What NEACH Payments does

NEACH Payments Group (NPG) is a payments compliance consulting firm and wholly-owned subsidiary of NEACH, the New England Automated Clearing House Association, headquartered at 50 Burlington Mall Road, Suite 212, Burlington, Massachusetts. The firm serves financial institutions (banks and credit unions), third-party senders and payment service providers, and — more recently — nonprofit organizations, helping them navigate Nacha Operating Rules, Regulation E, BSA/AML requirements, and evolving examiner expectations. Its service portfolio spans three core categories: (1) professional services including ACH audits, wire and RDC risk assessments, and consulting on ACH origination, faster payments, and payments strategy; (2) digital compliance products consisting of interactive self-guided workbooks (ACH Audit Workbook, ACH Risk Assessment Workbook, bundled editions) and customizable policy templates (BSA Policy Templates for Banks and Credit Unions, Consumer EFT Dispute Letters); and (3) education and training delivered via quarterly Client Town Halls, Regulation E training series, the Wrestling Payments podcast, and a blog.

NPG monetizes through two primary revenue streams: one-time perpetual licenses for digital products priced at $325-$680, and quote-based professional services engagements sold via direct sales motion supported by "Request a Proposal" and "Book a Consultation" website forms. Distribution combines a self-serve e-commerce storefront (neachgroup.com/shop) with enterprise direct sales and an expanding partner co-marketing ecosystem (Propelr, BraidFI, Argos Risk, Identifee, and others). The firm leverages an advisory team holding industry certifications (AAP, APRP, NCP, BCJ, CAMS, CERP) and reports 90% year-over-year customer retention, having delivered "hundreds of audits and risk assessments" across its client base. Leadership includes President & CEO Sean Carter, Executive Vice President Joe Casali, Director Caitlyn Mullins-Smith, and Advisors Mary Mumper-Morrison and Rayleen M. Pirnie, with Alex Campbell (Chief Payments Officer at COCC) recently appointed to the Board of Directors.

Name

NEACH Payments

Legal name

NEACH Payments Group

Website

https://neachgroup.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

NEACH Payments Group is a payments compliance consulting firm and wholly-owned subsidiary of NEACH (New England Automated Clearing House Association) that provides ACH audits, risk assessments, consulting, and digital compliance products to banks, credit unions, third-party providers, and nonprofit organizations.

Ownership category

akta.pro rank

Product category

Payments Compliance Consulting

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Finance Services (6199)

akta.pro primary industry

NACHA Compliance, Audit & Risk Management (FSAMAGAJ)

akta.pro secondary industries

ACH Payments Security & Fraud Monitoring (FSAMAGAL), Third-Party Sender (TPS) & ACH Aggregation (FSAMAGAD)

Keywords

• Payments compliance consulting
• ACH audit services
• Risk assessment services
• BSA/AML policy templates
• Nacha compliance workbooks

Headquarters

HQ city

Maussane

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Others

Revenue model

1. Professional Services (Audits, Risk Assessments, Consulting): Core revenue stream from delivering compliance audits, risk assessments, and consulting engagements to financial institutions. Services include ACH audits, RDC risk assessments, wire transfer risk assessments, and advisory services. Engagement pricing varies by scope and institution size.
2. Digital Products (Workbooks, Templates, Courses): Sale of interactive compliance workbooks, policy templates, and educational courses. Products include ACH Audit Workbooks ($415-$680), BSA Policy Templates ($475), and Consumer EFT Dispute Letters ($325). Digital products are licensed for single-user, non-transferable use.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

NEACH Payments Group provides ACH and payments compliance services to financial institutions, businesses, and third-party providers. The offering combines professional services (ACH audits, wire and RDC risk assessments, payments strategy consulting) with interactive digital compliance workbooks and BSA/AML policy templates sold through an e-commerce storefront.

Product overview

NEACH Payments Group is a payments consulting firm and wholly-owned subsidiary of NEACH (New England Automated Clearing House Association). The company offers a portfolio of digital compliance workbooks and templates combined with professional consulting services. The core product suite includes: (1) compliance audit workbooks for ACH (for depository financial institutions and third-party senders) and risk assessment workbooks, sold as individual products or bundled together; (2) BSA/AML policy templates for banks and credit unions; (3) educational courses such as Consumer EFT Dispute Letters and Forms; and (4) professional services including audits, risk assessments, and consulting engagements. The workbooks are interactive, self-guided digital tools aligned with Nacha Operating Rules and regulatory guidance, while the consulting services provide tailored advisory support for payments strategy, faster payments, and compliance. The company also offers a partner solutions ecosystem providing access to complementary services from affiliated providers.

Differentiator

Problem solved

Functional benefit

Brands

• Wrestling Payments Podcast: A podcast featuring engaging discussions on the latest and greatest payments dilemmas, operated by NEACH Payments Group.

Products and services

• ACH Audits

Quantifiable outcome

• 90% customer retention rate year over year
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• PropelrcoreGTM or Marketing Partner · 18 March 2026NEACH Payments Group partnered with Propelr to provide wholesale payment processing rates, 24/7 support, and advanced security features to NPG's client base of financial institutions and third-party providers. The partnership helps organizations reduce payment acceptance costs and simplify day-to-day payment operations.
• Alex CampbellminorOthers · 11 March 2026Appointed to Board of Directors, bringing more than 27 years of experience in financial technology, payments operations, and client services. Currently serves as First Vice President and Chief Payments Officer at COCC. Will contribute operational expertise in ACH, wire, instant payments, and platform integration.
• Greg Nanigian & AssociatesminorGTM or Marketing Partner · 3 March 2026Partnership to help nonprofit organizations improve donations through electronic payment solutions and professional fundraising training. Combines NPG's payment processing expertise with GNA's Fundraising Success Series workshop program to help nonprofits build donor relationships and recurring giving programs.
• AffirmativeminorGTM or Marketing PartnerACH and Payments Risk Manager partner offering compliance assessment and risk management services. NPG members receive complimentary consultation and compliance assessment with Affirmative's growth and product teams.
• Linking Assets Inc.minorGTM or Marketing PartnerUnclaimed Property Solutions provider helping financial institutions reconnect with account holders, reactivate accounts, and reduce escheatment through proven strategies and reengagement programs.
• IdentifeeminorGTM or Marketing PartnerAI engagement platform for financial services organizations to identify, engage, and educate commercial customers. Offers exclusive $12,000 benefit through NPG partnership.
• BraidFIcoreTechnology or IntegrationCore Provider partner enabling financial institutions to deploy payment infrastructure in-house with Braid Payment Core. Allows institutions to offer comprehensive payment services within months. Featured in Q4 2025 Town Hall on fintech partnerships.
• Argos RiskcoreTechnology or IntegrationAR SURVEILLANCE automates business health and credit risk monitoring, providing insights into financial viability, payment behavior, and industry outlook. NPG collaborated on Q1 2025 Town Hall focused on third-party risk management.
• Berwyn GroupminorGTM or Marketing PartnerCertiDeath deceased customer identification service covering 96.5% of US deaths at 99.9% accuracy. Helps reduce reclamation/fraud losses and reputational risk through timely death notifications.
• Monex USAminorGTM or Marketing PartnerForeign exchange and global payments provider offering international wire solutions and currency risk management. Part of Monex Group with $274 billion annual FX turnover.
• Statement SimpleminorGTM or Marketing PartnerCredit card statement simplification service for small business customers providing clear reports, monthly audits, and rate change notifications. Can be white-labeled by financial institutions.
• GBQminorStrategic or Co-development PartnerIT consulting partner that collaborated on Q3 2025 Town Hall addressing IT risk assessments, audits, and ACH security. Provided guidance on sound IT risk assessment and audit processes.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Regional players

• NEACH (New England Automated Clearing House Association): Parent organization and regional ACH association for New England. Directly comparable as the governing body that sets local Nacha rule interpretation; NPG is its commercial consulting arm and shares brand, governance, and regulatory reach.
• PaymentsFirst: Regional payments association formed from the merger of MAPS, SWACHA, and others covering the Midwest/South US. Closest peer to NEACH as a regional ACH association; could launch a similar consulting subsidiary competing with NPG in its geographic catchment.

Direct peers

• Argos Risk: Third-party risk management and credit surveillance platform partnering with NPG on Q1 2025 town halls. Overlaps with NPG's third-party risk assessment services and shares the same community FI buyer, making it a direct peer in the TPRM segment.
• Affirmative Technologies: ACH and payments risk management technology partner of NPG offering compliance assessment and risk monitoring platforms. Directly comparable as a payments compliance vendor serving the same bank/credit union customer base with overlapping audit and risk-assessment offerings.

Broad incumbents

• Wipfli LLP: Top-20 US accounting and consulting firm with a substantial financial-services practice delivering ACH audits, BSA/AML reviews, and risk assessments to community banks and credit unions. Broader portfolio than NPG but directly competes for the same FI compliance audit wallet.
• Wolters Kluwer Compliance Solutions: Global compliance software and services vendor serving banks and credit unions with BSA/AML, regulatory reporting, and risk-management tooling. Comparable in target customer and rule-aligned content, but operates as a SaaS incumbent at far larger scale than NPG.
• Jack Henry & Associates: Major core and payments technology provider to community banks and credit unions with embedded compliance, ACH, and risk-management modules. Comparable customer base and overlapping ACH/payments functionality; potential partner or competitor depending on bundling decisions.
• CLA (CliftonLarsonAllen): Major US accounting and advisory firm with a financial-services group performing ACH audits, BSA testing, and regulatory compliance engagements for banks and credit unions. Comparable service lines to NPG with much larger bench of certified practitioners.
• Forvis (formerly BKD CPAs & Advisors): Large US CPA and advisory firm with a dedicated financial institutions practice providing ACH, BSA/AML, and IT risk assessments. Overlaps with NPG's core audit and risk-assessment services for community banks and credit unions, with significantly broader scale.
• COCC: Core technology provider to community banks and credit unions, whose Chief Payments Officer (Alex Campbell) now sits on NPG's board. Adjacent competitor and partner - both serve the same community FI segment, with COCC offering payments platforms and NPG offering compliance overlays.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/neach-payments-group
• Xx.com/NEACHPymtsGroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NEACH Payments