Rossborough Insurance

Name

Rossborough Insurance

Legal name

R A Rossborough (Insurance Brokers) Limited

Website

https://rossborough.co.uk

Company type

Private

Founded year

1944

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Insurance brokerage services
• Personal insurance products
• Commercial insurance products
• Marine insurance coverage
• Channel Islands insurance

Headquarters

HQ city

St. Helier

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance brokerage commissions: Earn commissions from placing insurance policies with insurance carriers. Acts as intermediary between customers and insurers, earning brokerage commissions on each policy placed.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Rossborough Insurance is a retail insurance broker that places personal and commercial insurance policies with insurance carriers on behalf of customers across the Channel Islands and Isle of Man. It earns brokerage commissions by acting as an intermediary between individual consumers, businesses, and high-net-worth clients and the underlying insurers that underwrite the coverage.

Product overview

Rossborough Insurance is a retail insurance broker operating as part of Gallagher, offering a dual-portfolio of personal and commercial insurance products across the Channel Islands and Isle of Man. The personal insurance portfolio includes motor products (car, motorbike, classic car, taxi, van), property products (home and contents, holiday home), travel, marine, breakdown, and a suite of protective add-ons (excess protection, legal protection). The business insurance portfolio spans construction, cyber, dental, general business, landlords and real estate, transportation and fleet, trust and corporate services, private medical insurance, and professional risks. The company also operates a specialized Private Clients division serving high-net-worth individuals.

Differentiator

Problem solved

Functional benefit

Brands

• Destination Rossborough: A recruitment experience programme for candidates seeking careers at Rossborough, covering school-leavers, career changers, and those returning to work.

Products and services

• Home & Contents Insurance Flexible insurance coverage for buildings and belongings, ranging from first flats to family homes, for individual consumers in the Channel Islands and Isle of Man.
• Car Insurance Comprehensive motor insurance policies for island drivers, with optional extras available, for individual consumers.
• Travel Insurance Insurance coverage for single trips, annual multi-trip, or extended travel, providing peace of mind for individual travellers.
• Breakdown Insurance Roadside assistance coverage available across the Channel Islands, the UK and Europe, for individual motorists.
• Motorbike Insurance Insurance cover for scooters, cruisers and superbikes, whether ridden every day or seasonally, for individual riders.
• Classic Car Insurance Tailored insurance protection for vintage and cherished vehicles, for individual owners.
• Taxi Insurance Specialist insurance for private hire and taxi vehicles, for individual owner-operators and small taxi firms.
• Van & Commercial Vehicle Insurance Coverage for personal and business use vans and commercial vehicles, with options for various driver profiles and no claims bonus protection.
• Marine Insurance Flexible policies covering motorboats, sailing vessels and personal watercraft, for individual boat owners.
• Holiday Home Insurance Comprehensive coverage for properties overseas, with support from local Rossborough teams.
• Building Valuation Services Professional property assessments to help ensure correct insurance coverage for buildings.
• Home Excess Protection Optional cover that reimburses policyholders' home insurance excess when making a claim.
• Family Legal Protection Protects against everyday legal disputes including contract issues and injury claims, with up to £50,000 legal cover.
• Motor Legal Protection Helps recover losses in non-fault accidents including excess and personal injury, covering up to £100,000 in legal costs.
• Motor Excess Protection Refunds motor insurance excess up to £3,000 per year when a claim is made.
• Construction Insurance and Risk Management Specialized insurance and risk management solutions for the construction industry, for commercial construction firms.
• Cyber Insurance Coverage protecting businesses against cyber risks and digital threats, for commercial clients.
• Dental Insurance Insurance coverage for dental practices and dental professionals.
• General Business Insurance Broad insurance coverage for various business types and operational risks.
• Landlords and Real Estate Insurance Insurance solutions for property owners and real estate businesses.
• Transportation and Commercial Fleet Insurance Coverage for commercial fleets and transportation operations.
• Trust and Corporate Services Insurance Insurance and risk management for trust and corporate entities.
• Private Medical Insurance Health insurance coverage for individuals and corporate clients.
• Professional Risks Insurance Coverage for professional liability and business risks.
• Private Clients Insurance Service Dedicated brokerage service for high-net-worth individuals requiring specialist care and bespoke coverage for valuable possessions and complex insurance needs.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Arthur J. Gallagher & Co. (Gallagher)coreStrategic or Co-development PartnerRossborough Insurance is a wholly-owned subsidiary of Arthur J. Gallagher & Co., one of the world's largest insurance brokers. This partnership provides access to Gallagher's global network, resources, expertise, and product capabilities while maintaining Rossborough's local brand and service approach in the Channel Islands and Isle of Man.

Scale indicators2 records

Broad incumbents

• Direct Line Group: UK direct-to-consumer insurance retailer (Direct Line, Churchill, Privilege) competing for the same personal lines customers Rossborough serves. Represents the digital-first competitive threat Rossborough counters through its branch and advisory presence.
• LV= (Liverpool Victoria): UK mutual insurer with strong personal lines (home, motor) and broker-distributed commercial lines. Competes with Rossborough on personal lines products and serves as a key carrier relationship in the UK broker channel.
• Aviva plc: Major UK insurance carrier that competes with Rossborough both as a direct writer (e.g., private medical, general business) and as a key carrier partner whose products Rossborough distributes. Anchors the broader UK insurance ecosystem Rossborough participates in.
• Aon plc: Global insurance and reinsurance broker with established Channel Islands/Isle of Man presence. Competes with Rossborough for commercial and HNW accounts in the islands while offering a much broader global product portfolio.
• Marsh & McLennan (Marsh): World's largest insurance broker with significant regional operations including the Channel Islands. Overlaps with Rossborough in commercial risk advisory and HNW client servicing within the same geographic footprint.

Direct peers

• Brown & Brown Insurance (Aston Lark): US-headquartered insurance brokerage with a growing UK retail and commercial platform via its Aston Lark acquisition. Operates a similar multi-channel, multi-line retail broker model to Rossborough at greater UK-wide scale.
• Adrian Flux Insurance Services: UK specialty retail broker known for niche personal lines including classic cars, motorbikes, and household. Closely comparable to Rossborough's specialty personal-lines focus on enthusiast vehicles and non-standard personal risks.
• Hastings Direct: UK online and phone-based insurance retailer focused on personal lines (auto, home). Comparable to Rossborough on multi-channel personal-lines distribution and the digital/phone self-service capabilities Rossborough offers alongside its branch network.
• Footman James: UK specialist broker for classic, vintage, and enthusiast vehicles. Directly comparable to Rossborough's Classic Car insurance product and demonstrates the defensibility of specialty broker positions in enthusiast niches.
• Howden Group Holdings: UK and Ireland-focused retail and commercial insurance broker with multi-channel distribution and broad personal/commercial product range. Closest direct comparable in business model and product mix to Rossborough, though at substantially larger UK-wide scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/rossboroughinsurance
• LinkedInlinkedin.com/company/r-a-rossborough-limited
• Instagraminstagram.com/rossboroughinsurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rossborough Insurance