Corredora de Seguros la Cámara

What Corredora de Seguros la Cámara does

Corredora de Seguros La Cámara S.p.A. is a Chilean insurance brokerage founded in late 2007 as a wholly-owned subsidiary of Construseguros S.A., the holding company controlled by business leaders linked to the Cámara Chilena de la Construcción (CCHC). The firm was established to serve CCHC members with specialized construction-risk coverage and has since expanded into corporate, SME, and educational institution segments while retaining its construction-insurance specialization. It distributes its products through a B2B sales-led motion anchored by its Santiago (Las Condes) headquarters and regional branches in Concepción and Temuco, supported by website inquiry forms and a content-marketing blog.

The company's core technology is a brokerage intermediation platform that matches client risk profiles with products from 14+ insurance carriers (including BCI, Bice, MAPFRE, Zurich, Southbridge, Everest, HDI, FID, and Contempora), with selective access to international reinsurance markets. It offers roughly 18 insurance products across four divisions: Vida y Salud (life, health, personal accident, education, travel), Seguros Personales (vehicle, home, international civil liability), Seguros Generales (fire, transport, civil liability), and Ingeniería y Construcción (all-risk construction, contractors, mobile equipment, guarantee and credit). Operational integrations are limited to a third-party I-Med health reimbursement network and a Zertior-hosted career portal; no proprietary technology or AI capabilities are disclosed.

The business model is commission-based brokerage: revenue is generated through transaction fees paid by insurance carriers for policies placed, with no underwriting risk on the company's balance sheet. Pricing is quote-based and varies by insurance line, coverage limits, deductibles, and client risk profile, with multi-year contracts for corporate accounts. Revenue concentration risk is elevated given the CCHC member origin and absence of disclosed customer logos or segment revenue splits. The firm is privately held with no funding rounds, M&A activity, or external investor signals detected, and its parent Construseguros S.A. is governed by a board composed of construction-sector entrepreneurs.

Name

Corredora de Seguros la Cámara

Legal name

Corredora de Seguros La Cámara S.p.A.

Website

https://seguroslacamara.cl

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Corredora de Seguros La Cámara is a Chilean insurance brokerage, founded in 2007 and owned by Construseguros S.A., that intermediates insurance products from 14+ carriers across construction, corporate, life/health, and personal lines for CCHC members and other Chilean clients.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industries

Construction Specialty (Wrap-Ups/Builders Risk/Contractors) (FSAJAGAH), Trade Credit Insurance Brokerage (FSAEADAL)

Keywords

• Insurance brokerage services
• Construction risk insurance
• Corporate insurance solutions
• Life and health insurance
• D&O liability insurance

Headquarters

HQ city

Providencia

HQ country

Argentina

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: The company earns commissions from insurance companies for placing insurance policies on behalf of clients. They act as an intermediary, offering products from multiple insurance providers (BCI, Bice, Consortium, Continental, Everest Insurance, FID, HDI, Porvenir, Contempora, MAPFRE, Reale, Southbridge, Unnio, Zurich) and matching client needs with appropriate coverage.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Corredora de Seguros La Cámara is an insurance brokerage that intermediates between clients and a panel of 14+ Chilean and international insurers (BCI, Bice, Consorcio, Continental, Everest, FID, HDI, MAPFRE, Zurich, etc.), placing coverage across life, health, personal, general commercial, and engineering/construction lines. The firm specializes in construction-risk coverage, provides advisory from risk evaluation through claims settlement, and operates with branch-based direct sales plus digital enquiry channels.

Product overview

Corredora de Seguros La Cámara is an insurance brokerage firm that offers a comprehensive portfolio of insurance products organized into four main categories: Vida y Salud (Life and Health), Seguros Personales (Personal Insurance), Seguros Generales (General Insurance), and Ingeniería y Construcción (Engineering and Construction). The Vida y Salud division includes life insurance, health and medical expenses, complementary health, personal accidents, education, and travel assistance. Personal insurance covers vehicles, homes, and international civil liability. General insurance encompasses fire insurance for businesses, transport insurance, and general civil liability. The construction-focused division offers all-risk construction, contractors, mobile equipment, and guarantee and credit insurance. The company was founded in 2007 primarily to serve members of the Chilean Chamber of Construction but has expanded to serve multiple industries while maintaining specialization in construction-related risks.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance (Seguro de Vida) Life insurance that protects beneficiaries upon the death or permanent disability of the insured, providing financial stability to the family.
• Health and Medical Expenses Insurance (Seguro de Salud y Gastos Médicos) Health insurance covering medical services including clinical bills, exams, consultations, and medications, providing security for employees in addition to Isapre or Fonasa.
• Complementary Health Insurance (Seguro Complementario de Salud) Complementary health insurance that reimburses 70-100% of copays after base coverage from Isapre or Fonasa, including coverage for spouse, children and in some plans parents.
• Personal Accident Insurance (Seguro de Accidentes Personales) Personal accident insurance covering accidental death, permanent disability, daily indemnity for temporary disability, and medical expense reimbursement.
• Education Insurance (Seguro de Escolaridad) Education insurance guaranteeing that insured students complete their schooling in case of death or disability of the primary insured.
• Travel Assistance Insurance for Individuals (Seguro de Asistencia en Viajes – Personas) Travel assistance insurance covering medical emergencies abroad for tourism, group travel and long-stay situations.
• Corporate Travel Assistance Insurance (Seguro de Asistencia en Viajes – Empresas) Corporate travel assistance providing health coverage for employees while traveling abroad through leading insurance companies.
• Vehicle Insurance (Seguro de Vehículos) Vehicle insurance protecting against damages, theft, and total loss with customizable deductibles (0, 3, 5, or 10 UF) and coverage options for third-party liability.
• Multi-Risk Home Insurance (Seguro de Hogar) Multi-risk home insurance for houses and apartments covering fire, earthquake, theft, civil liability, family accidents, and assistance services.
• Directors and Officers Liability Insurance (D&O) Directors and Officers liability insurance protecting executives from personal asset exposure under Chile's Economic Crimes Law 21.595 (and related civil, criminal, regulatory actions).
• International Civil Liability Insurance (RCI for Mercosur travel) International civil liability insurance required for vehicles traveling to Mercosur countries (Argentina, Brazil, Uruguay, Paraguay, Peru, Bolivia), with coverage up to USD 40,000 for property damage and USD 200,000 for bodily injury.
• General Civil Liability Insurance (Seguro de Responsabilidad Civil) General civil liability insurance covering extra-contractual civil liability for material and/or bodily damages caused to third parties during business activities.
• Fire and Multi-Risk Insurance for Premises, Offices and SMEs (PYME) Multi-risk fire insurance for offices, commercial spaces, and small businesses covering fire, earthquake, theft, glass, electronic equipment, money in transit, civil liability, and worker accidents.
• Transport Insurance (Seguro de Transporte) Transport insurance protecting merchandise during maritime, air, or land transit against losses and damages, with annual multi-risk or specific shipment policies including domestic coverage.
• All-Risk Construction Insurance (Todo Riesgo de Construcción) All-risk construction insurance covering fire, theft, earthquake, civil liability, design errors and contractor equipment for construction, remodeling, and installation projects.
• Contractors Insurance (Seguro de Contratistas) Contractors insurance covering all damages from civil construction risks during project development, including civil works, equipment installation, temporary structures, and third-party civil liability.
• Mobile Equipment Insurance (Seguro de Equipo Móvil) Mobile equipment insurance covering physical damage to machinery and civil liability for bodily and property damages to third parties, including exclusive high-coverage programs for the Araucanía region.
• Guarantee and Credit Insurance (Seguro de Garantía y Crédito) Guarantee and credit insurance backing contractor compliance with obligations to clients, indemnifying for patrimonial losses if the contractor fails to meet obligations.

Quantifiable outcome

• D&O insurance contracts in Chile grew 25% during 2024

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

17 partnerships are on record, tiered core and minor.

• Cámara Chilena de la Construcción (CCHC)coreStrategic or Co-development PartnerStrategic origin partner - Corredora de Seguros La Cámara was founded in 2007 specifically to serve members of the Chilean Chamber of Construction. This relationship provided the foundation for the company's specialized construction insurance expertise and remains a key reference for their market positioning.
• BCIcoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• BicecoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• ConsorciocoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• ContinentalcoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• Everest InsurancecoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• FIDcoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• HDI SeguroscoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• PorvenircoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• Contempora SeguroscoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• MAPFREcoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• Reale SeguroscoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• SouthbridgecoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• UnniocoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• ZurichcoreChannel Partner/ Reseller/ DistributorInsurance company partner whose products are offered through the brokerage, including various insurance lines.
• Caja Los AndesminorStrategic or Co-development PartnerSocial welfare institution partner providing additional benefits and services to insured clients through their network.
• Construseguros S.A.coreStrategic or Co-development PartnerParent company and sole owner of Corredora de Seguros La Cámara. Construseguros S.A. is controlled by a board of directors composed of business leaders with extensive experience in the Cámara Chilena de la Construcción.

Scale indicators2 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Consorcio Nacional de Seguros: Major Chilean direct insurer offering life, P&C, and construction lines. La Cámara distributes Consorcio products, but the insurer also competes for direct placement of construction and corporate risks in Chile.
• Marsh Chile: Chilean operation of global insurance broker Marsh, focused on large corporate, construction, and energy placements. Directly comparable for complex, multinational construction risk intermediation that La Cámara serves in the domestic market.
• MAPFRE Chile: Large Spanish-origin multiline insurer with a Chilean operation offering P&C, life, and construction insurance. A carrier partner of La Cámara, but also competes for direct placement on construction and corporate accounts.
• Zurich Seguros Chile: Chilean arm of global insurer Zurich offering commercial, construction, and specialty lines. Listed as a carrier partner, but Zurich's direct sales and broker-distributed capabilities place it in competition for complex construction placements.
• Aon Chile: Chilean subsidiary of global broker Aon, providing commercial risk, reinsurance, and construction insurance advisory. Comparable on complex risk placement and corporate client base in Chile.
• HDI Seguros Chile: Chilean subsidiary of HDI (a major German-LATAM insurance group) offering direct commercial and personal lines. La Cámara lists HDI as a carrier partner, but HDI's own broker-distributed products compete for the same Chilean construction and corporate accounts.
• Lockton Chile: Chilean operation of Lockton, the world's largest independent insurance broker. Directly comparable for corporate and specialty placement including construction and engineering risks.
• Sura Seguros Chile: Chilean subsidiary of SURA, a major Latin American financial group with insurance operations in life, P&C, and corporate lines. Competes for both personal and commercial insurance clients in Chile.

Direct peers

• Banchile Corredores de Seguros: Chilean insurance brokerage arm of Banco de Chile offering multi-line intermediation to corporate and retail clients. Directly comparable as a domestic Chilean insurance broker with similar multi-carrier model and corporate segment focus.

Regional players

• Fidelidade / Companhia de Seguros: Portuguese-headquartered insurer with LATAM presence offering construction and corporate lines. Relevant as a peer for international reinsurance-supported placements targeting complex construction risks similar to those La Cámara intermediates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/CSLC.CL
• LinkedInlinkedin.com/company/corredoraseguroslacamara

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Corredora de Seguros la Cámara