NC Mutual
NC Mutual is a privately-held, Durham, North Carolina insurance company founded in 1898 that provides pre-need and annuity insurance products, though its primary web domain is parked and current operational details are not verifiable.
- Company typePrivate
- Founded1898
- HeadquartersDurham, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
NC Mutual firmographics
Firmographics- Name
- NC Mutual
- Website
- https://ncmutual.com
- Company type
- Private
- Founded year
- 1898
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- NC Mutual is a privately-held, Durham, North Carolina insurance company founded in 1898 that provides pre-need and annuity insurance products, though its primary web domain is parked and current operational details are not verifiable.
- Ownership category
- akta.pro rank
Where NC Mutual is headquartered
LocationHeadquarters
- HQ city
- Durham
- HQ country
- United States
- HQ region
- North America
Markets served
NC Mutual business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations
NC Mutual product offering
Product offeringCore offering
NC Mutual is an insurance company that provides pre-need insurance and annuity services to its customers. The firm was founded in 1898 and operates as a for-profit private company based in Durham, North Carolina, with between 11 and 50 employees. The company's domain ncmutual.com is currently parked, and no detailed product specifications, pricing, or operational materials are publicly accessible.
Differentiator
Problem solved
Functional benefit
Products and services
- Pre-need Insurance Pre-need insurance products offered by NC Mutual to individual consumers for end-of-life and funeral expense planning.
- Annuity Services Annuity products and services offered by NC Mutual to individual consumers for retirement income or guaranteed lifetime payment planning.
Companies that use NC Mutual
Customer profileIdeal customer profiles1 record
NC Mutual technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
NC Mutual competitors and assessment
Company assessmentDirect peers
- North Carolina Mutual Life Insurance Company: NC Mutual's name and 1898 founding in Durham, NC align with the historic North Carolina Mutual Life Insurance Company, one of the oldest African-American–owned life insurers. It is treated here as a direct peer because the data appears to reference this entity itself, anchoring the comparable set.
- Homesteaders Life Company: Mutual life insurer focused exclusively on pre-need funeral products sold through funeral homes, directly comparable in product, distribution channel, and target customer to NC Mutual.
- Forethought Financial Group: Specializes in pre-need funeral insurance and annuities, distributed through funeral homes — a direct competitor to NC Mutual's core pre-need product line with similar distribution model.
- Supreme Life Insurance Company: Chicago-based African-American–owned life insurer with a comparable legacy profile to NC Mutual, offering whole life, burial, and annuity products to similar community customer segments.
- Atlanta Life Insurance Company: Historic African-American–owned life insurer founded in 1905 in Atlanta, offering life insurance and annuity products to community markets — directly comparable to NC Mutual's heritage, mission, and pre-need/life product focus.
Broad incumbents
- Prudential Financial: Large diversified insurer with substantial life insurance and annuity businesses, competing for the same retail annuity and whole-life dollars that NC Mutual underwrites.
- MetLife: Major U.S. life insurance and annuity carrier with broad product portfolio; competes with NC Mutual in the annuity market and overlaps in the community life-insurance segment.
- Service Corporation International: Largest funeral services consolidator in North America with captive pre-need funding/insurance operations — a broad incumbent that competes with NC Mutual in the same pre-need funding value chain at much larger scale.
- New York Life Insurance Company: Mutual life insurer with strong whole-life and annuity franchises; comparable as a mutual-structure peer competing in the life and annuity space NC Mutual serves.
Emerging players
- Security Benefit Corporation: Annuity-focused insurer with growing pre-need and retirement-income products — an emerging player whose annuity-led strategy mirrors NC Mutual's product mix at greater scale.
Market position
Customer concentration
NC Mutual financial estimates
Financial estimateRevenue estimate
Valuation estimate
NC Mutual leadership team
Management profileNumber of profiles
NC Mutual funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NC Mutual M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NC Mutual
What does NC Mutual do?
NC Mutual is an insurance company that provides pre-need insurance and annuity services to its customers. The firm was founded in 1898 and operates as a for-profit private company based in Durham, North Carolina, with between 11 and 50 employees. The company's domain ncmutual.com is currently parked, and no detailed product specifications, pricing, or operational materials are publicly accessible.
When was NC Mutual founded?
NC Mutual was founded in 1898. It employs 11 to 50 people.
Where is NC Mutual based?
NC Mutual is headquartered in Durham, United States, in the North America region.
Who are NC Mutual's main competitors?
Direct peers on record are North Carolina Mutual Life Insurance Company, Homesteaders Life Company, Forethought Financial Group, Supreme Life Insurance Company and Atlanta Life Insurance Company. Broad incumbents are Prudential Financial, MetLife, Service Corporation International and New York Life Insurance Company. Security Benefit Corporation is listed as an emerging player.
Does NC Mutual have an API?
No public API is recorded for NC Mutual.