solutions
• Medical equipment leasing
• IT equipment financing
• Business equipment renting

Headquarters

HQ city

Clichy

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Financial Leasing / Renting Contracts: Infibail generates revenue primarily through financial leasing and renting contracts for business equipment. Customers pay periodic rental installments (typically monthly or annual) over contract terms of 1 to 5 years (or 1 to 6 years in some healthcare sub-segments). Revenue is recurring in nature, derived from spread between funding cost and lease pricing.
2. Leaseback (Sale-and-lease-back): Infibail purchases existing equipment from customers and immediately rents it back to them, generating upfront proceeds from the asset purchase plus ongoing rental income.
3. Fleet Management and Ancillary Services: Additional services including fleet/equipment management, maintenance, tracking, and electronic signature services bundled with leasing contracts.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Infibail provides financial leasing and renting contracts (Location Evolutive) for business equipment across Healthcare, IT, Industrial, and Retail sectors, with contract terms of 1 to 5 years (up to 6 years in healthcare). The company finances assets such as medical imaging and diagnostics, servers and networking gear, machine tools and material handling, and retail POS and digital signage, offering quote-based tailored agreements, sale-and-leaseback, framework contracts, fleet management, electronic signature, and end-of-life remarketing through its European Remarketing Center in Madrid.

Product overview

Infibail offers a comprehensive leasing and renting platform with its core offering being flexible 1-5 year evolutive leasing contracts that can be customized or standard. The platform covers multiple sectors (IT, Healthcare, Industrial, Retail) and is supported by complementary services including electronic signature, fleet management, leaseback solutions, and framework contracts. The company operates the LEASE4 internal system for lease management with B2B API integrations to funding partners. Infibail's sustainability focus is manifested through its European Remarketing Center in Madrid and Recycling by Infibail program, which handles equipment end-of-life including certified data erasure, refurbishment, resale, donations, and WEEE-compliant disposal. Contract durations range from 1 to 6 years depending on the sector, with rapid processing times (under 72 hours for approvals) and single-point-of-contact customer service.

Differentiator

Problem solved

Functional benefit

Products and services

• Evolutive Leasing (Location Evolutive) Flexible leasing and renting contracts of 1 to 5 years (up to 6 years in healthcare) that finance business equipment for SMEs and enterprises across IT, healthcare, industrial, and retail sectors. Contracts can be tailored or standard and include a single point of contact, sub-72-hour approval, and options to upgrade or return equipment at end of term.
• Healthcare Sector Equipment Financing Vertical-specific leasing for healthcare providers covering medical imaging (MRI, ultrasound, radiology, X-ray), surgical equipment (operating tables, anesthesia, lamps), monitoring and diagnostic devices (ECG, vital signs monitors), healthcare informatics (HIS/RIS/PACS, medical tablets), laboratory equipment (centrifuges, microscopes), and medical furniture (beds, wheelchairs), with contract terms of 1 to 6 years.
• IT Sector Equipment Financing Vertical-specific leasing for IT infrastructure including servers (dedicated, racks, blade), computers (PCs, laptops, workstations), networking and security (switches, routers, firewalls, VPN), peripherals (printers, scanners, monitors), software licenses and operating systems, and storage solutions (NAS, SAN, external drives).
• Industrial Sector Equipment Financing Vertical-specific leasing for manufacturing, logistics, construction, agriculture, and transport covering machine tools (lathes, milling, drills), material handling (forklifts, conveyors), robotics, construction equipment (hydraulic excavators, aerial lifts), and agricultural machinery (tractors, harvesters).
• Retail Sector Equipment Financing Vertical-specific leasing for retail covering point-of-sale (POS systems, electronic payment terminals, barcode scanners), display and signage (digital signage, LED signs, interactive kiosks), store equipment (shelving, counters, security cameras), management technology (inventory, CRM, demand planning), e-commerce platforms, and store logistics (forklifts, automated storage).
• Leaseback (Sale-and-Leaseback) Sale-and-leaseback service in which Infibail purchases existing equipment from a customer and immediately rents it back, providing an upfront cash injection from the asset purchase while the customer retains operational use of the equipment through a rental agreement.
• Framework Contract (Contrat Cadre / Contrato Marco) Pre-negotiated contract structure that enables businesses to finance new equipment under previously defined terms, providing flexibility to anticipate and execute future equipment financing without renegotiating each transaction.
• Fleet Management (Gestion de Parc) Equipment fleet management service providing tracking, maintenance, and updates for leased assets, allowing customers to focus on core operations while Infibail handles equipment lifecycle management.
• Electronic Signature (Signature Électronique) Secure, legally recognized electronic signature solution that simplifies and accelerates signing of leasing contracts, reducing paper consumption and facilitating transactions.
• Recycling by Infibail (End-of-Life Equipment Management) End-of-life equipment management service including certified data erasure (Blancco), verification and upgrading, resale or new lease options, donations to associations or schools, and WEEE-compliant destruction. Supports the company's environmental responsibility and circular economy commitments.
• European Remarketing Center (Madrid) Centralized European facility in Madrid operated by Infibail Ibérica that manages equipment returns, refurbishment, and redistribution, including Blancco-certified data erasure, equipment upgrading, resale or new lease, donations to charities or schools, and WEEE-compliant destruction. The center has enabled reuse of over 5,000 IT equipment units and avoidance of over 1,655 tonnes of CO2 emissions.

Quantifiable outcome

• Sub-72-hour payment turnaround for approved leasing applications
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• BPCE Equipment Solutions SpaincoreTechnology or Integration · 24 September 2025INFIBAIL's LEASE4 system is connected via API to BPCE Equipment Solutions Spain, enabling real-time reception of credit study responses that are coherent with the customer's economic profile and the assets analyzed. This connection represents a decisive step in the relationship between INFIBAIL and its funder BPCE Equipment Solutions Spain, constituting a milestone in INFIBAIL's digitization and process improvement strategy. Project executed with support from TEKFOR.
• TEKFORminorImplementation/ SI/ Consulting Partner · 24 September 2025TEKFOR provided valuable support in the implementation of the API connection project between INFIBAIL's LEASE4 and BPCE Equipment Solutions Spain.
• SIEMENS Financial ServicescoreTechnology or Integration · 6 May 2024INFIBAIL and SIEMENS Financial Services launched a connection between INFIBAIL's LEASE4 platform and SIEMENS's SieSmart B2B API, enabling automated, real-time communication between credit assessment and lease approval systems. This streamlines the presentation, study, validation, and approval of leasing operations, improving operational efficiency and response times for both organizations' partners and customers.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• BNP Paribas Leasing Solutions: BNP Paribas Leasing Solutions is the large bank-affiliated equipment and asset finance arm of BNP Paribas, operating across Europe with deep funding capacity. Comparable as a broad incumbent offering similar leasing products across IT, healthcare, industrial, and retail, but at much greater scale than Infibail.
• Crédit Agricole Leasing & Factoring: Crédit Agricole Leasing & Factoring is the equipment financing arm of Crédit Agricole, providing leasing and factoring solutions across France and Europe. Comparable as a broad incumbent with overlapping product set and similar mid-market/enterprise customer base in France.
• Siemens Financial Services: Siemens Financial Services is the captive equipment finance arm of Siemens, providing leasing and financing for industrial, medical, and IT equipment. Comparable in product scope and vertical coverage; also a direct integration partner of Infibail via SieSmart.
• DLL (De Lage Landen): DLL is a global vendor finance and equipment leasing company owned by Rabobank, with strong presence in technology, healthcare, and industrial equipment. Comparable to Infibail in vertical coverage and partner-channel model, though substantially larger and more globally diversified.
• Société Générale Equipment Finance: Société Générale Equipment Finance provides asset and equipment financing across Europe, including IT, industrial, and healthcare. Comparable broad incumbent with similar product offering and European footprint, operating at materially greater scale than Infibail.
• BPCE Equipment Solutions (Natixis): BPCE Equipment Solutions, housed within Natixis, provides equipment leasing and financing in Iberia and across Europe. Comparable as a broad incumbent in Spanish/Portuguese markets and a current funding partner of Infibail via its LEASE4 API integration.

Direct peers

• CHG-MERIDIAN: CHG-MERIDIAN is a German technology and IT equipment leasing and lifecycle services provider, with strong remarketing and refurbishment operations. Directly comparable to Infibail on IT leasing, multi-country presence in Europe, and integrated end-of-life asset management.
• Olinn (formerly Econocom Equipment Leasing): Olinn is a French-headquartered equipment leasing company focused on technology, IT, and digital infrastructure. Closely comparable to Infibail in target customers (French SMEs/mid-market), product focus (IT and office equipment leasing), and geographic footprint in Western Europe.
• Grenke AG: Grenke is a German-listed equipment leasing company focused on small-ticket IT, office, and SME financing across Europe. Highly comparable to Infibail in product (IT/office leasing), customer base (SMEs and mid-market), and business model (originate-and-fund leasing with partner integrations).

Regional players

• Fraikin: Fraikin is a France-headquartered fleet and vehicle leasing specialist serving enterprise and SME customers across Europe. Comparable in business model (leasing plus managed services) and French mid-market customer base, though specialized in automotive fleets rather than the broader equipment verticals Infibail serves.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Infibail