Swiss Quality Broker

What Swiss Quality Broker does

Swiss Quality Broker, operating commercially as Agence Mendes Sàrl, is an independent insurance brokerage and financial advisory firm headquartered in Perly, Geneva, Switzerland, founded in 1993. The firm develops and delivers a broad spectrum of insurance and advisory services across health insurance (LAMal and supplementary), property and casualty (RC Ménage, building, casco), legal protection, vehicle, travel, and professional insurance lines, alongside pension planning (3rd pillar / 3a/3b), tax declaration services for residents and cross-border workers, and mortgage brokerage with both Swiss and French financing options. Its core technology stack consists of a proprietary "My Swiss Broker" client portal that aggregates insurance contracts from multiple providers in a single self-service interface for policy management, claims, and broker communication, supported by Swiss-hosted infrastructure (Swiss Broker Software CRM on Infomaniak servers, pCloud storage) for GDPR/NLPD compliance.

The firm's go-to-market is sales-led, anchored by free initial consultations and free pension analyses offered without commitment, with impartial, independent advice across 50+ insurance carrier partnerships including Groupe Mutuel, Assura, Allianz, Axa, CSS, Generali, La Mobilière, Swica, Zurich, Swiss Life, and Helsana. Distribution operates through direct in-person and remote advisory sessions at the Geneva headquarters, the My Swiss Broker self-serve portal, a regional event and trade-fair presence (e.g., Rochexpo), and content marketing channels including an educational blog, a weekly podcast ("La minute conseil assurance"), and an active social media footprint on Facebook, LinkedIn, Instagram, and YouTube.

The revenue model combines recurring commission-based insurance brokerage against multi-line policy placements with unit-priced professional service fees for tax declaration preparation (from 80–90 CHF) and referral-style mortgage advisory arrangements (e.g., API Financements partnership for cross-border French mortgages). The firm serves individual residents of French-speaking Switzerland (Romandie), cross-border workers (frontaliers) between Switzerland and France—a primary segment requiring specialized LAMal frontalier, quasi-resident tax status, and dual-country property financing expertise—alongside pre-retirees, retirees, and tax-optimization seekers. As of 2025 the firm reports 40+ collaborators, 40,000+ clients cumulatively served, and a 4.6/5 Google rating across 191–192 verified reviews.

Name

Swiss Quality Broker

Legal name

Agence Mendes Sàrl

Website

https://agencemendes.ch

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

Agence Mendes (Swiss Quality Broker) is an independent Geneva-based insurance brokerage and financial advisory firm, founded 1993, serving 40,000+ clients across French-speaking Switzerland and Swiss–France cross-border workers with multi-line insurance, 3rd-pillar pension planning, tax declaration, and mortgage services.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Insurance brokerage services
• Pension planning
• Tax declaration services
• Mortgage advisory
• Cross-border insurance

Headquarters

HQ city

Schaan

HQ country

Liechtenstein

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Agence Mendes earns commissions from insurance companies when clients subscribe to policies through the broker. These commissions are built into the insurance premiums and represent the standard compensation model for insurance brokers in Switzerland.
2. Tax Declaration Services: Professional tax declaration preparation services offered to residents and cross-border workers. Pricing starts from 80 CHF for basic tax returns.
3. Mortgage/Loan Advisory: Advisory services for mortgage loans and real estate financing, including partnerships with French mortgage brokers for cross-border clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Agence Mendes operates as an independent insurance brokerage comparing and distributing policies from 50+ insurance partners across health (LAMal), property/casualty, vehicle, legal protection, and professional lines. The firm also provides pension planning (3rd pillar), Swiss tax declaration preparation, and mortgage/credit brokerage, with specialized services for cross-border workers between Switzerland and France. The My Swiss Broker client portal offers consolidated policy management across multiple providers.

Product overview

Agence Mendes operates as a comprehensive insurance brokerage firm in Geneva, Switzerland, established in 1993. The company offers a unified suite of financial and insurance advisory services organized around several core pillars: health insurance comparison and management (LAMal and supplemental), pension and retirement planning (3rd pillar products), tax declaration services, mortgage and credit brokerage, and specialized cross-border worker services. The company also provides a proprietary client portal called My Swiss Broker, which serves as a consolidated interface for managing all insurance policies across multiple providers. Additional offerings include annuity products (rente viagère) and educational content through a podcast series. The business model centers on providing impartial, independent advice while working with over 50 insurance company partners.

Differentiator

Problem solved

Functional benefit

Brands

• My Swiss Broker: Online client portal for managing all insurance contracts from multiple providers in one place, 100% free service for Romandie residents

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

15 partnerships are on record, tiered core and minor.

• Groupe MutuelcoreOthersMajor Swiss health insurer partner providing LAMal and supplementary health insurance products offered through Agence Mendes brokerage
• AssuracoreOthersSwiss health insurer partner for basic and supplementary insurance offerings
• AllianzcoreOthersGlobal insurance company partner for various insurance products including property and casualty coverage
• AxacoreOthersMajor international insurer partner providing comprehensive insurance solutions
• CSScoreOthersSwiss health insurer focused on basic and supplementary health insurance
• GeneralicoreOthersInternational insurance group partner for various insurance products
• La MobilièrecoreOthersLeading Swiss insurer providing property, liability, and health insurance products
• SwicacoreOthersSwiss health insurer partner offering LAMal and supplementary coverage
• ZurichcoreOthersGlobal insurance company partner for comprehensive insurance solutions
• Swiss LifecoreOthersSwiss life insurance and pension specialist partner for 3rd pillar and retirement planning
• PaxminorOthersSwiss health insurer partner in their network
• HelsanacoreOthersPreferred partner for cross-border worker (frontalier) LAMal insurance with competitive pricing and coverage in both Switzerland and France
• API FinancementscoreChannel Partner/ Reseller/ DistributorFrench mortgage broker partner providing real estate financing services to cross-border workers at Foire Internationale de La Roche-sur-Foron
• Swiss Broker SoftwarecoreTechnology or IntegrationCRM system provider used for commercial tracking and follow-up; servers managed by Infomaniak and located in Switzerland (Lausanne)
• InfomaniakcoreTechnology or IntegrationSwiss cloud infrastructure provider hosting CRM and email servers in Switzerland, ensuring GDPR and NLPD compliance

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with European operations including Switzerland. Provides context on the broader incumbent brokerage landscape against which Agence Mendes' independent model competes.
• Marsh McLennan: Global insurance broker and risk advisor with significant Swiss presence. Comparable as a scaled multi-line insurance broker, though focused on larger commercial accounts than Agence Mendes' consumer base.
• Aon: Global insurance and reinsurance brokerage with established Swiss operations. Represents the broader incumbent brokerage ecosystem competing for specialty insurance mandates and corporate accounts in the Swiss market.

Regional players

• Verlingue: French-domiciled insurance broker group serving SMEs and individuals across France with cross-border advisory. Adjacent peer given the shared French/Swiss clientele base and similar multi-carrier distribution model in the Romandie-adjacent market.
• April Group: International insurance brokerage group headquartered in France with operations across Europe including Switzerland. Comparable as a multi-line insurance broker serving individuals and small businesses with cross-border advisory services.

Direct peers

• Meilleurtaux: France's largest mortgage and credit broker with comparison and advisory services. Comparable to the mortgage/credit brokerage portion of Agence Mendes' service suite for cross-border workers financing French property.
• Pretto: French online mortgage broker providing advisory on real estate financing. Directly comparable to the credit/hypothecaire portion of Agence Mendes' offering, particularly for cross-border clients seeking French property financing.
• Dextra Assurance: Swiss independent insurance broker offering multi-carrier advisory services across personal and commercial lines. Comparable independent brokerage model, similar regulatory standing, and overlapping product breadth with Agence Mendes.
• Smile Insurance: Independent Swiss insurance broker operating across French- and German-speaking Switzerland with multi-insurer comparison services. Directly comparable given its independent advisory model, multi-carrier distribution, and Swiss regulatory positioning similar to Agence Mendes.
• Comparis: Switzerland's leading comparison platform for insurance, banking, and telecom. Overlaps with Agence Mendes on LAMal comparison and switch services, representing a digitally-enabled brokerage competitor targeting the same price-sensitive consumer segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCJxJ734qvic5jhnxD2KJ4fw
• Facebookfacebook.com/agencemendes
• LinkedInlinkedin.com/company/swiss-quality-broker-ag
• Instagraminstagram.com/agencemendes

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Swiss Quality Broker