Dr. Schmitt

What Dr. Schmitt does

RVM Versicherungsmakler GmbH, doing business as RVM, is a German insurance broker founded in 1985 and headquartered in Reutlingen, Germany. The firm positions itself as 'the broker for the Mittelstand' and provides commercial insurance brokerage and risk management services to mid-sized German companies, with national and international coverage. Its core offerings include contract management, claims management, vehicle/fleet damage management, cybersecurity insurance, credit management, retirement/provision planning, and international program coordination, complemented by a private-customer line. The differentiator is a set of 16 industry-specific insurance concepts (Branchenkonzepte) covering verticals such as automotive suppliers, construction, chemicals, healthcare, hospitality, food, pharma, logistics, machinery, medical devices, real estate, municipal utilities, textiles, and industry associations.

The firm operates a sales-led go-to-market model, placing coverage with nearly all major German and international risk carriers on behalf of clients. The technology footprint is modest: a corporate website, a digital customer magazine (360° Kundenmagazin), and a partnership with Finlex for a free preliminary cyber-risk self-assessment; no proprietary AI, API, or mobile app is disclosed. RVM is privately held as a GmbH, with no disclosed parent, external investors, funding rounds, or M&A activity in the source material. The company reports more than 370 employees serving over 4,500 customers, and has earned repeated regional and industry awards between 2023 and 2026, including IDC Best Producing Broker 2025 and consecutive Deutscher B2B-Awards in 2024 and 2025.

Name

Dr. Schmitt

Legal name

RVM Versicherungsmakler GmbH

Website

https://dsv-wzbg.de

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

101–250 employees

Short description

RVM Versicherungsmakler GmbH is a privately held German insurance broker founded in 1985 that places commercial insurance and risk management services with major carriers for over 4,500 Mittelstand clients, supported by 370+ employees and 16 industry-specific coverage concepts.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance brokerage
• Risk management consulting
• Claims management services
• Insurance contract administration
• Middle market insurance solutions

Headquarters

HQ city

Würzburg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: RVM operates as an insurance broker (Versicherungsmakler) earning commissions from insurance carriers for placing business. The company works with nearly all well-known risk carriers to develop individual coverage solutions for clients.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels8 records

Core offering

Dr. Schmitt (operating as RVM Versicherungsmakler GmbH) is an independent German insurance broker that places commercial insurance coverage with major risk carriers on behalf of mid-sized business clients. The firm delivers contract management, claims handling, vehicle damage management, cybersecurity insurance, fleet insurance, credit management, retirement/provision planning, and international coverage, complemented by sixteen industry-specific insurance concepts (Branchenkonzepte) tailored to sectors such as automotive, construction, chemicals, healthcare, hospitality, food, pharma, logistics, machinery, medical devices, real estate, municipal utilities, textiles, and associations.

Product overview

RVM Versicherungsmakler GmbH is an insurance broker offering a comprehensive portfolio of services for businesses and the Mittelstand (mid-market segment). The company provides a unified set of core insurance services including Contract Management, Claims Management, Vehicle Damage Management, Cybersecurity, Fleet Management, Credit Management, Retirement/Provision Management, and International Services. These services are delivered alongside specialized Industry-Specific Solutions (Branchenkonzepte) covering 16 different sectors such as automotive, construction, chemical, healthcare, hospitality, food, pharma, logistics, engineering, medical products, real estate, utilities, and textile industries. The company also serves private customers. With over 370 employees serving more than 4,500 customers since 1985, RVM acts as a single broker partner providing customized insurance coverage and extensive service for operational business insurance needs nationally and internationally.

Differentiator

Problem solved

Functional benefit

Products and services

• Contract Management (Vertragsmanagement) Comprehensive contract administration services that help businesses manage, optimize, and oversee their commercial insurance policies and coverage portfolios.
• Claims Management (Schadensmanagement) End-to-end claims handling and management for businesses, supporting the entire claims process from notification through settlement to reduce the operational burden on the client.
• Vehicle Damage Management (KFZ Schadenmanagement) Specialized handling of vehicle and fleet insurance claims for companies operating vehicle fleets or individual company vehicles.
• Cybersecurity Insurance Solutions Cyber insurance placement and risk advisory for businesses, including an initial cyber-risk assessment available through the Finlex partnership platform.
• Fleet Management (Flottenmanagement) Comprehensive fleet insurance and management solutions for companies maintaining vehicle fleets, coordinating coverage, claims, and administrative handling.
• Credit Management (Creditmanagement) Trade credit insurance and receivables risk management services that protect businesses from customer default and financial losses.
• Retirement/Provision Management (Vorsorgemanagement) Corporate retirement planning and employee benefit solutions for businesses, complementing core commercial insurance brokerage.
• International/Worldwide Insurance Services International insurance placement and coordination for businesses operating across borders, providing access to global risk carriers and coverage programs.
• Private Customer Insurance (Privatkunden) Personal insurance products and advisory services for individual consumers, extending the firm's brokerage capability beyond its Mittelstand commercial franchise.
• Industry-Specific Insurance Concepts (Branchenkonzepte) Tailored insurance concepts developed for sixteen specific industries: automotive suppliers, construction, chemicals, freelance professions, trade/retail, healthcare (MED), hospitality (hotels/restaurants), food, life science/pharma, logistics/freight forwarding, mechanical engineering, medical devices, real estate, municipal utilities, textiles, and association/association concepts.

Named customers1 record

Segments17 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Nearly All Major Risk Carriers (Risikoträger)coreOthersRVM works with nearly all well-known insurance companies (risk carriers) to develop individual coverage solutions and comprehensive industry-specific insurance concepts for their commercial customers.

Scale indicators5 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Ecclesia Gruppe: One of Germany's largest insurance brokers, structured around industry verticals (healthcare, public sector, industry/trade) with bespoke coverage concepts. Mirrors RVM's vertical-specialization model and Mittelstand/SME positioning.
• Funk Gruppe: Germany's largest independent insurance broker and risk consultant, focused on the Mittelstand and family-owned businesses. Directly comparable to RVM in target customer, multi-line commercial broking, and industry-specific concepts across German mid-market.
• BCA AG: German broker pool and commercial insurance group serving independent brokers and SME clients with multi-carrier placement and industry programs. Comparable to RVM as a multi-carrier German commercial broker, though structured as a broker pool/cooperative.
• Martens & Prahl Gruppe: Partner-led German insurance broker group serving mid-market commercial clients with industry-specialized teams (e.g., dental, automotive, trades). Comparable to RVM in scale, structure, and Mittelstand-segment focus.
• MRH Trowe: German insurance broker and risk advisor serving mid-market and large corporate clients with industry-specialized teams across similar verticals to RVM (automotive, real estate, energy, healthcare). Closely comparable in Mittelstand focus and service breadth.

Broad incumbents

• Allianz (Germany): Global insurer and increasingly direct-to-customer distributor for SME and mid-market insurance in Germany. Not a broker, but competes for the same Mittelstand wallet through direct and embedded channels, affecting RVM's placement volumes and commission terms.
• Willis Towers Watson (WTW) Germany: Global advisory, broking, and solutions company with a German Mittelstand practice. Competes with RVM in commercial risk and insurance advisory but at much larger scale across corporate and larger mid-market clients.
• Aon (Germany): Global insurance and reinsurance broker with a substantial German Mittelstand practice. Competes with RVM for larger mid-market accounts but also targets SME segments, offering broader international and specialty capabilities.
• Marsh (Germany): Global insurance broker and risk advisor with Marsh Germany serving mid-market and large clients. Overlaps with RVM in commercial insurance placement but operates at significantly larger scale and broader service scope.
• Howden Germany: European-focused insurance broker group with growing German operations, including Mittelstand-focused units. Competes with RVM for German mid-market commercial placements while offering pan-European reach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@RVMVersicherungsmakler
• Facebookfacebook.com/RVMGruppe
• LinkedInlinkedin.com/company/rvm-versicherungsmakler-gmbh
• Instagraminstagram.com/rvm_karriere

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dr. Schmitt