LGIS
LGIS is a member-owned mutual self-insurance scheme for Western Australian Local Governments, providing property, liability, workers compensation, and bushfire volunteer protection since 1995. Operated by JLT Risk Solutions (Marsh), it serves WA councils with annual contributions, complimentary risk management, and health/wellbeing programs.
- Company typePrivate
- Founded1995
- HeadquartersPerth, Australia
- Headcount51–100
- GTM typeB2B
- OfferingServices
What LGIS does
LGIS is a mutual self-insurance scheme owned and controlled by its members — Western Australian Local Governments — operating across metropolitan, regional, and remote areas of Western Australia. Founded in 1995 in response to widespread dissatisfaction with traditional insurance market offerings, the scheme provides an integrated protection package covering property, civil liability, motor fleet, workers compensation (WorkCare), and bushfire volunteer protection. LGIS is operated by JLT Risk Solutions Pty Ltd (a business of Marsh), which acts as Scheme Manager under ABN 69 009 098 864 AFSL 226827, with headquarters at Level 3, 170 Railway Parade, West Leederville. The organization employs 51-100 staff and reinvests surpluses rather than distributing profit to external shareholders; $60 million has been returned to members through distributions since 2007, while the 2024/25 surplus of $4.35M was retained in capital reserves on actuarial advice.
The core product is the LGIS Scheme, which replaces commercial insurance with a collective risk-financing and risk-management model. Members receive complimentary risk management support spanning people risk, health and wellbeing (with annual funding allocations), injury management, cyber risk (Cyber Uplift Program with ASD Essential Eight alignment), property, organizational, and liability risk management. Supplementary offerings include the Shoulder Shield injury prevention program for parks and gardens workers, the Labour Hire Risk Management Guide (developed with DLA Piper), quarterly Risk Matters Magazine, monthly Healthy Intel newsletter, and peer advisory groups (RMAG and LGSAG). The technology backbone comprises a member portal with Okta-based single sign-on, Qlikview for claims and policy data analytics, and the iRIS platform for renewal declarations and portfolio management.
LGIS is funded through annual member contributions calibrated to each council's risk profile, declared asset values, claims history, and coverage requirements, supplemented by investment returns managed on a 10-year horizon. Scheme operations are governed by a Board of members and supported by Scyne as actuaries, Workfocus Australia for return-to-work rehabilitation, Jackson MacDonald and DLA Piper for legal services, and Royal Life Saving WA for aquatic safety. The scheme holds 100% membership retention at the 2025/26 renewal and processed over 4,700 claims with $61.4M in claims payments during 2024/25, demonstrating scale and operational stability within a single-state, single-vertical mutual structure.
LGIS firmographics
Firmographics- Name
- LGIS
- Legal name
- JLT Risk Solutions Pty Ltd
- Website
- https://lgiswa.com.au
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- LGIS is a member-owned mutual self-insurance scheme for Western Australian Local Governments, providing property, liability, workers compensation, and bushfire volunteer protection since 1995. Operated by JLT Risk Solutions (Marsh), it serves WA councils with annual contributions, complimentary risk management, and health/wellbeing programs.
- Ownership category
- akta.pro rank
Where LGIS is headquartered
LocationHeadquarters
- HQ city
- Perth
- HQ country
- Australia
- HQ region
- Oceania
Offices2 records
Markets served
LGIS business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Self-Insurance Scheme Contributions: LGIS operates as a member-owned mutual indemnity scheme where WA Local Governments pay contributions to participate in the self-insurance scheme covering property, liability, workers compensation (WorkCare), and bushfire volunteer protection.
- Investment Returns: The scheme generates income from investments which contribute to operating surpluses. The scheme takes a long-term 10-year horizon approach to investments.
- Member Distributions: LGIS returns surplus funds to members. The scheme has given back $60 million to members since 2007. The 2024/25 surplus of $4.35M was reinvested into capital reserves to support members.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Member-funded self-insurance covering property, liability, workers compensation, and bushfire volunteer protection |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels7 records
LGIS product offering
Product offeringCore offering
LGIS is a self-insurance scheme for Western Australian Local Governments. It provides pooled property, liability, workers compensation (WorkCare), bushfire volunteer, and motor fleet insurance coverage to its member councils. The scheme is owned and controlled by its members and operated by JLT Risk Solutions Pty Ltd (a Marsh business).
Product overview
LGIS is a member-owned self-insurance scheme for Western Australian local governments, operated by JLT Risk Solutions Pty Ltd (part of Marsh). The core offering is the LGIS Scheme providing property protection, civil liability coverage, volunteer fire fighter protection, and WorkCare (workers compensation) coverage. This is supplemented by comprehensive risk management services including people risk management, health and wellbeing programs, injury management, and cyber risk support. The platform operates through a member portal with Okta-based authentication. Key programs include the Cyber Uplift Program, Health and Wellbeing Program with annual funding allocations, Shoulder Shield injury prevention program, and Risk Matters Magazine/Healthy Intel publications. Advisory groups (RMAG and LGSAG) provide peer networking for risk and safety professionals.
Differentiator
Problem solved
Functional benefit
Products and services
- LGIS Property Insurance Property insurance coverage provided through the LGIS self-insurance pool to Western Australian local government members, covering council-owned assets.
- LGIS Liability Insurance Public and general liability insurance coverage offered through the LGIS pool to member Western Australian local governments.
- WorkCare (Workers Compensation) Workers compensation coverage provided to member Western Australian local governments through the LGIS self-insurance scheme.
- LGIS Bushfire Volunteer Insurance Insurance coverage for bushfire volunteers arranged through the LGIS pool for member Western Australian local governments.
- LGIS Motor Fleet Insurance Motor fleet insurance coverage offered through the LGIS pool to member Western Australian local governments.
Quantifiable outcome
- $60 million returned to members since 2007 through distributions
- +2 more outcomes
Companies that use LGIS
Customer profileNamed customers4 records
Segments1 record
Ideal customer profiles1 record
LGIS technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
LGIS partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered minor and core.
- Financial Counsellors Association of WAminorLGIS has partnered with the Financial Counsellors Association of WA in 2026 to provide members with access to financial wellbeing services through the health and wellbeing program.
- ScynecoreScheme actuaries providing analysis of claims performance, claims forecasts, and financial requirements to inform capital management decisions.
- DLA PipercoreLegal partners who collaborated with LGIS to develop the Labour Hire Risk Management Guide providing practical guidance on mitigating risks and ensuring safe and compliant workplaces.
- Royal Life Saving WAcoreLGIS partners with Royal Life Saving WA for aquatic safety webinars and risk management support. 29 local government swimming pool assessments were delivered in partnership in 2023/24.
- Healthy by DesignminorHealth and wellbeing service provider delivering educational workshops and demonstrations on healthy food choices and lifestyle for local government staff.
- Workfocus AustraliaminorWorkplace rehabilitation provider that LGIS refers workers to for return-to-work programs. They contact local governments within 24 hours of referral to draft comprehensive staged RTW programs.
- Jackson MacDonaldminorLegal partners who assisted LGIS in preparing FAQs on the new Workers Compensation Act changes for members.
- JLT Risk Solutions Pty Ltd (Marsh)coreJLT Risk Solutions Pty Ltd acts as the Scheme Manager of LGISWA. JLT is a business of Marsh and manages the self-insurance scheme under ABN 69 009 098 864 AFSL 226827. JLT operates the website and provides administrative services.
- Department of Fire and Emergency Services (DFES)minorLGIS provides coverage for volunteer bushfire firefighters under the Bush Fires Act. Members may have MOUs with DFES for collaborative support of volunteers, though local governments retain WHS responsibilities.
- Western Australian Local Government Association (WALGA)minorLGIS participates in WALGA events including the Local Government Convention, providing risk management support and services to WA local governments.
Scale indicators9 records
Recent moves6 records
Expansion highlights5 records
LGIS competitors and assessment
Company assessmentDirect peers
- CivicRisk Mutual: Australian mutual entity providing insurance and risk management services to local government sector. Directly comparable as a member-owned mutual scheme serving Australian councils with similar workers compensation and liability coverage.
- Local Government Insurance Trust (LGIT): US-based self-insurance pool providing property, liability, and workers compensation coverage to local government entities. Directly comparable as a member-owned government insurance pool with similar coverage structure and mutual ownership model.
- Municipal Insurance Partners: Australian insurance provider specializing in local government and council coverage. Comparable in providing specialized insurance products tailored to the risk profile of Australian local government entities.
Regional players
- Statewide Mutual: Mutual insurance provider focused on the New South Wales local government sector. Comparable mutual structure serving local government members with workers compensation and liability coverage, though serving a different Australian state.
Broad incumbents
- JLT (Jardine Lloyd Thompson): Global insurance brokerage and risk management firm that serves as LGIS's Scheme Manager through JLT Risk Solutions Pty Ltd. Comparable in risk management advisory services and insurance broking for public sector clients.
- Marsh: Global insurance broker and risk management firm that owns JLT Risk Solutions, the Scheme Manager of LGIS. Comparable in providing risk management, insurance broking, and consulting services to public sector and government clients globally.
- Aon: Global professional services firm providing risk management, insurance brokerage, and reinsurance solutions. Comparable as a major insurance broker serving public sector and government clients with risk management services.
- Zurich Municipal: UK-based insurance provider specializing in local government and public sector coverage. Comparable in providing property, liability, and motor insurance products to local authorities, though as a commercial insurer rather than a mutual.
- Gallagher Bassett: Global claims management and loss adjusting services provider. Comparable in providing third-party administration, claims handling, and risk management services that could serve government insurance pools.
Others
- WALGA (Western Australian Local Government Association): Peak industry body for WA local governments and partner of LGIS through events and member engagement. Comparable as a key stakeholder in the WA local government ecosystem though focused on advocacy rather than insurance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
LGIS social profiles
Digital presenceLGIS compliance and trust
Trust signalCompliance6 records
LGIS financial estimates
Financial estimateRevenue estimate
Valuation estimate
LGIS leadership team
Management profileNumber of profiles
Profiles1 record
LGIS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LGIS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LGIS
What does LGIS do?
LGIS is a self-insurance scheme for Western Australian Local Governments. It provides pooled property, liability, workers compensation (WorkCare), bushfire volunteer, and motor fleet insurance coverage to its member councils. The scheme is owned and controlled by its members and operated by JLT Risk Solutions Pty Ltd (a Marsh business).
Is LGIS a public or private company?
LGIS is a private company. It is classified as state government owned and is currently operating.
When was LGIS founded?
LGIS was founded in 1995. It employs 51 to 100 people.
Where is LGIS based?
LGIS is headquartered in Perth, Australia, in the Oceania region.
How does LGIS make money?
Three revenue lines are on record. Self-Insurance Scheme Contributions are the primary driver. The others are investment Returns and member Distributions.
Who are LGIS's main competitors?
Direct peers on record are CivicRisk Mutual, Local Government Insurance Trust (LGIT) and Municipal Insurance Partners. Statewide Mutual is listed as a regional player. Broad incumbents are JLT (Jardine Lloyd Thompson), Marsh, Aon, Zurich Municipal and Gallagher Bassett. WALGA (Western Australian Local Government Association) is listed as an others.
Does LGIS have an API?
No public API is recorded for LGIS.