Insurance Claim Consultants

What Insurance Claim Consultants does

Insurance Claim Consultants is a Tampa, Florida-based licensed public insurance adjuster firm founded in 1992 by Ronald F. Delo, one of the first licensed public adjusters in the state. The firm represents residential and commercial property owners in insurance claim negotiations across fire, smoke, storm, hurricane, and flood/water damage perils, with additional services covering property damage appraisal, personal property inventory compilation, and denied-claim appeals. The product is expertise-led rather than technology-led: there is no proprietary software platform, and core delivery is performed by licensed public adjusters augmented by smoke damage experts, construction valuation specialists, inventory appraisers, forensic accountants, and building engineers, with combined team experience reported at over 75 years.

The business model is contingency-based fee-for-service, charging 5%-20% of the negotiated fire claim settlement with no upfront costs and a "no recovery, no fee" guarantee. Pricing varies with claim size, complexity, and stage of engagement. Go-to-market is sales-led: a 24/7 toll-free hotline, website contact forms, content marketing through the fireinsuranceclaimhelp.com domain, and field-deployed adjusters who meet clients at their properties. Service reach spans 17 U.S. states via an affiliate network of licensed public adjusters operating under the parent firm's branding and methodology, with operations also referenced internationally. The firm has cumulatively represented more than 10,000 claimants and reports tens of millions in negotiated claim increases, with documented individual settlements as high as $25 million and uplift factors as large as 747% over original insurance offers. Customer segments are predominantly individual homeowners (SMB), with intermittent commercial engagements including hospitality (boutique hotels) and multi-unit residential property owners.

Ownership is founder-led and private, with no disclosed external investors, parent company, or institutional capital. The firm's strategic positioning rests on founder authority (board service at FAPIA and TAPIA, national media appearances), a long operating history, and a contingency model that aligns owner and client incentives. Core vulnerabilities implied by the data profile include small fixed employee headcount, dependency on the founder's personal licensure and reputation, absence of any technology moat, and reliance on an affiliate model whose revenue retention at the parent level is not transparently disclosed.

Name

Insurance Claim Consultants

Legal name

Insurance Claim Consultants

Website

https://fireinsuranceclaimhelp.com

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

1–10 employees

Short description

Insurance Claim Consultants is a Tampa-based licensed public adjuster firm, founded in 1992, that represents residential and commercial property owners in fire, smoke, storm, hurricane, and flood insurance claim negotiations against insurance carriers on contingency fees of 5-20%, operating across 17 U.S. states via an affiliate public adjuster network.

Ownership category

akta.pro rank

Product category

Public Insurance Adjusting Services

NAICS

Claims Adjusting (524291)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Claims Advocacy & Loss Recovery Services (FSAEADAH)

akta.pro secondary industries

Claims Handling, Documentation & Dispute Resolution Services (HSAKANAI), Business Interruption & Insurance Claim Valuation (FSAEAHAM)

Keywords

• Public insurance adjusting
• Fire damage claims
• Property loss claims
• Claim settlement services
• Smoke damage claims

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Public Adjuster Services: Contingency-based fees charged as a percentage of the final insurance claim settlement negotiated on behalf of the policyholder. The firm is only compensated if they secure a larger settlement than what the insurance company initially offered. Fee structure ranges from 5% to 20% depending on claim complexity and size. No upfront costs or hidden fees. The firm also offers free initial consultations and claim evaluations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Insurance Claim Consultants is a public adjuster firm that advocates on behalf of policyholders to negotiate, document, and appraise fire, smoke, hurricane, storm, and flood insurance claims. The firm represents homeowners and commercial property owners against insurance companies, securing larger, faster, and more complete settlements on a contingency-fee basis. Services include property damage appraisal, personal property inventory, and overturning denied or underpaid claims.

Product overview

Insurance Claim Consultants operates as a public adjuster firm providing specialized insurance claim advocacy and adjustment services. The company offers a comprehensive suite of claims services including Public Adjuster Services, Fire Insurance Appraiser Services, and Customized Solutions for homeowners, commercial property owners, and business owners. Their core services span fire damage claims, storm damage claims, hurricane claims, flood/water damage claims, and smoke damage claims. The firm assists clients throughout the entire claim process—from initial documentation and assessment through negotiation with insurance companies to maximize settlements. Founded in 1992, the company serves clients across 17 states with affiliates nationwide, operating on a contingency fee basis where they are only paid when clients receive larger settlements.

Differentiator

Problem solved

Functional benefit

Products and services

• Public Adjuster Services Full range of public adjuster services for all property types and claim sizes, advocating for policyholders in appraising and negotiating fire, smoke, and related property damage insurance claims to maximize settlements.
• Fire Insurance Appraiser Services Comprehensive appraisal services for homes and businesses with fire damage, documenting and assessing the true value of claims through independent insurance appraisers and construction valuation specialists.
• Storm Damage Claims Services Public adjuster representation for hurricane, storm, and wind damage insurance claims, helping property owners secure fair settlements.
• Hurricane Insurance Claims Services Specialized claim handling for hurricane damage, including assistance with underpaid, delayed, or denied settlements.
• Flood and Water Damage Claims Services Claim adjustment services for flood and water damage insurance claims.
• Smoke Damage Claims Services

Quantifiable outcome

• 100% success rate in securing larger settlements for clients
• +4 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• FAPIA (Florida Association of Public Insurance Adjusters)coreOthersFounding member and Board of Directors participant. Ronald F. Delo served on the Board of Directors for FAPIA, indicating strategic industry leadership and influence in the Florida public adjusting profession.
• TAPIA (Texas Association of Public Insurance Adjusters)coreOthersFounding member and Board of Directors participant. Ronald F. Delo served on the Board of Directors for TAPIA, indicating strategic industry leadership and influence in the Texas public adjusting profession.
• Windstorm Insurance Network (WindNetwork)minorOthersIndustry affiliation shown in company branding and website. Provides network connections for windstorm and hurricane-related insurance claims across member firms.

Scale indicators8 records

Recent moves5 records

Expansion highlights5 records

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/fireinsuranceclaimhelp/?fref=ts

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insurance Claim Consultants