Taala Fund

What Taala Fund does

Táala Fund is a nonprofit Community Development Financial Institution (CDFI) founded in 2009 and headquartered on the Quinault Indian Reservation at 4471 SR-109, Pacific Beach, Washington. The organization provides consumer loans (auto, home improvement, credit builder, and small dollar/employee loans), business loans (microbusiness and general business loans), and savings accounts to enrolled Quinault Tribal Members, residents of Jefferson County and Grays Harbor Counties, and employees of Quinault tribal enterprises such as Quinault Beach Resort and Casino. Its mission centers on delivering culturally aligned financial services through Native values, with locally-controlled underwriting positioned as an alternative to both mainstream banks (which are absent from the reservation) and predatory payday lenders.

The business model combines net interest income from a small-dollar loan portfolio with grant funding from foundations and government sources. Foundation partners include Oweesta Corporation, Native CDFI Network, Inatai Foundation, and Northwest Area Foundation, which provide operational support and capacity-building resources typical of the Native CDFI sector. Distribution is multi-channel but geographically constrained: in-person office visits, phone, email applications (newly introduced effective July 1, 2026), and an online loan payment portal (quinault.myloanpanel.com), with marketing driven primarily by community referrals, tribal networks, partnerships with Quinault Corporate Enterprises, and a Facebook page. The organization also operates the Táala Business Center, which provides free co-working space and technical assistance to local entrepreneurs, extending its role from lender to small-business support hub.

Operationally, Táala Fund is staffed by approximately six employees led by Executive Director Nora Mix and governed by a five-member board (Alice Morris — President, David Montgomery — Vice President, James Marshall-Ward — Treasurer, Brook Lilley — Board Member, Vanessa Kowoosh — Secretary). The organization has recently tightened loan servicing discipline (consistent enforcement of late fees and collections effective March 1, 2026) and has completed operational separation from the Quinault Indian Nation's email and IT infrastructure (effective July 1, 2026). No revenue, loan portfolio size, or grant inflow figures are publicly disclosed, and no AI/ML or proprietary technology capabilities are referenced — the technology stack consists of a WordPress website and a standard third-party loan servicing portal.

Name

Taala Fund

Legal name

Táala Fund

Website

https://taalafund.org

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Táala Fund is a nonprofit Community Development Financial Institution founded in 2009 on the Quinault Indian Reservation in Pacific Beach, Washington, providing consumer loans, business loans, and savings accounts to Quinault Tribal Members and residents of Jefferson and Grays Harbor Counties.

Ownership category

akta.pro rank

Product category

Community Development Financial Services

NAICS

Savings Institutions and Other Depository Credit Intermediation (522180)

SIC

Personal Credit Institutions (6141), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)

akta.pro secondary industry

Financial Inclusion & Consumer Empowerment (Banking Access, Credit Building) (BPAGALAJ)

Keywords

• Community development lending
• Consumer loan services
• Small business financing
• Financial education
• Native CDFI services

Headquarters

HQ city

Pacific Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Loan Interest Income: As a CDFI, Taala Fund generates revenue through interest charged on consumer and business loans including auto loans, home improvement loans, credit builder loans, small dollar loans, and business loans.
2. Grant Funding: As a non-profit Community Development Financial Institution, Taala Fund receives grant funding from foundations and government sources to support operations and community programs.
3. Savings Account Services: Provides savings accounts to community members as part of their range of financial services.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels3 records

Core offering

Taala Fund is a nonprofit Community Development Financial Institution (CDFI) operating on the Quinault Indian Reservation that provides consumer loans (auto, home improvement, credit builder, and small dollar loans), business loans (microbusiness and startup financing), savings accounts, and financial education. The organization delivers culturally aligned financial services through personalized, locally administered lending relationships to enrolled Quinault tribal members and residents of the surrounding service area.

Differentiator

Problem solved

Functional benefit

Products and services

• Consumer Loans Flexible consumer financing products including auto loans, home improvement loans, credit builder loans, and small dollar/employee loans for important purchases, debt relief, or emergency expenses. Designed for Quinault tribal members and community residents within the service area.
• Business Loans Financing for startups and established local businesses, including microbusiness loans, intended to create jobs and strengthen the local economy on the Quinault Indian Reservation and surrounding communities.
• Savings Accounts Community savings accounts offered as part of Taala Fund's suite of financial services, providing accessible deposit products to community members within the service area.
• Táala Business Center Free co-working space, resources, and technical assistance provided to local entrepreneurs and small business owners to support business development within the Quinault community.
• Financial Education and Counseling Financial literacy resources, education, and counseling offered to community members to build lasting financial wellness and serve as an alternative to predatory lending.

Named customers1 record

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core, major and minor.

• Quinault Indian NationcoreStrategic or Co-development PartnerParent tribal government organization. Táala Fund is based on the Quinault Indian Reservation and provides financial services to tribal members and community residents. Email systems transitioning from tribal domain to Taala Fund domain as of July 1, 2026.
• Oweesta CorporationmajorStrategic or Co-development PartnerNational Native American CDFI support organization that provides training and technical assistance to Native CDFIs. Listed as a resource partner supporting Táala Fund's mission of economic empowerment.
• Native CDFI NetworkmajorStrategic or Co-development PartnerNational network for Community Development Financial Institutions serving Native communities. Táala Fund is listed as a member/organization supported by this network.
• Quinault Corporate EnterprisescoreChannel Partner/ Reseller/ DistributorTribal enterprise corporation. Employees of Quinault tribal enterprises qualify for Táala Fund financial services, creating a channel relationship with enterprises like Quinault Beach Resort and Casino.
• Chehalis Tribal Loan FundminorStrategic or Co-development PartnerSimilar CDFI organization serving the Chehalis tribal community. Listed as a peer/resource organization in the Native CDFI ecosystem.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Hunkpati Investments: Native CDFI on the Crow Creek Reservation in South Dakota offering mortgage, consumer, and small-business loans. Comparable in mission, target community, and loan product mix.
• Four Directions Development Corporation: Native CDFI serving tribal communities across the Northern Plains with small-business lending, technical assistance, and credit-building. Direct peer in mission and product set.
• Lakota Fund: Native CDFI on the Pine Ridge Reservation providing consumer and small-business loans, financial education, and incubation services. Directly comparable as a tribal-community CDFI with a similar loan product mix and culturally grounded model.
• Mazaska Owecaso Otipi Financial: Native CDFI serving the Pine Ridge Reservation with consumer credit, small-dollar loans, and credit-builder products. Closely comparable in community, product mix, and target borrower profile.
• NDN Fund: National Native CDFI offering consumer loans, small-business lending, and capacity building to tribal communities across the U.S. Comparable in mission and product set, though operating at greater geographic scale.
• Cook Inlet Lending Center: Alaska Native CDFI providing consumer, business, and credit-builder loans to Alaska Native and American Indian communities. Direct peer in lending products and CDFI-mission orientation.
• Wind River Development Fund: Native CDFI serving the Wind River Reservation in Wyoming with consumer credit, business lending, and financial coaching. Closely comparable small-tribal CDFI model.
• Chehalis Tribal Loan Fund: A fellow Washington-state Native CDFI serving the Chehalis tribal community. Listed as a peer/resource partner in Táala Fund's own ecosystem, it is a direct comparable in mission, geography, and product set (consumer and small-business loans).

Broad incumbents

• Oweesta Corporation: National Native CDFI intermediary providing capital, training, and technical assistance to Native CDFIs including Táala Fund. Functions as an industry backbone and capacity-builder rather than a direct lending competitor.
• Native American Bank: Tribally owned national bank offering consumer, mortgage, and commercial banking to Native communities. A broader incumbent with overlapping customer base but a wider product portfolio and regulated bank charter.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Taala.Fund
• Xx.com/taalafund
• LinkedInlinkedin.com/company/taala-fund

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Taala Fund