Tradeline Supply Company LLC

What Tradeline Supply Company LLC does

Tradeline Supply Company, LLC is a San Diego-based, privately held California LLC that operates an online marketplace for authorized user (AU) tradelines — credit card accounts onto which consumers can be added as authorized users to import seasoned payment history into their own credit files. The company's core offering is the online sale of AU positions, marketed primarily to credit-invisible and thin-file consumers — disproportionately minorities and lower-income demographics — who lack family or friends willing to add them to well-seasoned cards. Pricing is transaction-based and varies by tradeline age and credit limit, with a discount code (PKGDEAL) for multi-tradeline orders and optional buy-extensions for additional reporting cycles. The product is purchased through a 100% online automated checkout on the company's website; the firm does not operate in Georgia due to state-level restrictions.

The business is structured as a three-sided ecosystem. On the demand side: direct-to-consumer buyers plus affiliate publishers (recruited via the CJ Commission Junction network, paying a 5% sales commission) and a broker program for volume resellers at wholesale prices. On the supply side: a Credit Partner program that recruits cardholders to sell authorized user spots on their existing accounts, paying them commissions based on tradeline age and credit limit. The company also offers free educational tools — most notably a Tradeline Calculator — and a Purchase Store Credit payment mechanism to support transactions. No proprietary AI/ML technology is disclosed; the platform is an e-commerce workflow with document/identity verification and electronic check processing.

Tradeline Supply Company monetizes through one-time transaction fees on AU tradeline sales (the primary revenue stream), affiliate referral commissions flowing through CJ, and wholesale margins on broker resale. The company explicitly disclaims being a credit repair firm and disclaims any guarantee of credit-score improvement, positioning the product instead as a credit-equity / equal-opportunity tool. It was founded in 2017, employs 11–50 people, is headquartered at 2534 State Street, Suite #433, San Diego, and shows no public funding, M&A, or leadership-change history in the available data.

Name

Tradeline Supply Company LLC

Legal name

Tradeline Supply Company, LLC

Website

https://tradelinesupply.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Tradeline Supply Company, LLC is a San Diego-based online marketplace that sells authorized user credit card tradelines to credit-invisible consumers through a 100% automated checkout, supported by affiliate, broker, and credit-partner programs.

Ownership category

akta.pro rank

Product category

Credit Building Services

NAICS

Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Private Label / Store Credit Cards (FSAKABAC)

Keywords

• Authorized user tradelines
• Credit building services
• Tradeline brokerage
• Consumer credit products
• Credit score piggybacking

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Marketing or Sales, Operations, Personnel, Technology or R&D

Revenue model

1. Tradeline Sales: One-time transaction fees from selling authorized user tradelines to consumers. Customers pay to be added as authorized users on credit card accounts with established credit history. Pricing varies by tradeline age and credit limit.
2. Affiliate Commissions: Commission-based revenue through CJ affiliate network. Affiliate publishers earn 5% sales commission on tradeline purchases they refer, with 30-day referral period and unlimited referrals.
3. Broker Program: Revenue from broker partners who purchase tradelines at discounted wholesale prices. Brokers may qualify for coupons based on order volume.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Tradeline Supply Company, LLC sells authorized user (AU) tradeline positions on established credit card accounts to individual consumers through a 100% online automated checkout process. Buyers are added as authorized users to credit cards with strong history (high age and credit limits) so the tradeline appears on their credit reports and helps them establish or improve credit history. The company also operates supporting programs including an affiliate publisher program (via CJ Commission Junction), a credit partner (AU seller) program, and a volume-based broker/reseller program.

Product overview

Tradeline Supply Company, LLC operates as a single-product service company focused on authorized user tradelines for credit building. The core product is the purchase and sale of authorized user positions on established credit card tradelines, facilitated through a 100% online automated checkout process. The company also operates supporting programs including an Affiliate Publisher Program (via CJ), a Credit Partner Program for selling tradelines, a Broker Program with volume discounts, and complementary tools such as a Tradeline Calculator and store credit purchasing system.

Differentiator

Problem solved

Functional benefit

Products and services

• Authorized User Tradelines The core paid service where individual consumers pay to be added as authorized users on established credit card tradelines with strong payment history, so the tradeline appears on the consumer's credit report and contributes to building credit history for purposes such as qualifying for mortgages, auto loans, and better credit cards. Pricing varies by tradeline age and credit limit.
• Credit Partner (Sell Tradelines) Program A service program for individual credit card holders who sell authorized user positions on their existing credit card tradelines to Tradeline Supply Company for redistribution, earning commission per AU spot based on the tradeline's age and credit limit.
• Tradeline Broker Program A volume-based resale program offering brokers access to tradeline inventory at discounted wholesale prices, with coupons available based on order volume for partners who resell tradelines to end consumers.
• Purchase Store Credit

Quantifiable outcome

• Tradeline appears on credit report for two reporting cycles while user is authorized user; after that reports as closed account but remains as part of permanent credit history.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Two partnerships are on record, tiered core and minor.

• CJ (Commission Junction)coreChannel Partner/ Reseller/ DistributorCJ is the largest and most established affiliate network. Tradeline Supply Company uses CJ as the platform for their affiliate publisher program. Publishers join CJ, then apply to promote Tradeline Supply Company products, receiving custom links and banners, with commissions paid through CJ.
• GetLasso.cominorOthersGetLasso.co is referenced as a broker testimonial source describing Tradeline Supply Company as 'one of the leaders in the tradeline space and has helped innovate the process of buying and selling tradelines.' This appears to be an industry reference rather than a formal partnership.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Emerging players

• Self (Self Financial): Self helps consumers build credit through a small builder loan that reports to the bureaus. Targets a similar credit-invisible / thin-file demographic and competes for the same end-customer, but uses a credit-builder installment product rather than AU tradelines.

Broad incumbents

• Credit Sesame: Credit Sesame is a broader consumer credit-management platform offering free credit scores, monitoring, and lending recommendations. Adjacent rather than direct—targets the same credit-building customer but via ongoing tools and product recommendations rather than AU tradeline sales.

Direct peers

• Coast Tradelines: Coast Tradelines is one of the most established direct competitors selling authorized user tradelines online to consumers seeking to build credit. Operates a similar D2C model with tiered pricing by tradeline age and credit limit, making it the closest head-to-head comparison to Tradeline Supply.
• Tradeline Trading Partners (now Boost Credit 1010): Boost Credit 1010 (formerly Tradeline Trading Partners) is a long-standing competitor in the AU tradeline space, serving both consumers and brokers. Operates a similar marketplace for buying and selling AU positions on seasoned credit cards.
• ScoreShuttle: ScoreShuttle is an online tradeline marketplace with a comparable consumer-facing checkout flow and affiliate/broker network. Sells AU tradelines with pricing tied to age and credit limit, directly competing for the same buyer personas.
• Approved Tradelines: Approved Tradelines sells AU tradelines online with a focus on posting guarantees and bank-partner selection. Direct competitor targeting the same credit-invisible borrower segment with comparable product positioning.
• Personal Tradelines: Personal Tradelines is a direct-to-consumer AU tradeline seller competing on pricing, posting guarantees, and customer education. Targets the same credit-building use cases (mortgages, auto loans, credit cards) with a similar product mix.
• Tradelines For Sale: Tradelines For Sale operates as a D2C retailer of authorized user tradelines with tiered product offerings by card age and limit. Competes head-to-head with Tradeline Supply on consumer credit-building use cases.
• Superior Tradelines: Superior Tradelines sells AU tradelines directly to consumers with an emphasis on high-posting-rate bank partners. Competes on the same core product (AU tradelines) with similar D2C fulfillment and educational content offerings.
• BoostMyScore: BoostMyScore is a well-known online tradeline retailer offering authorized user tradelines with a comparable automated checkout experience. Targets the same credit-invisible and thin-file consumer base with similar pricing tiers and educational content strategy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/TradelineSupply

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tradeline Supply Company LLC