Flurish
- Company typePrivate
- Founded2024
- HeadquartersDublin, Ireland
- Headcount11–50
- GTM typeB2B
- OfferingServices
Flurish firmographics
Firmographics- Name
- Flurish
- Legal name
- GoFlurish
- Website
- https://goflurish.ie
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Flurish industry classification
Industry- Product category
- SME Lending / Business Lending
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Asset-Based Lending (ABL) (FSANADAD)
Keywords
Where Flurish is headquartered
LocationHeadquarters
- HQ city
- Dublin
- HQ country
- Ireland
- HQ region
- Europe
Offices1 record
Markets served
Flurish business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income: Interest charged on loans ranging from 8.45% upwards. Both Flexi Loans (revenue-linked repayments) and Term Loans (fixed repayments) generate interest income over the loan term.
- Origination Fees: Once-off origination fee deducted from the gross loan amount at disbursement.
- Servicing Fees: Monthly servicing fee applicable on certain loan products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Term Loan: Fixed repayment loan for established businesses |
| Usage-based | Pay-as-you-go | Flexi Loan: Revenue-linked repayment loan for card-accepting businesses |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Flurish product offering
Product offeringCore offering
Flurish is an Ireland-based specialist lender that provides working capital to small and medium-sized enterprises. Its core offering consists of two loan products: Term Loans of €25,000 to €250,000 over 6 to 48 months, and Flexi Loans of €15,000 to €150,000 over 3 to 18 months with revenue-based repayment schedules. The company is the successor to Flender Ireland (founded 2018), restructured in early 2024, and operates under the legal entity GoFlurish from Dublin.
Product overview
Flurish is a business lending platform offering two distinct loan products to Irish SMEs: Term Loans (traditional fixed-repayment loans for businesses with consistent cashflows) and Flexi Loans (revenue-based finance with repayments linked to card turnover, providing automatic flexibility for seasonal businesses). Both products are unsecured, requiring only a Personal Guarantee, and the company provides fast decision-making with funds typically disbursed within 48 hours of approval.
Differentiator
Problem solved
Functional benefit
Products and services
- Term Loan
- Flexi Loan Revenue-based loan for Irish SMEs, providing €15,000 to €150,000 over 3 to 18 months with repayments linked to the business's revenue. Suited to SMEs with variable or seasonal cash flow that want repayments to flex with turnover.
Quantifiable outcome
- 4,500+ Irish SME jobs supported with funding
- +2 more outcomes
Companies that use Flurish
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles1 record
Flurish technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
Flurish partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights5 records
Flurish competitors and assessment
Company assessmentBroad incumbents
- Funding Circle: UK-listed incumbent in SME lending, originating small-business loans across the UK and other European geographies via balance-sheet and institutional channels. Comparable to Flurish on SME target segment and lending, though at materially greater scale and broader product set.
- Bibby Financial Services: Established UK/international provider of invoice finance, asset-based lending, and SME working capital products. Adjacent incumbent competitor in the SME financing space including Ireland operations.
Direct peers
- Linked Finance: Ireland's largest P2P/SME lending platform providing working capital and term loans to Irish SMEs. Closest domestic peer to Flurish given shared geography, Irish SME focus, and SME term-loan overlap; differs in distribution via P2P investors rather than institutional balance sheet.
- Wayflyer: Irish-headquartered revenue-based financing platform providing growth capital to SMEs and e-commerce merchants. Direct competitor to Flurish in the Irish SME RBF space with overlapping target segments (card-revenue businesses) and similar product mechanics (percentage-of-revenue repayments).
- Grid Finance: Irish P2P lending marketplace extending loans to SMEs in the Republic of Ireland. Direct competitor on Irish SME term lending and a logical parallel to Flurish's predecessor business model (Flender Ireland).
- Capital Flow: Irish invoice-discounting and SME working capital provider. Domestic peer in Irish SME alternative finance, overlapping on short-term working capital products although focused on receivables rather than card turnover.
Regional players
- YouLend: UK revenue-based financing and capital-advance platform serving e-commerce and SME borrowers with percentage-of-revenue repayments. Closely comparable to Flurish on RBF product mechanics and SMB target; UK market focus.
- Liberis: UK-headquartered revenue-based financing provider for SMEs. Direct model peer to Flurish's Flexi product on percentage-of-revenue repayment mechanics, but serves UK and European markets.
- iwoca: UK-based direct SME lender offering small-ticket working capital loans to small businesses. Direct model peer to Flurish on product mechanics (unsecured short-tenor SME loans with fast decisions) but operates in the UK rather than Ireland.
- Esme Loans: UK digital SME lender providing short-term working capital and term loans to small businesses via automated decisioning. Comparable to Flurish on model (unsecured short-term SME credit) and on digital-first distribution, though UK-only.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Flurish social profiles
Digital presenceFlurish financial estimates
Financial estimateRevenue estimate
Valuation estimate
Flurish leadership team
Management profileNumber of profiles
Profiles2 records
Flurish funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Flurish M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Flurish
What does Flurish do?
Flurish is an Ireland-based specialist lender that provides working capital to small and medium-sized enterprises. Its core offering consists of two loan products: Term Loans of €25,000 to €250,000 over 6 to 48 months, and Flexi Loans of €15,000 to €150,000 over 3 to 18 months with revenue-based repayment schedules. The company is the successor to Flender Ireland (founded 2018), restructured in early 2024, and operates under the legal entity GoFlurish from Dublin.
Is Flurish a public or private company?
Flurish is a private company. It is classified as venture growth investor backed and is currently operating.
When was Flurish founded?
Flurish was founded in 2024. It employs 11 to 50 people.
Where is Flurish based?
Flurish is headquartered in Dublin, Ireland, in the Europe region.
How does Flurish make money?
Three revenue lines are on record. Interest Income is the primary driver. The others are origination Fees and servicing Fees.
Who are Flurish's main competitors?
Broad incumbents on record are Funding Circle and Bibby Financial Services. Direct peers are Linked Finance, Wayflyer, Grid Finance and Capital Flow. Regional players are YouLend, Liberis, iwoca and Esme Loans.
Does Flurish have an API?
No public API is recorded for Flurish.
What industry is Flurish in?
Flurish's product category is SME Lending / Business Lending. Its primary akta.pro industry code is FSANADAD, Asset-Based Lending (ABL). Its NAICS code is 522 and its SIC code is 6153.