Sabre Insurance Services

What Sabre Insurance Services does

Sabre Insurance Services is an independent insurance broker operating under the legal entity Sabre Hind Ltd, headquartered at 13 Church Street, Kingsbridge, Devon. The firm traces its roots to a small Kingsbridge brokerage founded in the 1960s and has operated under the Sabre Insurance Services brand since 2003. It is authorised and regulated by the Financial Conduct Authority and serves approximately 650 clients across four primary segments: individual homeowners and private clients (including high net worth and non-standard risks), small and medium enterprises across retail, offices, motor trade, contracting, farming, and property management, holiday home owners in the South West, and marine vessel owners in the Devon area.

The firm distributes a broad portfolio spanning personal lines (home, HNW home, non-standard household, motor), commercial lines (let property, shops and offices, motor trade, fleet, liability, professional indemnity, contractors, agricultural), and specialty lines (holiday homes, marine). As an independent broker, it accesses a handpicked panel of UK insurers to research, compare, and recommend coverage, with no proprietary underwriting or technology platform disclosed beyond standard broker and client management systems.

The business model is commission-based: revenue is earned from new business placement commissions and renewal commissions from UK insurers on policies arranged through the firm. The go-to-market is relationship-led and intermediated — direct dial access to dedicated advisers, face-to-face consultations at the Kingsbridge office, and on-site visits to client homes and businesses. Acquisition is driven primarily by referrals, local reputation, and community sponsorship rather than digital marketing or self-service channels. No pricing is publicly disclosed, as all policies require individual quotation based on client circumstances.

Name

Sabre Insurance Services

Legal name

Sabre Hind Ltd

Website

https://sabreinsuranceservices.co.uk

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Sabre Insurance Services is an independent FCA-regulated insurance broker based in Kingsbridge, Devon, serving approximately 650 UK personal, SME, holiday home, and marine clients via commission-based placement through a panel of UK insurers, delivered through dedicated personal advisers.

Ownership category

akta.pro rank

Headquarters

HQ city

Kingsbridge

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance broker, Sabre Insurance Services earns commissions from insurance providers when arranging policies for clients. Revenue is generated from both new policy placements and renewal commissions on existing client policies.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Sabre Insurance Services is an independent insurance broker that arranges personal, commercial, holiday home, and marine insurance policies on behalf of clients by accessing a handpicked panel of trusted UK insurers. The firm researches, recommends, and places coverage tailored to each client's circumstances and delivers ongoing support through dedicated personal advisers with direct phone and email access, including free policy reviews and on-site consultations.

Product overview

Sabre Insurance Services operates as an independent insurance broker offering a comprehensive portfolio of personal and commercial insurance products. The company provides personal insurance including home, high net worth home, non-standard household, and motor insurance. For commercial clients, it offers let property, shops & offices, motor trade, fleet, liability, professional indemnity, contractors, and agricultural insurance. The company also specializes in holiday homes and marine insurance. As an independent broker, it accesses a panel of trusted UK insurers to match clients with appropriate coverage. The service is delivered through dedicated personal advisers with direct client access, supported by free policy reviews and site visit options.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Comprehensive home insurance covering buildings and contents, accidental damage, personal possessions away from home, legal expenses and home emergency cover arranged through trusted UK-based insurers. Targeted at individual homeowners in the UK.
• High Net Worth Home Insurance Bespoke insurance protection for prestigious properties, valuable contents, and high-net-worth lifestyles, including listed buildings, fine art collections, and luxury jewellery with higher cover limits and dedicated claims support. Targeted at high net worth private clients.
• Non-Standard Household Insurance Specialist insurance for properties outside mainstream coverage including unusual construction (timber frame, cob, thatch), listed buildings, flood-risk areas, properties with subsidence history, unoccupied homes, or homes under renovation. Targeted at owners of non-standard properties.
• Motor Insurance Car insurance solutions tailored to individual needs, comparing options from a wide panel of leading UK insurers to provide appropriate protection at competitive rates. Targeted at individual motorists.
• Let Property Insurance Property owners insurance providing comprehensive protection for landlords, including liability coverage, loss of rent protection, with optional add-ons for contents, legal expenses, and accidental damage. Targeted at landlords and residential letting property owners.
• Shops & Offices Insurance Business premises insurance combining property protection with liability cover, business interruption, and flexible add-ons such as goods in transit or glass cover. Targeted at retail and office SMEs.
• Motor Trade Insurance Insurance covering road risks, premises, stock, and liability exposure for motor trade businesses, from sole trader mechanics to multi-site dealerships. Targeted at motor trade businesses.
• Fleet Insurance Consolidated vehicle insurance under one policy for multiple cars, vans or trucks, offering any-driver cover, breakdown assistance and goods in transit protection. Targeted at SMEs operating vehicle fleets.
• Liability Insurance Business liability protection covering public liability, employers' liability, and product liability, including legal fees and compensation for covered claims. Targeted at UK SMEs across multiple sectors.
• Professional Indemnity Insurance Professional liability coverage protecting against client claims for financial loss due to advice, service or designs, covering defence costs and settlements. Targeted at professional services firms.
• Contractors Insurance Contractor insurance safeguarding against risks including damage to plant and tools, third-party or employee liability claims, and damage to ongoing contracts. Targeted at contractor trade businesses.
• Agricultural Insurance Farm and rural business protection covering crops, livestock, machinery breakdowns, property, vehicles, liability and business interruption. Targeted at farms and rural businesses.
• Holiday Homes Insurance Specialist insurance for holiday homes covering properties let seasonally or personally used, offering bespoke protection for loss of rent, accidental damage, and public liability. Targeted at owners of UK holiday lets and second homes.
• Marine Insurance Marine insurance for motorboats, yachts, RIBs and small craft from trusted UK providers, designed around vessels and usage requirements. Targeted at owners of small marine vessels.

Quantifiable outcome

• Free policy review identifies underinsurance issues reported by BCIS/RICS research showing 80% of commercial properties and 40% of businesses were underinsured

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Higos Insurance Services: Regional independent UK insurance broker based in the South West offering personal, commercial, marine and specialist lines through a panel of insurers. Closest geographic and product analogue to Sabre.
• John Charcol: Specialist UK mortgage and insurance broker for high net worth and complex residential cases. Comparable to Sabre's HNW home and complex-risk private client offering.
• Adrian Flux: Independent UK insurance broker specialising in non-standard and niche personal lines (home, motor, marine, travel). Directly comparable to Sabre's non-standard household and marine offerings and similarly advisor-led model.
• Simply Business: UK commercial insurance broker serving SMEs across multiple trades. Overlaps Sabre's shops/offices, contractors, motor trade and fleet lines but operates a tech-enabled platform rather than purely face-to-face advisory.
• Lloyd & Whyte (part of Benefact Group): UK broker offering personal, commercial and specialist insurance through adviser relationships. Comparable multi-line, advisor-led distribution serving SMEs and private clients.

Others

• Compare the Market: UK price-comparison platform for personal insurance including home and motor. Adjacent rather than competing: it represents the structural alternative to the broker model on standard lines and shapes customer expectations for digital, instant quoting.

Regional players

• NFU Mutual: UK mutual insurer and broker with strong regional agency network across rural areas, focused on farming, rural businesses and personal lines. Overlaps Sabre's agricultural and personal lines and its South West presence, though operates as a mutual rather than pure broker.

Broad incumbents

• Towergate Insurance: Major UK high-street broker offering personal and commercial lines through a national branch network. Comparable distribution philosophy but vastly larger scale and broader geographic footprint.
• Aon UK: Global insurance brokerage and advisory firm with a large UK presence across commercial, marine and specialty lines. Comparable product breadth but serves enterprise and mid-market rather than small SME/private client.
• Howden Insurance Brokers (UK): Large UK independent broker offering personal, commercial and specialty lines through regional offices. Overlaps Sabre's product breadth but at materially greater scale and geographic reach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/sabre-insurance-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sabre Insurance Services