OK GROUP

What OK GROUP does

OK GROUP a.s. is a Czech insurance brokerage founded in 1999 and headquartered in Brno, operating as a member company of OK HOLDING (now OK ECONOMY s.r.o.), a Czech insurance and financial services holding with more than 3,000 professionals. The company provides insurance brokerage, risk management, and claims settlement services across four primary customer segments: businesses and entrepreneurs, municipalities and public sector entities, the agricultural sector, and individual citizens. Its service portfolio spans more than 30 product lines covering property, vehicle, agricultural, life, travel, cyber, D&O, cargo, professional liability, machinery, drone, and W&I insurance, brokered through relationships with 30+ Czech and international insurers including Allianz, ČSOB Pojišťovna, UNIQA, Kooperativa, Generali, and Direct pojišťovna.

The business operates on a commission-based revenue model, earning fees from insurance carriers for placing client policies rather than charging clients directly. Distribution is hybrid: 10+ owned branch offices across all 14 Czech regions plus an independent tied-agent network (vázaní zástupci) cover the domestic market, while a partnership with Assurex Global extends coverage to international placements. The 98% self-reported client retention rate and 25+ years of operating history under Czech capital point to a relationship-driven, high-retention model. Beyond pure brokerage, OK GROUP bundles claims settlement (acting on the client's behalf against insurers), professional risk management consulting, and - via subsidiaries OK GRANT and Agroteam CZ - grant and subsidy advisory services primarily for municipalities and agricultural clients.

The company's strategic posture emphasizes depth in the Czech commercial and public-sector insurance market rather than geographic expansion. Recent strategic moves include the establishment of adjacent holding-level companies (OK CARBON in 2024, OK LANDSCAPE MANAGEMENT in 2025), ISO/IEC 27001 certification for information security, and the rollout of specialized coverages such as cyber, drone, and W&I insurance. Technology is described as a brokerage and risk management services platform with no disclosed AI/ML, proprietary data assets, or digital products beyond online travel insurance placement via partner insurers.

Name

OK GROUP

Legal name

OK GROUP a.s.

Website

https://okgroup.cz

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

101–250 employees

Short description

OK GROUP a.s. is a Czech insurance brokerage founded in 1999, serving businesses, municipalities, farmers, and individuals through 30+ insurer partnerships and a nationwide branch and tied-agent network, with related claims settlement, risk management, and grant consulting services.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Directors & Officers (D&O) Liability (FSAJADAF)

akta.pro secondary industries

Professional Liability (E&O) (FSAJAGAC), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH)

Keywords

• Insurance brokerage services
• Commercial insurance programs
• Risk management consulting
• Claims settlement services
• Agricultural insurance coverage

Headquarters

HQ city

Brno-kralovo

HQ country

Czechia

HQ region

Europe

Offices10 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance brokerage commissions: OK GROUP generates revenue through commissions paid by insurance companies for placing client insurance policies. As an insurance broker, they represent clients' interests and earn commissions from insurers.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

OK GROUP a.s. is a Czech insurance brokerage company that places, manages, and services insurance programs for businesses, municipalities, farmers, and individuals through partnerships with 30+ insurance carriers. Its core offering includes corporate property and vehicle insurance, agricultural insurance, citizen property/liability and life insurance, travel insurance, and a wide range of specialized commercial coverages (cyber, D&O, cargo, bonds, W&I, machinery, receivables, drone). The firm also provides in-house claims settlement acting on behalf of clients and professional risk management consulting.

Product overview

OK GROUP is a Czech insurance brokerage company providing comprehensive insurance services through a multi-product portfolio. The offering is structured as a unified brokerage platform offering core insurance products (property, vehicle, agricultural, life, travel, citizen insurance) along with specialized risk coverages (cyber, cargo, D&O, machinery, professional liability), supplemented by consulting services (claims settlement, risk management) and grant consulting subsidiaries (Agroteam CZ, OK GRANT). Founded in 1999, the company operates as part of OK HOLDING group with over 3,000 professionals and collaborates with more than 30 insurance partners to provide tailored insurance solutions for businesses, municipalities, farmers, and individual citizens.

Differentiator

Problem solved

Functional benefit

Brands

• OK GRANT: Grant consulting and subsidy advisory services for businesses, municipalities, and agricultural sector.
• Agroteam CZ

Products and services

• Property Insurance for Entrepreneurs (Pojištění majetku podnikatelů) Property insurance protecting business assets, minimizing financial losses and helping quickly restore stable business operations for entrepreneurs and corporate clients.
• Vehicle Insurance for Businesses (Pojištění vozidel) Vehicle insurance providing comprehensive protection for commercial automobiles and fleets, one of the highest-risk categories in insurance.
• Agricultural Insurance (Pojištění zemědělské) Comprehensive agricultural insurance solutions for farmers covering weather, market fluctuations, diseases, crop damage, livestock, and agricultural technology. Protects farmers from financial losses caused by adverse natural influences and farming-related risks.
• Property and Liability Insurance for Citizens (Pojištění majetku a odpovědnosti občanů) Insurance protecting individual citizens' property and personal liability, covering home, family, health, and financial stability needs.
• Life Insurance (Pojištění životní) Life insurance including risk life insurance (pure protection) and investment life insurance combining risk coverage with investment opportunities, for individual citizens.
• Vehicle Insurance for Citizens (Pojištění vozidel pro občany) Vehicle insurance for individual citizens providing comprehensive protection for personal automobiles.
• Travel Insurance (Cestovní pojištění) Travel insurance that can be arranged online in minutes through partner insurer websites with convenient online payment options.
• Claims Settlement (Likvidace pojistných událostí) Professional claims settlement services where OK GROUP acts on behalf of clients against insurance companies during the claim process.
• Risk Management Professional risk management helping businesses identify potential threats, reduce crisis impacts, and set strategies protecting assets and company stability.
• Cyber Risk Insurance (Pojištění kybernetických rizik) Specialized insurance protecting businesses from financial impacts of cyber attacks, data breaches, or IT system failures.
• Directors & Officers Insurance (Pojištění D&O) Insurance protecting members of statutory and supervisory bodies and senior management from personal liability for damages caused during their duties.
• Professional Liability Insurance (Pojištění profesní odpovědnosti) Insurance protecting professionals from financial impacts of damages caused by errors, omissions, or incorrect professional assessments.
• Entrepreneur Liability Insurance (Pojištění odpovědnosti podnikatelů) Insurance providing protection when a business is obligated to compensate other persons for damage to health or property.
• Business Interruption Insurance (Pojištění přerušení nebo omezení provozu) Insurance protecting business profit and covering fixed costs during periods when operations are limited or stopped due to insured events.
• Cargo Insurance (Pojištění zásilek při přepravě / Cargo) Insurance securing the actual value of transported goods against damage, destruction, or loss regardless of transport method used.
• Road Carrier Liability Insurance (Pojištění odpovědnosti silničního dopravce) Insurance protecting companies from financial impacts of damages to transported cargo during domestic and international transport.
• Freight Forwarder's Liability Insurance (Pojištění odpovědnosti zasílatele) Insurance protecting freight forwarders from financial impacts of liability towards clients for damage or loss of shipments.
• Machinery and Technology Insurance (Pojištění strojů a technologií) Comprehensive protection for machines, machinery units and technological equipment against sudden damage or destruction.
• Electronics Insurance (Pojištění elektroniky a elektronických zařízení) Comprehensive protection against sudden and unpredictable events affecting functionality of electronic devices and systems.
• Receivables Insurance (Pojištění pohledávek) Insurance for companies delivering goods or services with deferred payment, protecting against buyer insolvency.
• Contractual Guarantees/Bonds Insurance (Pojištění smluvních záruk – bondů) Insurance of contractual guarantees (bonds) providing financial guarantee for cases when a contractor fails to meet contractual obligations.
• International Insurance (Mezinárodní pojištění) International insurance solutions for companies operating abroad and foreign entities entering the Czech market.
• Drone Insurance (Pojištění dronů) Drone insurance covering liability and hull insurance for both commercially and privately used unmanned aircraft.
• Employee Liability Insurance (Pojištění odpovědnosti zaměstnance vůči zaměstnavateli) Insurance protecting employees from unpredictable situations during work that could impact their personal finances.
• Special Risk Insurance (Pojištění speciálních rizik) Extended insurance coverage against negative social phenomena or as extension to standard insurance types.
• Warranty & Indemnity (W&I) Insurance Insurance providing protection for buyers in mergers and acquisitions against financial impacts of breach of seller representations and warranties.
• Insurance for Towns and Municipalities (Pojištění měst a obcí) Specialized insurance for the public sector covering public property, liability, municipal vehicle fleets, and continuity of municipal services.
• OK GRANT Grant consulting services helping clients navigate the entire grant process from application preparation through administration to final evaluation.
• Agroteam CZ Grant consulting services helping clients identify suitable grant opportunities, assess feasibility, and set up projects meeting all formal requirements, with focus on agricultural businesses and municipalities.

Quantifiable outcome

• 98% client retention rate
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core, major, strategic and minor.

• OK HOLDINGcoreOthersOK GROUP is a member company of OK HOLDING, a Czech insurance brokerage holding group. OK HOLDING provides organizational support, shared resources, and brand association. The group includes multiple specialized companies offering insurance brokerage, grants (OK GRANT), agricultural consulting (Agroteam CZ), and other financial services.
• AllianzmajorChannel Partner/ Reseller/ DistributorAllianz is one of the major insurance providers in OK GROUP's network. OK GROUP offers Allianz products including travel insurance to clients.
• ČSOB PojišťovnamajorChannel Partner/ Reseller/ DistributorČSOB Pojišťovna (member of ČSOB holding) is a key insurance partner providing travel and other insurance products through OK GROUP's distribution network.
• UNIQA pojišťovnamajorChannel Partner/ Reseller/ DistributorUNIQA is a partner insurer offering travel insurance and other products distributed through OK GROUP.
• Kooperativa pojišťovna (Vienna Insurance Group)majorChannel Partner/ Reseller/ DistributorKooperativa, part of Vienna Insurance Group, is a major property and casualty insurer in the Czech market partnered with OK GROUP.
• Generali Česká pojišťovnamajorChannel Partner/ Reseller/ DistributorGenerali Česká pojišťovna is a leading Czech insurer partnered with OK GROUP for multiple insurance lines.
• Assurex GlobalstrategicStrategic or Co-development PartnerOK HOLDING group (including OK GROUP) became a member of Assurex Global, an international insurance brokerage network. This partnership provides access to global insurance markets and enables cross-border insurance solutions for clients operating internationally.
• Direct pojišťovnamajorChannel Partner/ Reseller/ DistributorDirect pojišťovna is a direct insurer partner offering competitive travel insurance products distributed through OK GROUP.
• Agra pojišťovna (Österreichische Hagelversicherung)majorChannel Partner/ Reseller/ DistributorSpecialized agricultural insurer focused on crop insurance and weather-related risks for farmers, aligned with OK GROUP's agricultural sector focus.
• Komora daňových poradců ČR (Chamber of Tax Advisors of the Czech Republic)minorStrategic or Co-development PartnerPartnership for referring clients needing insurance services and providing tax advisors' clients access to insurance solutions. Contact persons: Edita Pěkná and Olga Novotná.

Scale indicators6 records

Recent moves9 records

Expansion highlights5 records

Direct peers

• SATPO (SATS): Slovak/Central European insurance broker operating across P&C, life, and corporate lines. Highly comparable business model and regional footprint to OK GROUP, with overlapping carrier networks.
• Renomia: One of the largest Czech insurance brokerage groups offering commercial, corporate, and personal lines with multi-carrier access. Directly competes with OK GROUP for corporate, SME, and agricultural accounts across the Czech Republic.
• GrECo International: Austrian-rooted Central European insurance broker with strong presence in Czechia and Slovakia. Competes head-to-head with OK GROUP in commercial risk, D&O, and specialty lines for mid-market and enterprise clients.
• INSIA: Czech insurance broker operating a multi-branch network with multi-carrier distribution, directly comparable to OK GROUP's branch + tied-agent model across Czech regions.

Others

• UNIQA pojišťovna: Major Austrian-rooted Czech insurer and OK GROUP distribution partner. Comparable as a carrier that increasingly invests in direct digital distribution, affecting broker economics.
• Allianz pojišťovna: One of OK GROUP's largest carrier partners, but also a competitor on direct distribution. Comparable as the dominant P&C/life insurer in the Czech market that shapes broker commission economics.
• Generali Česká pojišťovna: Leading Czech insurer and major OK GROUP carrier partner. Comparable as a vertically integrated carrier that simultaneously competes with brokers via direct channels.

Broad incumbents

• Marsh: Global insurance broker and risk advisor operating across CEE, including the Czech Republic. Competes for large corporate and multinational accounts, especially where Assurex Global-style international coordination is required.
• Willis Towers Watson: Global advisory and brokerage firm active in the Czech Republic, particularly in corporate risk management, employee benefits, and specialty lines — overlapping with OK GROUP's enterprise offering.
• Aon: Global insurance and reinsurance brokerage with established Czech presence. Overlaps with OK GROUP in commercial P&C, D&O, cyber, and W&I placements for enterprise clients.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ok-group-a-s
• Instagraminstagram.com/ok_holding

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OK GROUP