Jack L Bonus

What Jack L Bonus does

Jack L. Bonus Insurance, Inc. is a privately held, independent insurance agency founded in 1979 and headquartered at 525 W. New Castle Street, Zelienople, Pennsylvania. The agency distributes personal, commercial, and specialty insurance products as well as financial services (IRAs, 401(k), annuities) on behalf of individuals and small-to-medium businesses in the Pennsylvania Tri-state area, primarily Zelienople, Jeannette, Pittsburgh, Beaver, Butler, and Greensburg. It operates through a 14-person team led by Managing Partners D'Nelle Angelucci Slack and Kevin E. Phillis (CIC, ChFC), generating revenue via commissions from 16+ insurance carriers including Liberty Mutual, Grinnell Mutual, Encova, Main Street America, and Westfield.

The product portfolio spans the full insurance stack: personal lines (auto, home, life, health, Medicare, pet, umbrella, recreational vehicles), commercial lines (BOP, workers comp, commercial auto, cyber liability, professional liability, D&O, employment practices, bonds, trucking, manufacturing, marine, construction, contractors, special events, wedding), and financial services (retirement plans, annuities, financial planning). The technology layer is a standard Zywave-powered website with online quote request forms, a blog, and a 'Refer a Friend' program; there is no proprietary platform, mobile app, or disclosed AI capability.

Go-to-market is sales-led and relationship-driven, combining in-person consultations at the Zelienople office, phone/email-based quoting, an online self-serve quote form, organic social media (Facebook, LinkedIn), and customer referrals. In 2024, the agency partnered with FernRock Risk Partners to expand carrier access and upgrade technological infrastructure. Pricing is quote-based and not publicly disclosed, and no financial metrics such as revenue, premium volume, or headcount trend are available.

Name

Jack L Bonus

Legal name

Jack L. Bonus Insurance, Inc.

Website

https://jackbonus.com

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

11–50 employees

Short description

Jack L. Bonus Insurance, Inc. is a Pennsylvania-based independent insurance agency, founded in 1979, distributing personal, commercial, and specialty insurance plus financial services to individuals and small-to-medium businesses across the PA Tri-state area via a 14-person team and 16+ carrier partnerships.

Ownership category

akta.pro rank

Headquarters

HQ city

Zelienople

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Commissions: As an independent insurance agency, Jack L. Bonus earns commissions from multiple insurance carriers (Amerisafe, Berkshire Guard, Employers, Encova, Goodville Mutual Casualty, Grinnell Mutual, Liberty Mutual, Main Street America, Merchants, Millville, Philadelphia, Synergy, Tuscarora Wayne, UPMC Work Partners, USG, Westfield) for policies placed on behalf of customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Jack L Bonus Insurance Agency is an independent insurance agency founded in 1979, offering personal, commercial, life, and financial insurance products from 16+ carrier partners. The agency employs 14 staff across multiple offices in Pennsylvania and serves both individual consumers and small-to-medium businesses in the Pennsylvania Tri-state area.

Product overview

Jack L Bonus Insurance Agency is an independent insurance agency offering a comprehensive portfolio of insurance products and financial services. The agency provides personal insurance (auto, motorcycle, RV, boat, homeowners, condo, farm, mobile home, landlords, renters, umbrella, pet, life, health, dental, vision, Medicare, disability), business/commercial insurance (BOP, general liability, commercial property, commercial auto, umbrella, workers comp, cyber liability, professional liability, E&O, D&O, employment practices, bonds, builder's risk, cargo, liquor liability, manufacturing, marine, non-profit, product liability, small business, technology, transportation, trucking, construction, contractors, special events, wedding, employee benefits), and financial services (retirement plans, IRAs, 401K, annuities, financial planning). The agency partners with multiple insurance carriers including Amerisafe, Berkshire Guard, Employers, Encova, Goodville Mutual, Grinnell Mutual, Liberty Mutual, Main Street America, Merchants, Millville, Philadelphia, Synergy, Tuscarora Wayne, UPMC Work Partners, USG, and Westfield to shop coverage options for clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance
• Commercial Insurance

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• FernRock Risk PartnerscoreStrategic or Co-development Partner · 1 January 2024In 2024, Jack L. Bonus Insurance teamed up with FernRock Risk Partners to strengthen their dedication to exceptional service. This partnership expands their network of carriers and enhances technological capabilities, allowing them to provide more competitive pricing and a superior overall customer experience.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Regional players

• Glatfelter Insurance Group: York, PA-based insurance program manager and broker serving specialty and niche commercial lines in the Mid-Atlantic. Comparable as a PA-rooted multi-line agency offering specialty commercial products.
• Erie Insurance: Headquartered in Erie, PA, Erie Insurance is a regional Property & Casualty and life insurer with a captive and independent agency distribution model across the Mid-Atlantic and Midwest. Directly comparable as a PA-based insurance distribution brand serving overlapping personal and commercial lines.

Broad incumbents

• Brown & Brown Insurance: Large national insurance brokerage acquiring independent agencies across the U.S. Comparable as a roll-up acquirer of small independent agencies and as a multi-line broker offering the same personal/commercial/employee benefits portfolio.
• Hilb Group: National middle-market insurance brokerage built through acquisition of independent agencies. Comparable as a strategic exit pathway and as a peer in multi-line P&C and benefits distribution.
• USI Insurance Services: Large national brokerage providing property/casualty, employee benefits, and personal insurance through regional offices. Comparable as a multi-line broker competing for the same middle-market and high-net-worth clients in PA.
• World Insurance Associates: Growing national brokerage acquiring independent agencies in the Northeast and Midwest. Comparable as an acquirer of small PA-based agencies and as a peer offering personal, commercial, and life/health products.
• The Cincinnati Insurance Companies: Regional P&C carrier distributed primarily through independent agents across the Midwest and Mid-Atlantic. Comparable as a carrier partner relationship model and as a peer competing for the same independent agency channel in PA.

Direct peers

• Keystone Insurance Group: Pennsylvania-based independent insurance agency offering personal and commercial lines across multiple carriers. Directly comparable in regional market focus, multi-carrier agency model, and SMB/individual customer mix.
• Murray Insurance Associates: Independent insurance agency operating in western/Central Pennsylvania, offering personal, commercial, and life/health products from multiple carriers. Directly comparable in size, geography, GTM, and product mix.
• Ruffing & Company Insurance: Western Pennsylvania independent insurance agency offering personal, commercial, and life insurance from multiple carriers. Directly comparable as a small, regional, multi-carrier independent agency.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php?id=61558197781496
• LinkedInlinkedin.com/company/jack-l-bonus-insurance-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jack L Bonus