Howe & Associates

What Howe & Associates does

Howe & Associates is a privately held debt collection law firm founded in 1985 and headquartered in Atlanta, Georgia, with a secondary office in Alpharetta. The firm specializes exclusively in creditor-side representation for Georgia-based clients, with a core practice covering HOA fee collection, condominium association fee recovery, bad check collection under Georgia's OCGA 13-6-15 statutory penalty framework, breach of contract litigation, and post-judgment enforcement including garnishment, mechanics lien foreclosure, and asset discovery. Its stated geographic reach extends to every county in the State of Georgia, supported by sample case results ranging from $67,000 to $753,000 across its practice areas.

The firm is led by Managing Partner Richard M. Howe (founder), Senior Trial Counsel Scott Stevens, and Litigation Director Jeff Nickerson, with operational support from a Firm Administrator, HR and Accounting Director, Judgment Collections Manager, and Senior Administrative Paralegal. Revenue is generated through professional legal fees structured as hourly rates, contingency arrangements, or flat fees depending on matter type, with pricing not publicly disclosed. Client acquisition relies on a direct attorney-consultation model supplemented by an SEO-optimized website, blog content on Georgia collection law, a Facebook page, a structured 'File a Claim' intake form, and likely professional referrals from real estate professionals and peer attorneys. The firm is independently owned by its practicing attorneys with no external institutional investment, parent company, or recorded M&A activity.

The underlying operating model is human-capital intensive: legal expertise, courtroom relationships across Georgia counties, and procedural fluency in state-specific collection statutes constitute the production capability. There is no proprietary technology platform, software product, or data asset; the firm's digital infrastructure consists of a standard content website and social presence rather than any scalable technology layer.

Name

Howe & Associates

Legal name

Howe & Associates

Website

https://collectionattorneyatlanta.com

Company type

Private

Founded year

1985

Operating status

Operating

Short description

Howe & Associates is a privately held Atlanta-based debt collection law firm founded in 1985, serving Georgia clients with HOA fee recovery, condo collections, bad check claims, breach of contract litigation, and judgment enforcement across all state counties.

Ownership category

akta.pro rank

Product category

Legal Services (Debt Collection & Creditor Representation)

NAICS

Offices of Lawyers (541110), Collection Agencies (561440)

SIC

Services-Legal Services (8111), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH)

akta.pro secondary industries

Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ), Legal Collections & Litigation Support (Judgments, Garnishments) (FSAKAJAD)

Keywords

• Debt collection law
• HOA fee collection
• Judgment enforcement
• Creditor legal services
• Breach of contract litigation

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Legal Services - Professional Fees: The firm generates revenue through legal fees for debt collection services, including HOA fee collection, condo fee collection, bad check collection, breach of contract representation, and judgment enforcement. Services likely operate on hourly rates, contingency fees, or flat fees depending on the matter type.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Howe & Associates is an Atlanta-based debt collection law firm that provides legal representation to creditors, homeowner associations, condo associations, and businesses for recovering unpaid debts. Its core services include HOA fee collection, condo fee collection, bad check (NSF) collection, breach of contract litigation, judgment enforcement, and debt collection lawsuits, spanning pre-litigation demands through trial and post-judgment garnishment. The firm has been operating since 1985 and litigates collection cases in every county in Georgia.

Product overview

Howe & Associates is a law firm providing a suite of debt collection legal services for the state of Georgia since 1985. The firm's core offerings include HOA Fee Collection and Condo Fee Collection for property associations, Bad Check Collection for NSF checks, Breach of Contract legal representation, Judgment Collection for enforcing court judgments, and Debt Collection Lawsuits. The services work together to provide comprehensive debt recovery solutions for creditors, property managers, and homeowner associations.

Differentiator

Problem solved

Functional benefit

Products and services

• HOA Fee Collection Legal representation for homeowners associations to collect delinquent dues and maintain community finances in Georgia.
• Condo Fee Collection Legal services for condominium associations to recover unpaid fees from unit owners in Georgia.
• Bad Check Collection Legal services to recover funds from non-sufficient funds (NSF) checks under Georgia law, including statutory penalties.
• Breach of Contract Legal representation for businesses to pursue remedies for contract breaches including compensatory damages, consequential damages, liquidated damages, specific performance, and rescission.
• Judgment Collection Legal services to enforce and collect court-issued judgments, including garnishment and asset recovery.
• Debt Collection Lawsuit Filing and litigating debt collection lawsuits on behalf of creditors to recover outstanding amounts.

Quantifiable outcome

• Successfully litigated collection cases in every county in the State of Georgia
• +1 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators9 records

Expansion highlights3 records

Direct peers

• Heidotting & Company: Specialized HOA and condominium assessment collection law firm headquartered in the Kansas City region with multi-state operations. Directly comparable because it pursues the same delinquent-assessment recovery workflow for community associations.
• Aldridge Pite, LLP: Large national HOA and consumer collection law firm with offices across the U.S. including the Atlanta metro. Operates the same debt-collection-for-associations model as Howe & Associates, making it the most direct competitive overlap on the HOA/condo collection practice.
• Pressler & Pressler, LLP: New Jersey-based debt collection law firm focused on creditor-side litigation for consumer and commercial debts. Directly comparable operating model (law firm with collection focus), differing primarily by geography and sector mix.
• Kaman & Cusimano: HOA and condominium law firm serving associations across the Southeast. Comparable due to its focus on assessment collection, covenant enforcement, and association-related litigation for community associations.

Broad incumbents

• McCalla Raymer Leibert Pierce, LLC: Atlanta-headquartered creditor rights and foreclosure firm with a broad default-services practice. Overlaps with Howe & Associates on creditor-side litigation, debt collection, and judgment enforcement, though it serves a wider client portfolio.
• Perdue Brandon Fielder Collins & Mott, L.L.P. Texas-based law firm with a national tax and assessment collection practice serving HOAs, municipalities, and special districts. Comparable because it operates an institutional HOA/assessment collection practice, though with broader service lines and larger scale.

Regional players

• Furr & Cohen, P.A. Florida-based HOA and condominium collection law firm serving community associations throughout Florida. Operates the same association-collection business model as Howe & Associates but is geographically siloed in a different state.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Howe & Associates