National Lloyds Insurance Company
- Company typePrivate
- Founded1948
- HeadquartersDallas, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
National Lloyds Insurance Company firmographics
Firmographics- Name
- National Lloyds Insurance Company
- Legal name
- DUAL North America, Inc.
- Website
- https://nationallloydsinsurance.com
- Company type
- Private
- Founded year
- 1948
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
National Lloyds Insurance Company industry classification
Industry- Product category
- Property and Casualty Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Surplus Lines Property (CAT/High-Hazard) (FSAJAGAB)
- akta.pro secondary industries
- Energy & Power Specialty (Onshore/Offshore) (FSAJAGAI), Specialty & Excess/Surplus Lines (E&S) (FSAJAMAH)
Keywords
Where National Lloyds Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
National Lloyds Insurance Company business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Standard insurance premium collection model across multiple product lines including personal property, casualty, commercial property, financial lines, and surety products.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
National Lloyds Insurance Company product offering
Product offeringCore offering
National Lloyds Insurance Company (operating as DUAL Personal Lines) underwrites personal and commercial insurance products across five main product lines: Personal Property (homeowners, dwelling fire, flood, manufactured housing, E&S homeowners), Casualty Lines (construction, energy, environmental, E&S auto, excess casualty, marine, specialty healthcare, workers compensation), Commercial Property (builders risk, earthquake, flood, windstorm, political violence, E&S property), Financial Lines (cyber, professional liability, transactional risk), and Surety (commercial, contract, international). Distribution is delivered through a network of 11,000+ brokers and agents worldwide as part of DUAL North America, Inc.
Product overview
DUAL North America (formerly NALICO) operates as an insurance underwriting platform and specialty insurance provider. The company offers a unified portfolio of 40+ underwriting products across five main product lines: Casualty Lines (construction, energy, environmental, auto, excess casualty, marine, healthcare, workers comp), Commercial Property (builders risk, earthquake, flood, windstorm), Financial Lines (cyber, professional liability, transactional risk), Personal Property/DUAL Personal Lines (homeowners, dwelling fire, flood, manufactured housing), and Surety (commercial, contract, international). In February 2025, NALICO was rebranded as DUAL Personal Lines, consolidating under the unified DUAL brand. The company debuted in the U.S. in 2013 with five underwriting products and has since expanded through diversification and new product introductions.
Differentiator
Problem solved
Functional benefit
Products and services
- DUAL Personal Lines (Personal Property Insurance) Personal lines insurance products covering homeowners, dwelling fire, flood, excess and surplus homeowners, and manufactured housing for residential property owners.
- Casualty Lines Commercial casualty insurance covering construction, energy, environmental, E&S auto, excess casualty, inland marine, ocean marine, specialty healthcare, and workers compensation risks.
- Commercial Property Insurance Commercial property insurance covering builders risk, deductible buyback, earthquake, E&S property, flood, political violence, and windstorm risks for businesses and property owners.
- Financial Lines Financial risk insurance covering cyber, professional liability, and transactional risk exposures for businesses.
- Surety Bonds Surety bond products covering commercial surety, contract surety, and international surety needs.
Companies that use National Lloyds Insurance Company
Customer profileSegments3 records
Ideal customer profiles2 records
National Lloyds Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
National Lloyds Insurance Company partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- DUAL North AmericacoreNALICO (National Lloyds Insurance Company) joined DUAL North America in October 2021 as a specialized subsidiary. In February 2025, NALICO officially became DUAL Personal Lines, operating under one unified DUAL name. This integration provides access to DUAL's global network of 11,000+ brokers and agents and 40+ underwriting products.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
National Lloyds Insurance Company competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
National Lloyds Insurance Company social profiles
Digital presenceNational Lloyds Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
National Lloyds Insurance Company leadership team
Management profileNumber of profiles
National Lloyds Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
National Lloyds Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about National Lloyds Insurance Company
What does National Lloyds Insurance Company do?
National Lloyds Insurance Company (operating as DUAL Personal Lines) underwrites personal and commercial insurance products across five main product lines: Personal Property (homeowners, dwelling fire, flood, manufactured housing, E&S homeowners), Casualty Lines (construction, energy, environmental, E&S auto, excess casualty, marine, specialty healthcare, workers compensation), Commercial Property (builders risk, earthquake, flood, windstorm, political violence, E&S property), Financial Lines (cyber, professional liability, transactional risk), and Surety (commercial, contract, international). Distribution is delivered through a network of 11,000+ brokers and agents worldwide as part of DUAL North America, Inc.
Is National Lloyds Insurance Company a public or private company?
National Lloyds Insurance Company is a private company. It is classified as corporate owned and is currently operating.
When was National Lloyds Insurance Company founded?
National Lloyds Insurance Company was founded in 1948. It employs 1 to 10 people.
Where is National Lloyds Insurance Company based?
National Lloyds Insurance Company is headquartered in Dallas, United States, in the North America region.
How does National Lloyds Insurance Company make money?
One revenue line is on record: insurance Premiums.
Does National Lloyds Insurance Company have an API?
No public API is recorded for National Lloyds Insurance Company.
What industry is National Lloyds Insurance Company in?
National Lloyds Insurance Company's product category is Property and Casualty Insurance. Its primary akta.pro industry code is FSAJAGAB, Surplus Lines Property (CAT/High-Hazard), with a secondary code of FSAJAGAI, Energy & Power Specialty (Onshore/Offshore). Its NAICS code is 524126 and its SIC code is 6331.