Yippi.cash

What Yippi.cash does

Yippi.cash is a U.S.-based private company that has built a mobile payment application designed to convert credit and debit card transactions into cash payments via a proprietary "CARD to CASH" technology. The platform supports contactless NFC "Tap and Pay," online, and offline payment flows, with users linking bank accounts, credit cards, or debit cards to send and receive payments. The company targets both individual consumers (for peer-to-peer payments) and merchants of all sizes (for payment acceptance), pursuing a horizontal, two-sided go-to-market distributed through mobile app stores.

The product surface consists of two integrated components: the core Yippi App, which handles payment initiation, receipt, and account security features including encryption, transaction monitoring, and single-tap card locking or online payment blocking; and a Points & Rewards module that layers cash back, points, and real-time contextual offers at point-of-sale on top of the payment flow. The company describes this rewards engine as driven by human-centered data, though no model architecture, data sources, or AI infrastructure is publicly disclosed. As of the available data, the app remains in pre-launch beta with a 2023 app store launch targeted and a beta signup form active on the company website.

The business model is transaction-fee based: Yippi.cash generates revenue from fees on payment transactions processed through the app. No pricing details, contract structures, fee schedules, or GMV figures are publicly disclosed, and the company has not reported any revenue to date. The firm is privately held with 1-10 employees, co-founded and led by CEO Ray Mario, has no disclosed funding rounds, no parent company, no patents or trademarks on record, and operates from a contact address in Newport Beach, California, with firmographic headquarters listed in Cheyenne.

Name

Yippi.cash

Website

https://yippi.cash

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Yippi.cash is a U.S. private company building a mobile payment app that converts card transactions into cash payments via its proprietary "CARD to CASH" technology, serving both consumers and merchants with integrated Tap and Pay and loyalty rewards.

Ownership category

akta.pro rank

Product category

Mobile Payments

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Mobile Wallets (NFC Tap-to-Pay / HCE) (FSAMAEAB)

akta.pro secondary industry

General-Purpose Digital Wallets (P2P + Merchant) (FSAMAEAA)

Keywords

• Mobile payment app
• Contactless payments
• Peer-to-peer payments
• Loyalty rewards program
• Tap and pay

Headquarters

HQ city

Cheyenne

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Payment Transaction Revenue: Revenue generated through payment transaction fees when users make payments through the Yippi app. The app turns payments into 'cash payments' suggesting transaction-based revenue model.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Yippi.cash provides a mobile payment application that turns credit and debit card purchases into cash payments through its proprietary 'CARD to CASH' technology. The app supports contactless 'Tap and Pay' via NFC as well as online and offline payment methods, and includes an integrated smart loyalty and rewards program that delivers real-time cash back and contextual offers at the point of sale. Users link bank accounts, credit cards, or debit cards to make peer-to-peer and merchant payments.

Product overview

Yippi.cash is a mobile payment platform consisting of the core Yippi App for making and receiving cash payments via Tap and Pay, online, and offline methods, with an integrated Points & Rewards module that delivers real-time loyalty rewards, cash back, and contextual offers at point-of-sale. The platform targets both consumers and merchants for peer-to-peer and merchant payments.

Differentiator

Problem solved

Functional benefit

Products and services

• Yippi App Mobile payment application that enables users to make cash-style payments via 'Tap and Pay,' online payments, and offline payments. Users link a bank account, credit card, or debit card to send and receive instant payments, with built-in real-time points, cash back, rewards, and security features including one-tap card lock and online-payment block.

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Zelle: Zelle is a bank-backed P2P mobile payment network embedded in major US bank apps. It is comparable to Yippi.cash for consumer P2P payments, though it is not a standalone wallet.
• Samsung Pay: Samsung Pay is an NFC and MST-enabled mobile wallet for in-store and online payments. Comparable to Yippi.cash for the contactless Tap-and-Pay capability and consumer-merchant dual-sided model.
• Venmo (PayPal): Venmo is a leading P2P mobile payment app with merchant acceptance and a social feed. It is comparable to Yippi.cash in that both are mobile-first consumer wallets handling P2P and merchant payments, though Venmo is far more established.
• Cash App (Block): Cash App is a consumer mobile payment app offering P2P transfers, tap-to-pay via Cash App Card, and integrated rewards. It is the closest direct peer to Yippi.cash because both target consumers and small merchants with a mobile-first wallet combining payments and loyalty features.
• Google Pay: Google Pay is a mobile wallet supporting NFC in-store payments and online checkout across Android devices. It competes with Yippi.cash on the same consumer-and-merchant mobile payment use cases.
• Apple Pay: Apple Pay is an NFC-based mobile wallet supporting Tap to Pay in-store and online checkout. It is directly comparable to Yippi.cash on the NFC Tap-and-Pay functionality that Yippi.cash highlights as a core feature.

Broad incumbents

• PayPal: PayPal is a global incumbent in online and mobile payments with consumer wallets, merchant acceptance, and rewards programs. It is comparable to Yippi.cash as a broad incumbent offering overlapping mobile payment, loyalty, and merchant services.
• Block (Square): Block operates Square merchant payments and Cash App consumer payments. It is comparable as an incumbent across both sides of the consumer-merchant payments market that Yippi.cash targets.

Emerging players

• Current: Current is a mobile banking app with a debit card, tap-to-pay, and integrated rewards. It is comparable to Yippi.cash as an emerging challenger offering consumer mobile payments with rewards, targeting similar younger, mobile-first consumers.
• Payit (PayPal): Payit is PayPal's white-label mobile payment platform for government and enterprise. It is comparable to Yippi.cash as an adjacent emerging player in mobile wallet and digital payment experiences.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/yippi.cash
• LinkedInlinkedin.com/company/yippi

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yippi.cash