Edina Realty Title

What Edina Realty Title does

Edina Realty Title is a privately held, full-service title insurance and closing services company founded in 1986 and headquartered in Edina, Minnesota. The company offers two owner's title insurance products — a Basic Policy and an Enhanced Policy with expanded coverage — underwritten by several of the largest U.S. title insurers, alongside closing and settlement services for residential real estate transactions including resales, refinances, O&E reports, and home equity loans. The firm serves both consumer homebuyers/sellers and a B2B order channel comprising listing and selling brokers, lenders, mortgage brokers, and attorneys.

The company operates a regional physical network of 19 closing centers across Minnesota and western Wisconsin, augmented by web-based technology for order capture, fee estimation, and document management. Its HomeDocs system functions as a secure online repository for transaction documents, accessible to all parties at any time. An online Title Calculator provides fee transparency, while the public order request form captures transaction, property, borrower, and lender data for resale, refinance, O&E, and home equity orders. The company also provides translation services in over 100 languages and dialects including American Sign Language to support closings across its footprint.

Revenue is generated on a transactional fee basis tied to title insurance premiums and closing service charges, with pricing determined per transaction based on property value, location, and selected policy type. Edina Realty Title is a wholly-owned subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate based in Minneapolis, and is positioned by the company as the largest full-service title company in the Midwest with over 550,000 transactions closed since inception. Distribution combines direct online ordering, professional referrals from brokers/lenders/attorneys, and integration with the Edina Realty brokerage network.

Name

Edina Realty Title

Legal name

Edina Realty Title

Website

https://edinarealtytitle.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

251–500 employees

Short description

Edina Realty Title is a Midwest-based title insurance and closing services company, operating 19 closing centers across Minnesota and western Wisconsin and serving homebuyers, sellers, brokers, and lenders under HomeServices of America.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), Title Insurance (FSAJACAL)

Keywords

• Title insurance services
• Real estate closings
• Owner's title insurance
• Closing services
• Title insurance agency

Headquarters

HQ city

Minnesota City

HQ country

United States

HQ region

North America

Offices19 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance and Closing Services: Edina Realty Title generates revenue through fees charged for title insurance policies and closing/settlement services on real estate transactions. The company offers two owner's title insurance policies (Basic Policy and Enhanced Policy) as core products, along with closing services for residential real estate transactions including resales, refinances, and home equity transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Edina Realty Title provides owner's title insurance policies, lender's title insurance, and full real estate closing services for purchase, sale, and refinance transactions. Its Basic Policy offers standard owner's title coverage, while its Enhanced Policy expands protection to include post-policy matters such as forgery, encroachment, and building permit violations. Closings are executed across 19 branch locations in Minnesota and western Wisconsin, supported by the proprietary HomeDocs document management system and a Title Calculator tool, with translation services available in more than 100 languages including ASL.

Product overview

Edina Realty Title is a full-service title company offering a unified suite of title insurance and closing services. The core product portfolio includes two owner's title insurance policies (Basic Policy and Enhanced Policy), the HomeDocs document management system for secure online transaction document storage, a Title Calculator for fee estimation, and an online New Title Order form for initiating transactions. Translation services in over 100 languages including ASL support closings across the company's 19 locations in Minnesota and western Wisconsin.

Differentiator

Problem solved

Functional benefit

Brands

• HomeDocs: Secure online file cabinet system for transaction documents accessible anywhere, any time.

Products and services

• Basic Policy (Owner's Title Insurance)
• Enhanced Policy (Owner's Title Insurance)
• Lender's Title Insurance
• Real Estate Closing Services

Quantifiable outcome

• Over 550,000 transactions closed since founding in 1986

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• HomeServices of America, Inc.coreOthersHomeServices of America, Inc. is the parent company of Edina Realty Title. It is a Berkshire Hathaway affiliate based in Minneapolis. This affiliation provides Edina Realty Title with the financial backing and brand credibility of Berkshire Hathaway, one of the world's most recognized companies.
• Various Major Title Insurance CompaniescoreStrategic or Co-development PartnerEdina Realty Title's title insurance policies are underwritten by several of the largest title companies in America. This multi-carrier underwriting approach provides competitive pricing options and ensures financial strength and claims-paying ability for policyholders.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Fidelity National Financial: The largest title insurance underwriter in the U.S. through Fidelity National Title. Competes directly with Edina Realty Title on title policies and closing services nationwide, with materially greater capital reserves and direct lender relationships.
• Stewart Information Services Corporation: A major national title insurance underwriter and settlement services provider. Competes with Edina Realty Title in residential title and closing, with a similar product mix (owner policies, lender policies, escrow).
• First American Financial Corporation: One of the largest national title insurance underwriters and settlement service providers in the United States. Directly competes with Edina Realty Title on title insurance underwriting and closing services in the Midwest, but at vastly greater scale and national footprint.
• Old Republic International (Title division): Large national title insurance underwriter operating through Old Republic National Title Insurance Company. Directly comparable to Edina Realty Title on title insurance underwriting and escrow/closing services for residential transactions.

Direct peers

• WFG National Title Insurance Company: National title insurance underwriter focused on supporting independent title agents and direct operations. Competes with Edina Realty Title in the agent/underwriter model for residential closings, with similar multi-state footprint ambitions.
• Westcor Land Title Insurance Company: National title insurance underwriter operating through a network of title agents and direct operations. Competitor in the residential title and closing market with a comparable business model centered on agency and direct underwriting.
• Title Resources Group: Title insurance underwriter providing policies through a network of title agents and direct operations. Directly comparable to Edina Realty Title on title insurance issuance and settlement services for residential real estate transactions.
• North American Title Insurance Company: Title insurance underwriter with a mix of direct and agent operations across multiple U.S. states. Comparable to Edina Realty Title in offering owner's and lender's title policies supported by closing and escrow services.

Regional players

• TitleSmart Agency: Regional title and escrow agency focused on Midwestern states. Provides residential title insurance and closing services comparable to Edina Realty Title's core offering, competing for agent referrals and lender order flow in overlapping geographies.

Emerging players

• Real Estate Closing Solutions (RECS): Independent title and closing services provider serving residential transactions across multiple states. Comparable to Edina Realty Title in offering title searches, title insurance, and closing coordination, with a regional-to-national growth orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Edina Realty Title