Founders.One
Founders One, LLC operates a network of 105 pawn stores across the United States and 11 other countries, providing collateral-based lending and pre-owned merchandise retail to individual consumers. The company is a wholly-owned subsidiary of EZCORP Inc. following the June 2026 completion of EZCORP's full acquisition.
- Company typePrivate
- Founded2022
- HeadquartersAbu Dhabi, United Arab Emirates
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Founders.One does
Founders One, LLC operates a pawn retail and collateral-based lending business through a network of 105 physical storefronts spanning the United States and 11 additional countries. The company serves individual consumers and small borrowers seeking short-term, collateral-secured loans, as well as retail customers purchasing pre-owned merchandise transacted through its stores. The operating model is fundamentally retail-storefront driven, with each location functioning as a point of customer acquisition, loan origination against pledged collateral (typically jewelry, electronics, and similar goods), and resale inventory liquidation.
Following EZCORP Inc.'s acquisition of a controlling interest in February 2026 — structured around the conversion of $55.4 million in equity and debt instruments plus a $9.4 million cash contribution — Founders One was fully consolidated as an EZCORP subsidiary in June 2026 when the remaining 12.3% membership interests were purchased. Post-acquisition, the footprint was extended into Florida and Puerto Rico. The founders.one domain is currently parked, and no public pricing, technology stack, or product detail beyond the pawn retail operation is documented.
Revenue mechanics follow standard pawn industry economics: gross profit is generated from a combination of loan interest/fees on outstanding pawn loans, forfeiture income on unredeemed pledged collateral, and margins on the resale of merchandise acquired through loan forfeitures. No subscription, SaaS, marketplace, or recurring-revenue component is indicated. Customer interaction is high-volume, transactional, and decentralized across the physical store base, with no disclosed enterprise or B2B contract layer.
Founders.One firmographics
Firmographics- Name
- Founders.One
- Website
- https://founders.one
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Founders One, LLC operates a network of 105 pawn stores across the United States and 11 other countries, providing collateral-based lending and pre-owned merchandise retail to individual consumers. The company is a wholly-owned subsidiary of EZCORP Inc. following the June 2026 completion of EZCORP's full acquisition.
- Ownership category
- akta.pro rank
Founders.One industry classification
Industry- Product category
- Pawn Lending and Pre-Owned Retail
- NAICS
- Used Merchandise Retailers (459510)
- SIC
- Retail-Variety Stores (5331)
- akta.pro primary industry
- Pawn & Collateral-based Jewelry Retail (CRAKAGAL)
- akta.pro secondary industry
- Traditional Pawn Loans (Pawnbrokers) (FSAKALAA)
Keywords
Where Founders.One is headquartered
LocationHeadquarters
- HQ city
- Abu Dhabi
- HQ country
- United Arab Emirates
- HQ region
- Middle East
Markets served
Founders.One business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Distribution channels1 record
Founders.One product offering
Product offeringCore offering
Founders One, LLC operates a multi-country pawn store network providing collateral-based short-term consumer loans and retail sales of pre-owned merchandise acquired through pawn transactions and direct purchases. The business runs 105 storefront locations across the United States and 11 other countries, generating revenue from pawn service fees/interest and merchandise resale.
Product overview
Based on the available sources, Founders One LLC operates a pawn shop retail business. EZCORP acquired a controlling interest in Founders One, LLC (and subsequently acquired the remaining 12.3% membership interests granting full ownership). The company operates 105 pawn stores across the US and 11 other countries. The domain founders.one is currently unavailable, and no additional product details, features, or technology information are available from the provided sources.
Differentiator
Problem solved
Functional benefit
Products and services
- Pawn Lending Services
Companies that use Founders.One
Customer profileIdeal customer profiles2 records
Founders.One technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Founders.One partnerships and signals
Strategic signalScale indicators5 records
Recent moves4 records
Expansion highlights2 records
Founders.One competitors and assessment
Company assessmentBroad incumbents
- EZCORP, Inc. Strategic parent and major pawn operator with overlapping U.S. and Latin America footprint; comparable on pawn lending economics, retail merchandise mix, and multi-jurisdiction operations.
- PROG Holdings, Inc. Lease-to-own consumer finance retailer (Progressive Leasing, Vive Financial); comparable on alternative consumer credit, store-based origination, and serving subprime/credit-constrained customers.
- Upbound Group, Inc. Operator of Rent-A-Center and Acima; broad incumbent in non-prime consumer finance and lease-to-own retail, comparable customer demographic and store-based credit model.
Direct peers
- FirstCash Holdings, Inc. Largest publicly traded U.S./LatAm pawn operator with thousands of stores; the most direct comparable on store-based pawn lending and retail merchandise model, including multi-country operations.
- Cash Converters International Limited: International pawn and second-hand goods franchise operating across multiple countries; highly comparable multi-jurisdiction retail/pawn model with a franchise-plus-corporate-store structure.
Emerging players
- Enova International, Inc. Online consumer and small-business lender; emerging overlap on digital origination of short-term, collateral-light credit to underbanked consumers.
- World Acceptance Corporation: U.S. consumer installment lender serving underbanked borrowers; partial overlap on small-dollar credit underwriting to subprime consumers.
- CURO Group Holdings Corp. Multi-channel consumer finance provider (installment, line of credit); partial overlap on serving non-prime borrowers with short-duration credit products.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Founders.One social profiles
Digital presenceFounders.One financial estimates
Financial estimateRevenue estimate
Valuation estimate
Founders.One leadership team
Management profileNumber of profiles
Founders.One funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Founders.One M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Founders.One
What does Founders.One do?
Founders One, LLC operates a multi-country pawn store network providing collateral-based short-term consumer loans and retail sales of pre-owned merchandise acquired through pawn transactions and direct purchases. The business runs 105 storefront locations across the United States and 11 other countries, generating revenue from pawn service fees/interest and merchandise resale.
Is Founders.One a public or private company?
Founders.One is a private company. It is classified as corporate owned and is currently operating.
When was Founders.One founded?
Founders.One was founded in 2022. It employs 11 to 50 people.
Where is Founders.One based?
Founders.One is headquartered in Abu Dhabi, United Arab Emirates, in the Middle East region.
Who are Founders.One's main competitors?
Broad incumbents on record are EZCORP, Inc., PROG Holdings, Inc. and Upbound Group, Inc.. Direct peers are FirstCash Holdings, Inc. and Cash Converters International Limited. Emerging players are Enova International, Inc., World Acceptance Corporation and CURO Group Holdings Corp..
Does Founders.One have an API?
No public API is recorded for Founders.One.
What industry is Founders.One in?
Founders.One's product category is Pawn Lending and Pre-Owned Retail. Its primary akta.pro industry code is CRAKAGAL, Pawn & Collateral-based Jewelry Retail, with a secondary code of FSAKALAA, Traditional Pawn Loans (Pawnbrokers). Its NAICS code is 459510 and its SIC code is 5331.