DML Capital Group
DML Capital Group is a private healthcare receivables financing company founded in 2014 that purchases third-party medical insurance claims from providers, advancing 70-90% upfront on deals of $1M to $25M+. It serves hospitals, surgery centers, clinics, long-term care, and other healthcare providers across the US and Canada.
- Company typePrivate
- Founded2014
- HeadquartersOakville, Canada
- Headcount1–10
- GTM typeB2B
- OfferingServices
What DML Capital Group does
DML Capital Group is a private alternative financing company founded in 2014 that specializes in purchasing third-party medical receivables from healthcare providers. The company advances 70-90% of the receivable value upfront and receives the balance when the underlying insurance claim is settled by Medicare, Medicaid, or private payers. Transactions are non-recourse to the healthcare provider, and receivables are verified and segregated as part of standard due diligence before funding. Per-transaction ticket sizes range from $1M to $25M+, with stated funding capacity up to $100M. Structure options include one-time purchases or revolving lines of credit, and the company offers flexible recording treatment (as debt or not) and tailored solutions for providers in distress or bankruptcy.
The company operates a direct-to-provider go-to-market via website, phone (1-800-381-9716), and email, complemented by a broker partner channel that sources healthcare deals above $1M in exchange for commissions. Customer segmentation is exclusively vertical within healthcare, covering hospitals, ambulatory surgery centers, urgent care centers, long-term care facilities, rehabilitation centers, outpatient clinics, dialysis centers, home health agencies, and hospice/palliative care centers. Geographic coverage spans the United States (Houston headquarters and a New York City office) and Canada (Toronto office). Revenue is generated transactionally through the spread between the advance and the full receivable value, with funding decisions typically delivered within 30 days.
Management includes John Mangolia, though his specific role is not publicly disclosed. The company is privately held with no disclosed parent company, institutional investors, or external funding rounds. No revenue, headcount, or financial performance figures are publicly available. The offering is rounded out by Revenue Cycle Management Consulting as an advisory content layer, though no AI/ML capabilities, patents, certifications, or technology integrations are disclosed beyond the receivables verification process.
DML Capital Group firmographics
Firmographics- Name
- DML Capital Group
- Legal name
- DML Capital Group
- Website
- https://dmlcapitalgroup.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- DML Capital Group is a private healthcare receivables financing company founded in 2014 that purchases third-party medical insurance claims from providers, advancing 70-90% upfront on deals of $1M to $25M+. It serves hospitals, surgery centers, clinics, long-term care, and other healthcare providers across the US and Canada.
- Ownership category
- akta.pro rank
DML Capital Group industry classification
Industry- Product category
- Healthcare Receivables Financing
- NAICS
- Insurance and Employee Benefit Funds (5251), Other Insurance Funds (525190)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Healthcare & Medical POS Financing (FSAKAFAI)
Keywords
Where DML Capital Group is headquartered
LocationHeadquarters
- HQ city
- Oakville
- HQ country
- Canada
- HQ region
- North America
Offices3 records
Markets served
DML Capital Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Healthcare Accounts Receivable Factoring: DML Capital Group purchases third-party medical receivables from healthcare providers. They advance 70-90% of the receivable value upfront and receive the balance when the claim is paid by the insurance provider. This is a transaction-based revenue model where the company earns the difference between the advance and the full receivable value.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Healthcare Receivables Funding ($1M to $25M) |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
DML Capital Group product offering
Product offeringCore offering
DML Capital Group purchases third-party medical receivables from healthcare providers, advancing 70-90% of the receivable value upfront and receiving the balance when the claim is paid by the insurance provider. Funding ranges from $1M to $25M+ per transaction (with capability up to $100M), targeting providers that bill Medicare, Medicaid, and private insurers across the United States and Canada. The financing is non-recourse to the provider company and is offered as one-time purchases or revolving lines.
Product overview
DML Capital Group offers a suite of healthcare receivables funding solutions centered on its core Healthcare Receivables Funding product, which purchases medical insurance claims and advances 70-90% upfront. This core offering is complemented by Working Capital Financing (available as one-time purchases or revolving lines) and Tailored Financing Solutions for providers in special situations. The company also provides Revenue Cycle Management Consulting as an advisory service to help clients optimize their financial operations. Together, these products serve healthcare providers across the United States and Canada, with funding capacity ranging from $1M to $25M+.
Differentiator
Problem solved
Functional benefit
Products and services
- Healthcare Receivables Funding
- Working Capital Financing
- Tailored Financing Solutions
- Revenue Cycle Management Consulting
Quantifiable outcome
- Get funded within 30 days typically for healthcare receivables factoring
- +2 more outcomes
Companies that use DML Capital Group
Customer profileSegments9 records
Ideal customer profiles3 records
DML Capital Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
DML Capital Group partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights4 records
DML Capital Group competitors and assessment
Company assessmentEmerging players
- Fundbox: Digital working-capital and invoice/AR advance platform serving small businesses. Less healthcare-specialized than DML but increasingly competing in the broader receivables-advance and working-capital space.
Direct peers
- Kaplan Gehring McCarroll (KGM): Healthcare-focused factoring firm purchasing medical receivables from hospitals, clinics, and ancillary providers. Closely aligned with DML's non-recourse model and provider-segment focus.
- Paragon Financial Group: Specialty factoring and working-capital provider with a dedicated medical receivables practice. Competes head-to-head with DML on healthcare A/R and working-capital lines, including to distressed providers.
- PRN Funding: Direct healthcare A/R factoring competitor that purchases third-party medical receivables from hospitals, surgery centers, and other providers. Closely comparable to DML on customer base, product (non-recourse receivables purchase), and target deal sizes.
- Beech Capital: Specialty finance firm focused on receivables-based funding for small and mid-sized businesses, including healthcare providers. Comparable to DML on product, customer type, and transaction-based revenue model.
- Crest Capital: Specialty finance company that funds receivables and provides working capital to small and mid-sized businesses, including healthcare providers. Comparable deal-size range and non-recourse structuring overlap with DML.
- Oxford Funding: Specialty factoring and A/R financing firm serving small and mid-market businesses including medical and healthcare providers. Overlaps with DML in deal-size range and target customer profile.
Broad incumbents
- TCI Business Capital: Asset-based lender offering factoring and lines of credit including to healthcare providers. Larger and more diversified than DML but overlapping on the A/R purchase model and provider clients.
- Riviera Finance: Large, established commercial factoring company with a healthcare vertical. Broader portfolio than DML but directly competes for healthcare A/R and working-capital deals across the same provider segments.
- Balboa Capital: Established small-business finance company offering factoring, A/R financing, and working-capital lines. Larger and broader than DML but overlapping on healthcare-provider receivables opportunities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
DML Capital Group social profiles
Digital presenceDML Capital Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
DML Capital Group leadership team
Management profileNumber of profiles
Profiles1 record
DML Capital Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DML Capital Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DML Capital Group
What does DML Capital Group do?
DML Capital Group purchases third-party medical receivables from healthcare providers, advancing 70-90% of the receivable value upfront and receiving the balance when the claim is paid by the insurance provider. Funding ranges from $1M to $25M+ per transaction (with capability up to $100M), targeting providers that bill Medicare, Medicaid, and private insurers across the United States and Canada. The financing is non-recourse to the provider company and is offered as one-time purchases or revolving lines.
Is DML Capital Group a public or private company?
DML Capital Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was DML Capital Group founded?
DML Capital Group was founded in 2014. It employs 1 to 10 people.
Where is DML Capital Group based?
DML Capital Group is headquartered in Oakville, Canada, in the North America region.
How does DML Capital Group make money?
One revenue line is on record: healthcare Accounts Receivable Factoring.
Who are DML Capital Group's main competitors?
Fundbox is listed as an emerging player. Direct peers are Kaplan Gehring McCarroll (KGM), Paragon Financial Group, PRN Funding, Beech Capital, Crest Capital and Oxford Funding. Broad incumbents are TCI Business Capital, Riviera Finance and Balboa Capital.
Does DML Capital Group have an API?
No public API is recorded for DML Capital Group.
What industry is DML Capital Group in?
DML Capital Group's product category is Healthcare Receivables Financing. Its primary akta.pro industry code is FSAKAFAI, Healthcare & Medical POS Financing. Its NAICS code is 5251 and its SIC code is 6324.