Basellandschaftliche Kantonalbank

What Basellandschaftliche Kantonalbank does

Basellandschaftliche Kantonalbank (BLKB) is a publicly listed Swiss cantonal bank founded in 1864 and headquartered in Liestal, Canton Basel-Landschaft. As the largest bank in the Baselbiet region, BLKB serves private individuals, small and medium-sized enterprises (SMEs), high-net-worth and institutional clients, foundations and NPOs across Northwestern Switzerland, including the Fricktal region. The bank's offerings span retail accounts and payments, mortgage origination, corporate financing, trade finance, wealth and asset management, estate and pension planning, and sustainable investment products, distributed through 23 physical branches in combination with dedicated corporate banking and wealth advisory teams.

BLKB's technology backbone is the third-party Avaloq core banking platform, which powers its E-Banking portal and a newly phased Mobile Banking application deployed in conjunction with three other Swiss cantonal banks (Thurgauer Kantonalbank, Basler Kantonalbank/Bank Cler, and St. Galler Kantonalbank) to approximately one million combined customers. Proprietary retail product features include the Visa Debit card and the youth-targeted Visa Debit Stu with weekly cashback, plus a BLKB (CH) Sustainable Property Fund and a Real Estate Advisory service run through wholly-owned subsidiary BLKB Fund Management AG. Digital channels include online account opening (willkommen.blkb.ch), TWINT for business customers, and Apple Pay/Google Pay integration on the mobile app.

BLKB generates revenue primarily through interest income from mortgage and credit operations, commission and fee income from asset management, advisory and custody fees (up 5.6% in 2025), and trading revenue from securities, FX, and capital markets activities. For FY2025, operating revenue reached CHF 499.1 million (up 4.6% YoY) with assets under management of CHF 29.3 billion (up 6.1%) and a balance sheet exceeding CHF 36 billion. Distribution is hybrid: a sales-led advisory model with face-to-face relationship banking overlaid with self-serve digital channels and a community-event-based GTM ('BLKB bei uns' municipal tour). Reported group profit in FY2025 of CHF 154.5 million was depressed 7.1% by a CHF 102.2 million charge from exiting the radicant digital bank subsidiary, which is currently in liquidation.

Name

Basellandschaftliche Kantonalbank

Legal name

Basellandschaftliche Kantonalbank

Website

https://blkb.ch

Company type

Public

Founded year

1864

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Basellandschaftliche Kantonalbank (BLKB) is a publicly listed Swiss cantonal bank founded in 1864 that serves individuals, SMEs, wealth management clients, and institutions across Northwestern Switzerland via 23 branches and an Avaloq-powered digital banking platform. FY2025 operating revenue was CHF 499.1 million on a balance sheet above CHF 36 billion.

Ownership category

akta.pro rank

Headquarters

HQ city

Batesland

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Interest Income: Core lending revenue from mortgage and credit operations; interest margin on deposits and loans
2. Commission and Fee Income: Asset management fees, advisory fees, custody fees, and brokerage commissions; rose 5.6% in 2025
3. Trading Revenue: Securities trading, foreign exchange, and capital markets activities
4. Real Estate Fund Management: BLKB Fund Management AG manages the BLKB (CH) Sustainable Property Fund, generating management fees from the fund's CHF 179.5 million portfolio

Go-to-market motion2 records

Distribution channels7 records

Marketing channels8 records

Core offering

Basellandschaftliche Kantonalbank (BLKB) is a Swiss cantonal bank providing retail banking accounts and cards, mortgage lending, corporate banking, wealth management, and digital banking services to private and business customers primarily in the Basel-Landschaft canton. It also operates BLKB Fund Management AG for real estate fund products, including the BLKB (CH) Sustainable Property Fund, and radicant bank ag as a digital banking subsidiary in liquidation.

Differentiator

Problem solved

Functional benefit

Brands

• BLKB (CH) Sustainable Property Fund: Sustainable real estate fund focused on Northwestern Switzerland, launched July 2025 by BLKB Fund Management AG
• BLKB Fund Management AG
• Visa Debit
• Visa Debit Stu

Products and services

• E-Banking

Quantifiable outcome

• Assets under management grew 6.1% to CHF 29.3 billion in FY2025
• +4 more outcomes

Named customers3 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

17 partnerships are on record, tiered core and minor.

• AvaloqcoreTechnology or Integration · 17 June 2026Avaloq is powering mobile banking modernization for BLKB and three other cantonal banks, serving approximately one million domestic customers. The new platform includes trading, portfolio management, configurable dashboards, real-time notifications, and Apple Pay/Google Pay integration. Deployment is happening in phases across the consortium.
• Thurgauer KantonalbankcoreTechnology or Integration · 17 June 2026Part of the four-cantonal-bank consortium partnering with Avaloq for mobile banking modernization, serving approximately one million combined clients in Switzerland.
• Basler Kantonalbank (including Bank Cler)coreTechnology or Integration · 17 June 2026Part of the four-cantonal-bank consortium partnering with Avaloq for mobile banking modernization. Bank Cler, the subsidiary of Basler Kantonalbank, is also adopting the Avaloq platform.
• St. Galler KantonalbankcoreTechnology or Integration · 17 June 2026First-time partner joining the existing consortium of cantonal banks in the Avaloq mobile banking project, expanding the platform to St. Gallen region.
• radicant holding ag (liquidated)minorStrategic or Co-development Partner · 10 November 2025BLKB had owned a majority stake in radicant holding ag, a digital and sustainable bank. The radicant venture was fully exited in 2025-2026 after CHF 180-190 million in losses, primarily due to failed Numarics acquisition integration.
• Job Factory Basel AGminorGTM or Marketing Partner · 17 March 2025BLKB supports Job Factory Basel AG through 'Jobs for Juniors' program, contributing CHF 582,710 in 2024 (CHF 620,950 in 2025) to youth vocational training.
• KMU Lehrbetriebsverbund AGminorGTM or Marketing Partner · 17 March 2025BLKB supports KMU Lehrbetriebsverbund AG through 'Jobs for Juniors' program, contributing CHF 582,710 in 2024 (CHF 620,950 in 2025) to youth vocational training in the region.
• EthoscoreStrategic or Co-development Partner · 16 April 2024BLKB integrated 'Active Ownership' comprehensively into its investment strategy with Ethos as partner. Ethos, a Swiss leader in shareholder engagement and proxy voting, supports BLKB in systematic exercise of voting rights and dialogue with investee companies.
• Klimastiftung Schweiz (Climate Foundation Switzerland)minorStrategic or Co-development Partner · 25 October 2022BLKB became a partner of the Climate Foundation Switzerland, an initiative from business for climate. BLKB is represented in the foundation's advisory board.
• Joanne Züger (Brand Ambassador)minorGTM or Marketing Partner · 7 July 2022BLKB partnered with professional tennis player Joanne Züger from Sissach as brand ambassador, with medium-term goal of reaching WTA Top 50 and representing Switzerland at 2024 Olympics.
• Lombard OdiercoreStrategic or Co-development Partner · 17 August 2021BLKB and Lombard Odier planned a unique partnership in sustainable investments for BLKB customers. The partnership creates offerings and investment strategies for wealthy private customers in Northwestern Switzerland. Both partners have strong sustainability focus in their business models and advisory approaches.
• Lombard OdiercoreStrategic or Co-development Partner · 21 July 2021Partnership expanded in 2023 with launch of new wealth management investment solution. The mandate strategy focuses on transformation to an ecological and climate-neutral economy.
• Swiss Sustainable FinanceminorStrategic or Co-development Partner · 1 July 2021BLKB Executive Member Alexandra Lau serves on the board of Swiss Sustainable Finance, which has 150 members working to establish Switzerland as a leading center for sustainable finance.
• Fondation BeyelerminorGTM or Marketing Partner · 2 April 2021BLKB became a partner of Fondation Beyeler to promote intergenerational dialogue through art access and cultural education in the region.
• FHNW (Fachhochschule Nordwestschweiz)minorStrategic or Co-development Partner · 21 November 2019BLKB co-founded the '100 fürs Baselbiet' initiative with FHNW and Standortförderung Baselland to support innovative SMEs and startups. The initiative provides financing at attractive conditions combined with non-monetary support.
• Standortförderung BasellandminorStrategic or Co-development Partner · 21 November 2019Co-initiator of '100 fürs Baselbiet' initiative supporting regional innovation and startup ecosystem.
• FinanceMissionminorStrategic or Co-development Partner · 19 September 2019BLKB partnered with FinanceMission, a digital learning platform for financial literacy in secondary schools. BLKB supports financial education for youth through the FinanceMission Heroes game and teaching materials.

Scale indicators18 records

Recent moves9 records

Expansion highlights5 records

Direct peers

• Graubündner Kantonalbank (GKB): Listed cantonal bank operating in Graubünden with a similar retail, mortgage, and wealth management franchise. Comparable in size and governance structure to BLKB.
• Luzerner Kantonalbank (LUKB): Publicly traded cantonal bank serving Central Switzerland with comparable retail, mortgage, and wealth management product mix. Typical Swiss cantonal-bank benchmark for BLKB.
• Banque Cantonale Vaudoise (BCV): One of the largest Swiss cantonal banks, listed via bons de participation, covering retail, corporate, mortgages, and wealth management in Canton Vaud. Functionally the closest large-cap analogue to BLKB's business model.
• Aargauische Kantonalbank (AKB): Cantonal bank in Canton Aargau with retail, SME, and wealth management services and similar state-guarantee model. Adjacent mid-sized Swiss cantonal bank peer.
• Thurgauer Kantonalbank (TKB): Listed cantonal bank in Thurgau offering private, corporate, and mortgage banking; founding consortium partner with BLKB in the Avaloq mobile banking platform. Strong product and operational overlap.
• Zürcher Kantonalbank (ZKB): Switzerland's largest cantonal bank, listed via participation certificates; operates the same public-sector cantonal banking model with retail, corporate, and wealth management focus. Highly comparable to BLKB, and BLKB's incoming CEO Alexandra Scriba moved directly from ZKB, reinforcing the operational and governance overlap.
• Basler Kantonalbank: Adjacent Basel-region cantonal bank serving private, corporate, and SME clients with the same state-guarantee model; co-member with BLKB in the Avaloq mobile banking consortium serving ~1M customers. Direct head-to-head competitor in the Basel metropolitan area.
• Berner Kantonalbank (BEKB): Listed cantonal bank in Canton Bern with similar retail, mortgage, SME, and wealth management activities and certificate-based ownership structure. Directly comparable in scale and franchise to BLKB.
• St. Galler Kantonalbank (SGKB): Cantonal bank serving Eastern Switzerland with a full-service offering; explicitly joined the Avaloq mobile banking consortium alongside BLKB. Comparable regional franchise and product set.

Broad incumbents

• PostFinance: Switzerland's largest retail financial services provider by customer count and federally owned, competing directly with cantonal banks for retail deposits, payments, and mortgages. Serves as the closest national-scale analogue and primary non-cantonal competitor to BLKB in retail banking.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/basellandschaftliche-kantonalbank
• Instagraminstagram.com/blkb_ch
• TikToktiktok.com/@blkb_mittendrin
• Xx.com/basellandkb
• Facebookfacebook.com/blkb.ch

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments6 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Basellandschaftliche Kantonalbank