Audit & RiskSolutions

What Audit & RiskSolutions does

Audit & RiskSolutions (A&RS) is a Paris-based specialty insurance brokerage founded in 2010 by Aurélien Le Bail and Frédéric Nouaille, operating as a French SAS (Simplified Joint-Stock Company) with a second office in Aix-en-Provence/Eguilles. The firm targets four niche enterprise verticals — Finance (PE/VC, asset managers, fund administrators), Health & Life Sciences (biotech, pharma, medical device, CROs/CDMOs), New Technologies (software publishers, hosting, e-security, telecoms), and Green Technologies (wind, solar, geothermal, hydrogen, smart grids) — placing corporate insurance programs covering property damage, general/professional/product liability, D&O, cyber, fraud, key-person, and goods-in-transit risks. Two wholly-owned subsidiaries, i4CT (clinical trial insurance worldwide) and Wellness RiskSolutions (employee benefits: supplementary health, provident, retirement), extend the platform into adjacent specialty lines.

The revenue model is commission-based brokerage, earning fees on premiums placed with a panel of more than twenty leading insurers including AIG, Allianz, AXA, Chubb, Zurich, Hiscox, Swiss Re, Generali, and Groupama. Go-to-market is sales-led and high-touch: specialized account managers (a team of nine as of 2024) engage directly with corporate C-level buyers (CEO, CFO, legal directors), supported by participation in industry conferences (e.g., BIO International Convention), the firm's sector-focused website content, and referral-based client acquisition. International coverage for clients' foreign subsidiaries is delivered through the TechAssure broker network. Following the January 2025 acquisition by SATEC (the 10th-largest French generalist broker, €66M revenue, 350 employees), A&RS continues to operate as a specialty unit within SATEC, with founders Aurélien Le Bail and Frédéric Nouaille retained as Practice Directors and the firm's four-vertical focus preserved. The company is ORIAS-registered (number 10056083) and supervised by France's ACP.

Name

Audit & RiskSolutions

Legal name

Audit & RiskSolutions SAS

Website

https://arsolutions.fr

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Audit & RiskSolutions is a Paris-based specialty insurance brokerage placing corporate insurance programs across Finance, Life Sciences, Technology, and GreenTech verticals via a 20+ carrier panel, with i4CT and Wellness RiskSolutions subsidiaries, now operating under SATEC following its January 2025 acquisition.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Due Diligence & Transaction Risk Advisory (M&A, W&I) (FSAEADAM)

Keywords

• Corporate insurance brokerage
• Risk management advisory
• Specialty insurance programs
• Clinical trials insurance
• Employee benefits brokerage

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance brokerage commissions: A&RS acts as an insurance broker earning commissions from insurers on placed premiums. The company negotiates and places insurance policies for corporate clients across property, liability, and employee benefits.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Audit & RiskSolutions is an insurance brokerage and risk management advisory firm that designs, negotiates, and places tailored corporate insurance programs for enterprises in the Finance, Health/Life Sciences, High-Tech, and GreenTech sectors. The firm works with a panel of 20+ premier insurers to deliver property, liability, cyber, D&O, fraud, key-person, and professional indemnity coverage, supported by ongoing advisory, claims management, and policy optimization services. Two subsidiaries extend the offering: i4CT for clinical trial insurance and Wellness RiskSolutions for employee benefits (health, provident, retirement).

Product overview

Audit & RiskSolutions is an insurance brokerage and risk management firm operating as a unified platform with two specialized subsidiaries. The core offering provides tailored insurance programs for businesses in Finance, Life Sciences, High-Tech, and GreenTech sectors, encompassing property damage, liability (including cyber and D&O), and human resources coverage. i4CT subsidiary focuses on clinical trial insurance for the healthcare and life sciences industry. Wellness RiskSolutions subsidiary delivers employee benefits including supplementary health insurance, provident insurance, and retirement plans. The company was founded in 2010 and acquired by SATEC in January 2025.

Differentiator

Problem solved

Functional benefit

Products and services

• Audit & RiskSolutions Corporate Insurance Brokerage Core insurance brokerage and risk management advisory service for enterprise clients in Finance, Health/Life Sciences, High-Tech, and GreenTech sectors; places tailored insurance programs (property damage, liability, cyber, D&O, fraud, key-person) with a panel of 20+ premier insurers and provides ongoing advisory, claims management, and policy optimization.
• i4CT Clinical Trials Insurance Wholly-owned subsidiary of A&RS specialized in insurance for clinical trials (Insurance for Clinical Trials). Offers insurance solutions worldwide for biotechnology companies, pharmaceutical laboratories, medical device manufacturers, CROs, and CDMOs conducting clinical studies.
• Wellness RiskSolutions Employee Benefits Insurance Wholly-owned subsidiary of A&RS dedicated to employee benefits and person insurance (Assurances des Personnes). Provides supplementary health insurance (complémentaire santé), provident insurance (prévoyance), retirement plans, and key person insurance for SMEs, mid-sized companies, and large enterprises across all sectors.

Quantifiable outcome

• Continuous growth of approximately 20% per year

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

17 partnerships are on record, tiered core, major and minor.

• SATECcoreStrategic or Co-development Partner · 13 January 2025A&RS Group (including Audit & RiskSolutions, i4CT, and Wellness RiskSolutions) was acquired by SATEC in January 2025. SATEC is the 10th largest French insurance broker with EUR 66 million revenue and 350 employees. The acquisition enables A&RS to leverage SATEC's resources while maintaining its specialized sector focus.
• TechAssurecoreStrategic or Co-development PartnerInternational association of specialized insurance brokers serving Private Equity, Life Sciences, Technology, and GreenTech industries. Enables A&RS to support clients' international subsidiaries and access innovative insurance solutions through shared best practices.
• AIGmajorChannel Partner/ Reseller/ DistributorMajor international insurer partner providing property, casualty, and specialty insurance solutions.
• AllianzmajorChannel Partner/ Reseller/ DistributorMajor European insurer partner for corporate insurance solutions.
• AXAmajorChannel Partner/ Reseller/ DistributorMajor French insurer partner for corporate and specialty insurance.
• ChubbmajorChannel Partner/ Reseller/ DistributorMajor international insurer with expertise in specialty lines including financial lines, property, and casualty.
• ZurichmajorChannel Partner/ Reseller/ DistributorMajor international insurer partner for corporate risk solutions.
• HiscoxmajorChannel Partner/ Reseller/ DistributorSpecialist insurer known for cyber risk and professional liability coverage for technology and creative industries.
• Swiss RemajorChannel Partner/ Reseller/ DistributorMajor reinsurance company providing risk transfer solutions.
• GeneralimajorChannel Partner/ Reseller/ DistributorMajor European insurance group for corporate coverage.
• GroupamamajorChannel Partner/ Reseller/ DistributorFrench mutual insurance group for corporate clients.
• BeazleyminorChannel Partner/ Reseller/ DistributorSpecialist insurer for professional liability, cyber, and property risks.
• i4CTcoreStrategic or Co-development PartnerWholly-owned subsidiary of A&RS specializing in clinical trials insurance worldwide. Provides dedicated coverage for pharmaceutical, biotech, and medical device companies conducting clinical studies.
• Wellness RiskSolutionscoreStrategic or Co-development PartnerWholly-owned subsidiary of A&RS dedicated to employee benefits insurance (health, provident/defined benefit, retirement, executive insurance). Serves SMEs, mid-sized companies, and large enterprises across all sectors.
• AFSSIminorStrategic or Co-development PartnerFrench Association of Service and Innovation Companies for Life Sciences. Strategic partnership for networking and industry visibility in the health/life sciences sector.
• Allen & Overy LLPminorStrategic or Co-development PartnerInternational law firm partnership for legal expertise and client referrals in complex financial and regulatory matters.
• EUROBIOMEDminorStrategic or Co-development PartnerHealth sector accelerator for southern France, providing networking and business development opportunities in the life sciences ecosystem.

Scale indicators5 records

Recent moves7 records

Expansion highlights2 records

Direct peers

• SATEC: SATEC is the 10th-largest French generalist insurance broker and is now A&RS's parent following the January 2025 acquisition. Pre-acquisition SATEC was a near-direct peer in size and product breadth across French mid-market enterprise accounts.
• SPB: SPB is a French specialty insurance services provider offering multi-sector embedded warranty and affinity distribution — operates adjacent specialty distribution models that intersect with A&RS's vertical brokerage positioning in France.
• Filhet-Allard & Cie: Filhet-Allard is a French family-owned independent insurance broker serving enterprise and mid-market clients across multiple lines — a directly comparable French independent specialist broker operating in adjacent geographies and segments.
• Diot-Siaci: Diot-Siaci is a major French specialty insurance broker formed from the merger of Diot and Siaci Saint-Honoré, with comparable multi-practice and enterprise-mid-market positioning across property, casualty and specialty lines.
• Bessé: Bessé is an independent French insurance and reinsurance broker with comparable mid-market and specialty positioning to A&RS, including multi-sector expertise and dedicated practice teams serving French enterprise clients.
• Verlingue: Verlingue is a French mid-market insurance broker serving SMEs and mid-cap enterprises across multiple sectors. Anthony Clavier (CEO of A&RS's Wellness subsidiary) previously worked at Verlingue, and its size, client base and high-touch model are directly comparable to A&RS's pre-acquisition footprint.
• Howden France: Howden is an international specialty insurance broker with a growing France presence serving Private Equity, Life Sciences, Technology and other specialties — directly mirroring A&RS's vertical specialization strategy in the French market.

Broad incumbents

• Willis Towers Watson France: WTW is a global insurance brokerage and advisory firm with French operations — competes for mid-market and enterprise specialty brokerage mandates across multiple sectors with broader portfolio reach.
• Aon France: Aon is a global insurance and reinsurance broker with French operations serving large enterprises across property, casualty, D&O and specialty lines — broader incumbent that competes for some of the same accounts as A&RS's specialty practices.
• Marsh France: Marsh is a global insurance broker with substantial French operations serving large enterprise and multinational clients — overlapping capabilities with A&RS's specialty enterprise work but delivered as part of a much broader portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Audit & RiskSolutions