Global Credit Investments

What Global Credit Investments does

Global Credit Investments (legally GCI Funds Pty Ltd, AFSL 476 976) is an Australian specialist private credit provider founded in February 2015 by Steven Sher and Gavin Solsky. The firm addresses the post-GFC financing gap between traditional bank lending and equity capital for mid-sized businesses primarily in Australia and New Zealand, structured around three product lines: Asset Backed Finance (lending against physical and financial assets, including warehouse facilities to emerging non-bank lenders), Real Estate Credit (first-mortgage secured facilities for property developers and investors), and Strategic Capital (flexible capital solutions for businesses in complex growth or restructuring scenarios). Loan facilities typically range from $10-50 million with terms of 1-5 years, priced bespoke against each borrower's risk profile and collateral position.

GCI operates as both a direct loan originator and a multi-fund manager. The firm earns interest income on facilities it holds on its own balance sheet, supplemented by management and performance fees on three wholesale-only investment vehicles (Asset Backed Finance Fund, Real Estate Credit Fund, Strategic Capital Fund) serving HNW/UHNW individuals, family offices, multi-family offices, and wholesale private wealth advisors. Distribution is mixed: direct origination for mid-sized borrowers and an established broker/adviser network (approximately 75% of real estate loans are introduced by commercial brokers). Since inception GCI has deployed $1.4 billion+ across 100+ transactions, including 30+ Strategic Capital commitments exceeding $350 million since 2020, and reports a 100% execution record on committed deals. Three borrowers triggered more serious defaults in late 2024; two have been recovered in full and the third is expected to fully recover, per management commentary. Ben Skilbeck joined as CEO in July 2024, and the firm has progressively extended its geographic footprint into New Zealand and the United Kingdom.

The business is fundamentally relationship-based: the firm does not operate a technology platform, proprietary algorithm, or AI-driven underwriting layer, and competitive differentiation rests on specialist in-house credit expertise, broker relationships, capital certainty, and bespoke structuring rather than technology leverage. Funding structure combines committed investor capital (enabling execution certainty) with principal balance-sheet capital deployed alongside.

Name

Global Credit Investments

Legal name

GCI Funds Pty Ltd

Website

https://gcifunds.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Global Credit Investments is an Australian specialist private credit manager providing bespoke $10-50 million loan facilities across three funds (Asset Backed Finance, Real Estate, Strategic Capital) to mid-sized businesses and emerging non-bank lenders in Australia and New Zealand.

Ownership category

akta.pro rank

Product category

Private Credit Lending

NAICS

Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Middle-Market Lending (FSANADAI)

akta.pro secondary industries

Private Credit / Direct Lending (FSAAAHAG), Asset-Based Lending (ABL) (FSANADAD), Venture Growth / Recurring Revenue Credit Funds (FSANAIAG)

Keywords

• Private credit lending
• Asset-backed finance
• Real estate credit
• Strategic capital solutions
• Business transformation credit

Headquarters

HQ city

Sydney

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Interest Income from Lending: GCI generates revenue through interest payments on its loan facilities extended to borrowers across Asset Backed Finance, Real Estate, and Strategic Capital. Loans typically range from $10-50 million with short to medium terms (1-5 years depending on product). Interest rates are set above traditional bank lending to reflect the higher risk profile of underserved borrowers.
2. Investment Management Fees: GCI manages wholesale investor capital across multiple funds (Asset Backed Finance Fund, Real Estate Credit Fund, Strategic Capital Fund). The firm generates management fees from investors seeking exposure to private credit markets, with particular focus on wholesale investors seeking portfolio diversification and uncorrelated returns.
3. Equity/Investment Returns: GCI participates as a financial investor in early-stage companies (such as JustFund), providing capital in exchange for equity stakes or warrants, generating returns through exits or appreciation.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Global Credit Investments (GCI Funds) is a specialist private credit fund manager that provides flexible, bespoke loan facilities typically ranging $10–50 million to mid-sized businesses in Australia and New Zealand. The firm raises and manages wholesale investor capital across three credit strategies—Asset Backed Finance (lending against physical and financial assets including to emerging non-bank lenders), Real Estate Credit (Australian real estate-backed facilities for developers and investors), and Strategic Capital (flexible capital solutions for businesses in complex growth, restructuring, or turnaround scenarios).

Product overview

GCI Funds operates as a specialist private credit provider offering three core financing solutions under its Transformational Credit approach: Asset Backed Finance, Real Estate, and Strategic Capital. Asset Backed Finance unlocks value for borrowers with physical and financial assets across industries and specializes in funding emerging non-bank lenders. Real Estate delivers flexible credit solutions for property developers and investors including refinancing, acquisitions, bridging finance, and equity releases. Strategic Capital provides flexible capital solutions for mid-sized businesses navigating complex growth or restructuring scenarios. Together, these products enable GCI to serve borrowers at different stages of their evolution with flexible, tailored funding structures that traditional banks cannot provide.

Differentiator

Problem solved

Functional benefit

Brands

• Transformational Credit: GCI's approach built on Flexibility, Speed, Insights, Advice and Network principles
• Asset Backed Finance
• Real Estate
• Strategic Capital

Products and services

• Asset Backed Finance Flexible funding solutions to mid-sized businesses backed by physical and/or financial assets, including hard assets, receivables, and bespoke asset situations. Also specialises in funding emerging non-bank lenders and fintech companies with warehouse facilities. Loans typically $10–50 million, short to medium terms (up to 5 years), with interest-only periods available.
• Real Estate Credit Flexible credit solutions tailored to property developers and investors including refinancing, property and business acquisitions, bridging finance, and equity releases. Loan facilities typically $10–50 million, short to medium terms (up to 2 years), secured by first mortgage over Australian real estate assets.
• Strategic Capital Flexible capital solutions for mid-sized businesses navigating complex growth or restructuring scenarios, considering borrowers in any industry with strong collateral and clear repayment pathways. Facilities typically 1–3 year term, may include equity participation or gain sharing alongside interest payments. Strategic Capital team has committed over $350 million across 30+ transactions since 2020.

Quantifiable outcome

• $1.4 billion+ deployed to borrowers over decade
• +3 more outcomes

Named customers15 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Wingate Group: Australian direct lender focused on bespoke, mid-market private credit to businesses underserved by banks. Highly comparable to GCI in ticket size, flexibility, and borrower type across Australia.
• Archer Capital: Australian private capital firm providing both debt and equity to mid-market companies. Overlaps with GCI's Strategic Capital franchise in complex situations and restructurings.
• Metrics Credit Partners: Specialist Australian private credit manager operating direct lending funds across multiple credit strategies. Competes head-to-head with GCI for mid-market corporate and structured lending mandates.
• Allegro Funds: Australian private capital manager specialising in mid-market investing, including turnaround and restructuring capital. Closely comparable to GCI's Strategic Capital and complex-situation lending.
• Crescent Capital Partners: Australian private capital firm providing subordinated debt, mezzanine and equity solutions to mid-market businesses, competing with GCI in the strategic/complex capital space.

Broad incumbents

• MA Financial Group: ASX-listed alternatives manager in Australia with private credit, lending and asset management businesses. Overlaps with GCI's fund management and credit capabilities as a broader, more diversified incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/global-credit-investments

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments5 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Credit Investments