Inperio
Inperio is a London-based specialist MGA underwriting niche UK professional indemnity and specialty lines (Solicitors, IFAs, Brokers, Surveyors, Medical Malpractice, Terrorism) exclusively through FCA-authorised brokers, backed by A-rated and Lloyd's capacity.
- Company typePrivate
- Founded2014
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Inperio does
Inperio (London) Limited is an independent specialist managing general agent (MGA) that underwrites niche professional indemnity and specialty insurance lines in the United Kingdom, distributed exclusively through FCA-authorised insurance brokers. The company focuses on six core product lines where mainstream markets are thin — Solicitors PI, Financial Advisers PI, Insurance Intermediaries PI, Surveyors PI, Medical Malpractice, and Terrorism & Political Violence — plus a bespoke Schemes & Networks facility for broker networks and affinity groups. All policies are backed by A-rated capacity, including an AM Best A- (Excellent) rated European insurer (Accredited Insurance Europe Limited) and Lloyd's market security, with terrorism line size stated at £250m per location.
The company's operating model is built on delegated underwriting authority: brokers submit risks via proposal forms or a broker portal directly to a named underwriter who has binding authority in-house, rather than through a triage queue. Claims are handled by an in-house team of qualified solicitors. The firm has long-tenured strategic partnerships with its capacity provider (a 9-year relationship with Accredited Europe as of March 2025) and risk-mitigation partners (Thirdfort for digital ID/AML, Cyfor for cyber audits) that allow it to offer premium or excess reductions to policyholders using those services.
Inperio is a private limited company registered in England and Wales (company number 11013310), headquartered at 5 Lloyd's Avenue, London EC3N 3AE, and operates as an appointed representative of Bannerman Rendell Limited (FRN 308692) for FCA regulatory purposes (Inperio FRN 816746). The company is small (~12 named staff), has no disclosed external funding or institutional ownership, and serves UK-based SMB and mid-market customers including sole-practitioner solicitors, IFAs, broker firms, RICS-regulated surveyors, allied health professionals, and commercial property owners.
Inperio firmographics
Firmographics- Name
- Inperio
- Legal name
- Inperio (London) Limited
- Website
- https://inperio.co.uk
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Inperio is a London-based specialist MGA underwriting niche UK professional indemnity and specialty lines (Solicitors, IFAs, Brokers, Surveyors, Medical Malpractice, Terrorism) exclusively through FCA-authorised brokers, backed by A-rated and Lloyd's capacity.
- Ownership category
- akta.pro rank
Inperio industry classification
Industry- Product category
- Specialty Insurance Underwriting (Professional Indemnity)
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421), Other Insurance Related Activities (52429), Insurance Carriers (5241)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
- akta.pro secondary industries
- Captive Insurance Advisory & Management (FSAEADAF), Reinsurance Program Structuring & Portfolio Solutions (Broker-led) (FSAOAHAJ), Reinsurance Claims, Accounting & Contract Administration (Broker Services) (FSAOAHAI), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Inperio is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Inperio business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Others, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Professional Indemnity Insurance Premiums: As an MGA, Inperio underwrites and binds insurance policies, earning premiums from policyholders (solicitors, financial advisers, surveyors, medical professionals) distributed through insurance brokers. Capacity backed by A-rated insurers and Lloyd's market.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Insurance Intermediaries PII - Minimum premium tier |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Inperio product offering
Product offeringCore offering
Inperio is an independent specialist Managing General Agent (MGA) that underwrites and binds niche professional indemnity and specialty insurance policies on behalf of A-rated insurers and Lloyd's market capacity. It distributes exclusively through FCA-authorised UK insurance brokers across six specialist lines: Solicitors PI, Financial Advisers PI, Insurance Intermediaries PI, Surveyors PI, Medical Malpractice, and Terrorism & Political Violence. Brokers submit risks directly to named underwriters who have delegated authority to make binding decisions in-house.
Product overview
Inperio is a specialist Managing General Agent (MGA) underwriting niche professional indemnity and specialty insurance through insurance brokers. The core portfolio consists of six specialist product lines: Solicitors Professional Indemnity, Financial Advisers Professional Indemnity, Insurance Intermediaries Professional Indemnity, Surveyors Professional Indemnity, Medical Malpractice, and Terrorism & Political Violence. All policies are backed by A-rated capacity from Lloyd's market and insurers. Additional offerings include bespoke schemes for broker networks, in-house claims handling by qualified solicitors, and risk mitigation partnerships (Thirdfort for digital ID/AML verification, Cyfor for cyber audits) that can reduce premiums for policyholders. The company operates exclusively through brokers, never competing with them, providing direct access to underwriters with authority to make decisions.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- 9-year partnership with Accredited Europe demonstrating market confidence
- +2 more outcomes
Companies that use Inperio
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles2 records
Inperio technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Inperio partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and supporting.
- Accredited Europe (Accredited Insurance (Europe) Limited)coreLong-term strategic relationship extending to a 9-year partnership (first 4 years completed, next 5 years agreed). Accredited provides A-rated capacity (AM Best A- (Excellent)) for Professional Indemnity Insurance in the UK market. R&Q's AM Best A- rated European insurance company provides distribution channel for reinsurers and reinsurance capacity. Partnership solidifies Solicitors PI portfolio and supports IFA products.
- ThirdfortsupportingDigital ID and Anti Money Laundering (AML) platform partnership. Thirdfort provides client onboarding technology combining document scanning, facial recognition, and Open Banking for identity and source of funds checks. Inperio offers reduced PI premiums for solicitors using Thirdfort, providing fraud risk reduction and regulatory compliance. Partnership aimed at conveyancers facing tough PII market.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
Inperio competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key highlights7 records
Customer concentration
Inperio social profiles
Digital presenceInperio financial estimates
Financial estimateRevenue estimate
Valuation estimate
Inperio leadership team
Management profileNumber of profiles
Profiles3 records
Inperio funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Inperio M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Inperio
What does Inperio do?
Inperio is an independent specialist Managing General Agent (MGA) that underwrites and binds niche professional indemnity and specialty insurance policies on behalf of A-rated insurers and Lloyd's market capacity. It distributes exclusively through FCA-authorised UK insurance brokers across six specialist lines: Solicitors PI, Financial Advisers PI, Insurance Intermediaries PI, Surveyors PI, Medical Malpractice, and Terrorism & Political Violence. Brokers submit risks directly to named underwriters who have delegated authority to make binding decisions in-house.
Is Inperio a public or private company?
Inperio is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Inperio founded?
Inperio was founded in 2014. It employs 1 to 10 people.
Where is Inperio based?
Inperio is headquartered in London, United Kingdom, in the Europe region.
How does Inperio make money?
One revenue line is on record: professional Indemnity Insurance Premiums.
Does Inperio have an API?
No public API is recorded for Inperio.
What industry is Inperio in?
Inperio's product category is Specialty Insurance Underwriting (Professional Indemnity). Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services, with a secondary code of FSAEADAF, Captive Insurance Advisory & Management. Its NAICS code is 5242 and its SIC code is 6411.