What Credit Solutions does

Credit Solutions Srl is an Italian private limited company (Società a responsabilità limitata) founded in 2015 and headquartered in Scafa, province of Pescara, in the Abruzzo region. It operates as a licensed debt collection and credit management agency serving both the private and public sectors across Italy. The firm is authorized by the Italian Ministry of the Interior under license Conc. Gov. Prot. n. 1936/13B/P.A.S.I./2015 and is enrolled on MePA, the Electronic Market of the Public Administration, which permits it to contract directly with government clients. Its core offering, branded 'Credit Solution' (Credit Solution), is an integrated debt recovery service that spans the extrajudicial and judicial phases, supported by an in-house fiduciary law firm. Service modules include Servizi per Privati e Aziende (for private individuals and businesses) and Servizi per Enti e Pubblica Amministrazione (for public administration entities).

The distribution model relies on a network of commercial agents present in all four Abruzzo provinces (Pescara, Chieti, Teramo, L'Aquila) plus a national field force for home collection, supplemented by online practice activation (Attivazione Pratiche Online), a dedicated mobile application, and phone/email consultation. A formal channel partnership with CNA Abruzzo provides preferential access to confederation-member businesses. Revenue is generated on a commission basis — a percentage on successfully recovered debts, variable by case and negotiated after intake — combined with a modest initial activation fee per file; legal studio support during pre-litigation is provided at zero cost to the creditor. Underlying technology is conventional: there is no proprietary AI or platform disclosed, and the firm's internally structured operating system (anagraphic practices, litigation, research, customer satisfaction, legal departments) is described as a process asset rather than a technology moat.

Credit Solutions reports a headcount in the 11–50 range and a registered share capital of €10,000, with no disclosed institutional investors, funding rounds, or revenue figures. The company is privately held, operational, and continues to recruit commercial agents across Abruzzo and Marche, while marketing through its website, social media, email, and the CNA Abruzzo referral channel. Customer concentration appears distributed across SMBs, private individuals, public administration entities, and CNA-affiliated businesses rather than anchored to a single named enterprise account.

Name

Credit Solutions

Legal name

Credit Solutions Srl

Website

https://creditsolutionssnc.it

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Credit Solutions Srl is an Italy-based, privately-held debt collection agency serving private individuals, businesses, and public administration entities through commissioned recovery services, supported by an in-house law firm and a regional agent network across Abruzzo.

Ownership category

akta.pro rank

Headquarters

HQ city

Scafa

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Debt Recovery Commission: Credit Solutions charges a percentage on successfully recovered debts. The percentage is negotiated after reviewing the individual cases submitted by clients. The company also applies an initial fee for opening a recovery case to cover processing costs such as postal registered mail and telephone management.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Credit Solutions Srl provides integrated debt collection and credit recovery services on behalf of creditors. The firm serves three distinct client segments—private individuals, businesses, and public administration entities—offering end-to-end debt recovery processes from case activation through resolution. Its service model combines an online case-opening portal, phone-based consultation, and a regional commercial agent network operating across Abruzzo provinces.

Product overview

Credit Solutions Srl is a debt collection and credit management company offering an integrated service called 'Credit Solution' for recovering unpaid debts in both extrajudicial and judicial phases. The core product is supplemented by specialized service modules including Servizi per Privati e Aziende (for private individuals and businesses), Servizi per Enti e Pubblica Amministrazione (for public entities), Attivazione Pratiche Online (for online case submission), Consulenza Gratuita (free initial consulting), and Convenzione CNA Abruzzo (special partnership for CNA member companies). All services are supported by an internal fiduciary law firm.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Solution - Integrated Debt Collection Service End-to-end integrated debt recovery service that takes over the entire collection process on behalf of the creditor, from case activation through resolution. Targeted at creditors seeking outsourced recovery of overdue receivables.
• Debt Recovery Services for Individuals and Businesses Dedicated debt recovery service module designed for private individuals and commercial clients holding overdue receivables, with case activation via online portal or phone and recovery handled by commissioned agents.
• Credit Management Services for Public Entities Credit management and recovery service tailored to Italian public administration entities and government bodies, accessible through the MePA electronic procurement platform for compliance-driven engagement.
• Online Case Activation Service Self-service web portal where creditors can register, submit case details and documentation, and activate a debt recovery case online at any time, with optional phone follow-up.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• CNA AbruzzocoreChannel Partner/ Reseller/ DistributorCredit Solutions is an official partner of CNA Abruzzo for credit management services. Member companies of the CNA confederation can access debt recovery services under preferential conditions. The partnership includes provision of fiscal documentation and signing specific mandates for credit recovery services.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Coface: French-headquartered trade credit insurance and B2B receivables management provider with global Italian operations. Comparable in supporting creditors in managing and recovering commercial debts, but operates a different primary model (insurance-led).
• EOS: Major European debt collection and receivables management group operating across multiple countries. Comparable business model (third-party debt collection for creditors) but much larger, more international, and more technologically equipped than Credit Solutions.
• Intrum: Leading pan-European credit management and debt collection company with significant Italian operations. Compares to Credit Solutions in core service offering (debt collection, credit management) but at vastly greater scale, breadth, and technological depth.

Regional players

• Kruk: Leading CEE-focused debt collection and credit management company listed on the Warsaw Stock Exchange. Comparable business model (commission-based debt recovery) but focused on Poland and CEE rather than Italy.
• Lowell: One of the largest UK-focused debt collection and recovery firms, primarily serving financial services creditors. Comparable in core debt collection activity but focused on the UK market rather than Italy.
• B2 Holding: Norway-listed acquirer and manager of non-performing loan portfolios across Europe. Comparable to Credit Solutions in the credit recovery value chain but operates at portfolio-acquisition scale rather than single-case agency collection.
• Hoist Finance: Swedish debt management and non-performing loans (NPL) company with operations across Europe. Comparable in credit and receivables management but operates primarily in the Nordic and DACH regions rather than Southern Europe.

Others

• PRA Group: US-listed global acquirer and manager of non-performing consumer loans. Related to Credit Solutions through the receivables recovery value chain, but operates a debt-purchasing model rather than fee-based agency collection on behalf of creditors.

Direct peers

• CRIBIS (Cribis Dun & Bradstreet): Italian business information, credit reporting, and receivables management provider serving Italian SMBs and corporates. Closely comparable to Credit Solutions in serving Italian private-sector creditors with recovery and credit management services.
• CRIF: Italian-headquartered credit bureau, decisioning, and credit management provider. CRIF is the closest domestic peer, offering both consumer credit information and debt management/recovery services to Italian banks, financial institutions, and businesses.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/credititalia
• Facebookfacebook.com/creditsolutionssnc
• LinkedInlinkedin.com/company/credit-solutions-snc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credit Solutions