Terres de Loire Habitat

What Terres de Loire Habitat does

Terres de Loire Habitat (legal name: Office Public de l'Habitat du Loir-et-Cher) is a public social housing office established in 1955 by the Conseil Départemental de Loir-et-Cher. It is structured as an Établissement Public à Caractère Industriel et Commercial (EPIC) under French law and is the only public social housing organization in the department. The entity manages approximately 9,000 social housing units and equivalents across 77 communes, with a regulated average rent of €362 per month excluding housing assistance (APL/AL). Service delivery is organized through three local agencies (Blois-Val de Loire, Perche-Vendômois, Sologne-Val de Cher), supplemented by an online tenant portal (Espace Locataire) and iOS/Android mobile applications.

Name

Terres de Loire Habitat

Legal name

Office public de l'habitat de Loir et Cher

Website

https://terresdeloirehabitat.fr

Company type

Private

Founded year

1955

Operating status

Operating

Headcount range

101–250 employees

Short description

Terres de Loire Habitat is a public social housing office managing approximately 9,000 units across 77 communes of the Loir-et-Cher department in France, serving low-to-moderate income tenants through regulated rentals, three local agencies, and a digital tenant portal.

Ownership category

akta.pro rank

Product category

Public Social Housing Services

NAICS

Other Residential Care Facilities (623990)

SIC

Real Estate (6500)

akta.pro primary industry

Affordable/Subsidized Independent Living (HUD/LIHTC) Communities (HLADAAAB)

Keywords

• Social housing rental
• Public housing management
• Affordable housing services
• Residential property leasing
• Social housing allocation

Headquarters

HQ city

Blois

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Infrastructure, Operations, Supply Chain, Technology or R&D, Marketing or Sales

Revenue model

1. Social Housing Rentals: Monthly rental income from approximately 9,000 social housing units. Rents are set according to French social housing regulations with modérés (moderate) pricing. Average rent of €362/month excluding housing assistance (APL). Revenue is recurring from tenants withAPL housing subsidies partially offsetting tenant payments.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Terres de Loire Habitat is a public social housing office that rents approximately 9,000 social housing units (apartments and houses) to low-to-moderate income households across the Loir-et-Cher department of France. The offering also includes commercial space and garage rentals, inclusive residences for seniors, VEFA property purchase programs for homeownership, and public equipment development (medical centers, care facilities) in partnership with municipalities.

Product overview

Terres de Loire Habitat is a public social housing organization (Office Public de l'Habitat) managing approximately 9,000 housing units across the Loir-et-Cher department. The organization operates as a unified platform combining core housing services (social housing rentals, commercial spaces, garages) with a modern digital tenant portal (Espace Locataire) accessible via web and mobile app. Supporting services include inclusive residences for seniors, property purchase programs (VEFA), and public facilities development. The portfolio is supported by three physical agencies in Blois, Vendôme, and Romorantin-Lanthenay for in-person service delivery.

Differentiator

Problem solved

Functional benefit

Products and services

• Location de logements sociaux (Social Housing Rentals) Rental of social housing units including apartments and houses across the Loir-et-Cher department. The organization manages approximately 9,000 housing units and equivalents, allocated to households meeting French social housing income criteria (PLUS/PLAI categories) with rents averaging €362/month excluding housing assistance.
• Locations commerciales (Commercial Space Rentals) Rental of commercial spaces for businesses within Terres de Loire Habitat's property portfolio across the Loir-et-Cher department.
• Location de garages et parkings (Garage and Parking Rentals)
• Achat de logements (Property Purchase Programs - Accession à la propriété) Property purchase programs including VEFA (Vente en l'État Futur d'Achèvement) acquisitions from partner developers, allowing eligible tenants to transition from rental to homeownership.
• Résidences inclusives (Inclusive Residences) Inclusive residences for autonomous or slightly dependent seniors combining independent living with shared common spaces, daily animator presence, and organized social activities to combat isolation. The first such residence was inaugurated at Montrichard in June 2026 with 14 senior tenants.
• Équipements structurants (Public Equipment Development) Construction and management of community facilities in partnership with municipalities, including multidisciplinary health centers, care residences, EHPADs, and other public facilities serving local populations.
• Espace Locataire (Tenant Portal Service) Online self-service tenant portal accessible via web and mobile application, allowing tenants to consult account balance, view payment history, make secure online rent payments, access payment notices and lease documents, submit insurance certificates, update family information, track claims, and contact representatives 24/7.

Quantifiable outcome

• 0.68% vacancy rate in 2024
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature2 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• 3 Vals AménagementcoreStrategic or Co-development Partner · 28 May 2026Housing developer for VEFA projects in Vineuil ZAC Bois Jardin. Developed 9 pavilions (6 T3, 3 T4) following RE 2020 standards with heat pump systems.
• LCD PROMOTIONcoreStrategic or Co-development Partner · 27 April 2026Housing developer for VEFA (Vente en l'état futur d'achèvement) projects. Partnered for 12-unit housing development in Bracieux, Terres de Loire Habitat's first operation in the commune. Project follows RE 2020 environmental standards.
• Conseil Départemental de Loir-et-ChercoreStrategic or Co-development PartnerDepartmental council provides subsidies and guarantees for housing projects. Supporter of Bracieux (€30K), Vineuil (guarantor), and inclusive residence at Montrichard (AVP funding via Conference des Financeurs). Terres de Loire Habitat was created by the Council in 1955.
• Commune de VineuilminorStrategic or Co-development PartnerLocal municipality providing subsidies (€35K) and loan guarantees for the 9-unit Vineuil Bois Jardin project.
• Communauté de communes du Grand ChambordminorStrategic or Co-development PartnerMunicipal community acting as guarantor for housing loans for Bracieux project.
• CCAS Montrichard Val de CherminorStrategic or Co-development PartnerLocal Centre Communal d'Action Sociale partnering for inclusive residence project at Montrichard, providing ongoing social support connections.
• USH Centre-Val de LoireminorStrategic or Co-development PartnerRegional branch of Union Social pour l'Habitat coordinating triennial satisfaction surveys for member organizations.
• Règle de TroisminorImplementation/ SI/ Consulting PartnerIndependent survey research firm conducting triennial tenant satisfaction surveys for Terres de Loire Habitat (800+ tenants surveyed in December 2025).
• France Services MontrichardminorStrategic or Co-development PartnerGovernment services outlet providing administrative support connections for inclusive residence residents.
• Communauté Professionnelle Territoriale de Santé AsclépiosminorStrategic or Co-development PartnerLocal healthcare professional community partnering with inclusive residence for health connections.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Vilogia: Major ESH (Entreprise Sociale pour l'Habitat) operating ~85k units across northern France. Comparable as a regulated social-housing landlord running new construction, rehabilitation, and tenant services under the same French framework.
• Batigère: ESH operating ~45k units across eastern France. Comparable social-housing landlord with similar proximity agencies, rehabilitation capex, and reliance on PLUS/PLAI financing and departmental/municipal co-funding.
• CDC Habitat: Largest French social housing operator, subsidiary of Caisse des Dépôts. Directly comparable as a national-scale landlord managing affordable/social rental stock with similar PLUS/PLAI financing model, federalized structure and municipal partnerships.
• Paris Habitat: Public OPH (Office Public de l'Habitat) of the City of Paris, comparable as a public social-housing office managing ~100k units under regulated French social-housing law with similar proximity-agency and rehabilitation mandate.
• Domofrance: ESH operating ~25k units primarily in Nouvelle-Aquitaine. Comparable French social-housing operator with new construction, rehabilitation, and tenant-service activities funded via PLUS/PLAI loans and Action Logement.
• ICF Habitat: Social housing operator owned by SNCF Group, managing ~95k units across France. Directly comparable as a subsidized-housing landlord with multi-regional presence, proximity service model, and EU/state-subsidy-funded rehabilitation pipeline.
• Lyon Métropole Habitat: Public OPH of the Métropole de Lyon managing ~35k units. Closely comparable as a public Office Public de l'Habitat with a metropolitan footprint, integrated maintenance régie, and municipal partnerships.
• Alliade Habitat: ESH managing ~55k units primarily in Auvergne-Rhône-Alpes. Comparable as a French social-housing operator with similar proximity-agency structure, regulated rents, and ongoing energy-rehabilitation programs co-financed by EU/FEDER and Banque des Territoires.
• Habitat 76: Department-level OPH of Seine-Maritime (Normandy) managing ~30k units. Closely comparable as a single-department OPH of similar scale, operating under the same French social-housing legal and financing framework.

Regional players

• Nièvre Habitat: Smaller public OPH of the Nièvre department in Burgundy-Franche-Comté. Comparable as a rural department-level social-housing operator with similar ~10k-unit scale, Quali'Hlm-equivalent obligations, and municipal partnership model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/tdlh41

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Terres de Loire Habitat