J.C. Taylor Insurance
J.C. Taylor Insurance is a privately held specialty insurer exclusively offering Agreed Value collector vehicle insurance—antique, classic, vintage luxury, muscle cars, hot rods, and modified vehicles—across the U.S. and Canada, distributed through direct channels and a licensed agent/broker partnership program, and operating as a subsidiary of NSM Insurance Group since 2021.
- Company typePrivate
- Founded1947
- HeadquartersUpper Darby, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What J.C. Taylor Insurance does
J.C. Taylor Insurance is a privately held, specialty insurance provider exclusively focused on collector vehicles, including antique, classic, vintage luxury, muscle cars, hot rods, tribute and replica vehicles, and modified vehicles. Founded in 1947 in Upper Darby, Pennsylvania by Joseph Charles Taylor and now headquartered at 250 Century Parkway in Mt. Laurel, New Jersey, the company issues Agreed Value policies that pay policyholders the full pre-agreed vehicle value (less applicable deductible) in the event of a covered total loss, addressing the specific needs of collectors whose vehicles are driven infrequently but represent significant financial and cultural value. The company became the world's largest underwriter of specialty auto insurance by 1983 and has maintained a 60+ year leadership position in the category.
The company's product portfolio is built around a unified collector car insurance platform with specialized tiers (Antique & Classic, Vintage Luxury, Muscle Car & Hot Rod, Modified Vehicles), supported by an online quote and member portal (member.jctaylor.com), an Agent Partnership Program for licensed brokers, and the first-of-its-kind ClassicCarValue.com valuation tool that aggregates data from multiple guides (Old Cars Report Price Guide, NADA, CLASSIC.com, Hemmings, Collector Car Market Review). Underwriting is delivered through an inland marine contract structure originally established with Zurich Insurance in the mid-1960s, and operations include SMS-based customer servicing, e-signature, electronic payments, and photo uploads via the agent portal.
J.C. Taylor has been a subsidiary of NSM Insurance Group since 2021, following decades of family ownership by the Wallace family. Distribution is hybrid: direct-to-consumer via the website and phone (800-345-8290 / 866-979-5358) reinforced by physical presence at marquee events including the AACA Hershey Fall Meet and Carlisle shows, combined with a licensed agent/broker channel that earns commissions on submitted policies. Revenue is generated primarily through recurring annual premiums, with quote-based pricing offering up to 40% savings versus standard auto coverage and multi-vehicle discounts. The company serves the continental United States, its territories and possessions, and Canada, with the ability to make special arrangements for overseas coverage, and maintains a longstanding partnership with the Antique Automobile Club of America (AACA) dating to the early 1960s that currently covers the AACA's 35,000+ members.
J.C. Taylor Insurance firmographics
Firmographics- Name
- J.C. Taylor Insurance
- Legal name
- JC Taylor Insurance
- Website
- https://jctaylor.com
- Company type
- Private
- Founded year
- 1947
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- J.C. Taylor Insurance is a privately held specialty insurer exclusively offering Agreed Value collector vehicle insurance—antique, classic, vintage luxury, muscle cars, hot rods, and modified vehicles—across the U.S. and Canada, distributed through direct channels and a licensed agent/broker partnership program, and operating as a subsidiary of NSM Insurance Group since 2021.
- Ownership category
- akta.pro rank
J.C. Taylor Insurance industry classification
Industry- Product category
- Specialty Collector Vehicle Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Classic / Collector Car Insurance (FSAJAAAG)
Keywords
Where J.C. Taylor Insurance is headquartered
LocationHeadquarters
- HQ city
- Upper Darby
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
J.C. Taylor Insurance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Others, Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Collector Car Insurance Premiums: J.C. Taylor generates revenue through annual insurance premiums for collector vehicle coverage. Policies are sold with Agreed Value coverage and include various coverage types such as liability, collision, comprehensive, and uninsured/underinsured motorist protection.
- Agent Commissions: Insurance agents and brokers earn commissions for policies submitted through the agent portal. Commission statements are available through the agent portal.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Standard Collector Car Insurance |
| Subscription | Annual | Modified Vehicle Insurance |
| Unit Pricing | Annual | Spare Parts Coverage |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
J.C. Taylor Insurance product offering
Product offeringCore offering
J.C. Taylor Insurance provides specialty insurance for collector and classic vehicles, including antique cars, vintage luxury automobiles, muscle cars, hot rods, and modified vehicles. Policies are sold both directly to collectors and through appointed agents and brokers across the United States. The company focuses exclusively on the collector vehicle segment rather than standard personal auto coverage.
Product overview
J.C. Taylor Insurance is a specialty insurance provider that has been protecting collector vehicles for over 60 years. The company offers a unified collector car insurance platform built around Agreed Value coverage policies. The product portfolio centers on Collector Car Insurance as the core offering, with specialized coverage tiers including Antique & Classic Car Insurance (for vehicles 19+ years old), Vintage Luxury Car Insurance (for high-end collectibles), Muscle Car & Hot Rod Insurance (for American muscle and custom vehicles), and Modified Vehicles Insurance (for altered collector cars). All policies provide Agreed Value coverage, meaning policyholders receive the pre-agreed vehicle value in total loss scenarios. The company also offers online quote portals for customers and agents, vehicle valuation tools through ClassicCarValue.com, and white-glove customer service for collectors.
Differentiator
Problem solved
Functional benefit
Products and services
- Collector Vehicle Insurance
- Classic and Antique Car Insurance
- Vintage Luxury Car Insurance
- Muscle Car and Hot Rod Insurance
- Modified and Street Rod Insurance
Quantifiable outcome
- Save up to 40% with antique car insurance compared to standard auto coverage
- +2 more outcomes
Companies that use J.C. Taylor Insurance
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
J.C. Taylor Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
J.C. Taylor Insurance partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- Antique Automobile Club of America (AACA)coreJ.C. Taylor began handling AACA's commercial insurance in the early 1960s, offering liability coverage for club operations, car shows, clubhouse activities and national events. In the mid-1960s, J.C. Taylor began offering specialty auto insurance to the AACA's 35,000+ members. The decades-long sponsorship continues today.
- Auto MuseumsminorJ.C. Taylor maintains relationships with auto museums including AACA Library (Hershey, PA), Auburn Cord Duesenberg Automobile Museum, Blackhawk Museum, Henry Ford Museum & Research Center, Petersen Automotive Museum, San Diego Automotive Museum, and Simeone Foundation Museum.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
J.C. Taylor Insurance competitors and assessment
Company assessmentDirect peers
- American Collectors Insurance: American Collectors Insurance specializes in collector vehicle and collectibles insurance, providing Agreed Value classic car coverage. Directly comparable as a specialty carrier targeting the same enthusiast customer base.
- Condon Skelly: Condon Skelly is a specialty broker/agent focused on collector car insurance with expertise in exotic, vintage, and muscle car coverage. Comparable as a direct peer targeting the same collector vehicle segment via specialty distribution.
- Heacock Classic Insurance: Heacock Classic is a specialty classic and collector car insurance provider offering agreed-value coverage and restoration-friendly policies. Direct competitor in the same collector auto insurance niche.
- Grundy Insurance: Grundy is a long-standing specialty insurer focused on collector, antique, and classic vehicle coverage with Agreed Value policies — a direct peer competing in the same niche with overlapping product design and target customer.
- Hagerty: Hagerty is the largest direct competitor in collector car insurance, offering Agreed Value classic car policies plus a vertically integrated media, marketplace, and events ecosystem. Highly comparable as a direct specialty auto insurer targeting the same collector customer.
Broad incumbents
- American Family Insurance: American Family offers collector and classic car coverage as part of its broader personal lines portfolio. Comparable as a broad incumbent with overlapping specialty coverage, but without J.C. Taylor's pure-play collector focus.
- GEICO: GEICO, owned by Berkshire Hathaway, is a mass-market auto insurer that has expanded into classic and collector car coverage. Competes indirectly through scale and brand, but does not specialize in the agreed-value collector niche.
- Safeco Insurance: Safeco (a Liberty Mutual company) is a broad P&C carrier that offers classic car endorsements as part of its standard auto product line. Overlaps with J.C. Taylor on collector vehicle coverage but as one product among many rather than a specialty focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
J.C. Taylor Insurance social profiles
Digital presenceJ.C. Taylor Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
J.C. Taylor Insurance leadership team
Management profileNumber of profiles
Profiles1 record
J.C. Taylor Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
J.C. Taylor Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about J.C. Taylor Insurance
What does J.C. Taylor Insurance do?
J.C. Taylor Insurance provides specialty insurance for collector and classic vehicles, including antique cars, vintage luxury automobiles, muscle cars, hot rods, and modified vehicles. Policies are sold both directly to collectors and through appointed agents and brokers across the United States. The company focuses exclusively on the collector vehicle segment rather than standard personal auto coverage.
Is J.C. Taylor Insurance a public or private company?
J.C. Taylor Insurance is a private company. It is classified as corporate owned and is currently operating.
When was J.C. Taylor Insurance founded?
J.C. Taylor Insurance was founded in 1947. It employs 11 to 50 people.
Where is J.C. Taylor Insurance based?
J.C. Taylor Insurance is headquartered in Upper Darby, United States, in the North America region.
How does J.C. Taylor Insurance make money?
Two revenue lines are on record. Collector Car Insurance Premiums are the primary driver. The others are agent Commissions.
Who are J.C. Taylor Insurance's main competitors?
Direct peers on record are American Collectors Insurance, Condon Skelly, Heacock Classic Insurance, Grundy Insurance and Hagerty. Broad incumbents are American Family Insurance, GEICO and Safeco Insurance.
Does J.C. Taylor Insurance have an API?
No public API is recorded for J.C. Taylor Insurance.
What industry is J.C. Taylor Insurance in?
J.C. Taylor Insurance's product category is Specialty Collector Vehicle Insurance. Its primary akta.pro industry code is FSAJAAAG, Classic / Collector Car Insurance. Its NAICS code is 5242 and its SIC code is 6411.