Fundingedge

What Fundingedge does

FundingEdge has no proprietary technology platform; deal intake and underwriting are conducted via phone, email, fax, online quote forms, and a broker/affiliate network that submits deals through Quick App forms. The company monetizes through transaction fees, specifically loan origination fees and brokerage commissions on each placed loan, with no publicly disclosed pricing given that rates and terms vary by program, geography, credit profile, and property type. Go-to-market is hybrid: direct-to-consumer through website intake, inside sales by phone and email, and a formal broker/affiliate channel with weekly newsletters, downloadable packets, and credit-attribution tracking. Customer segments include real estate investors, business owners, foreign nationals, and Texas land/ranch buyers, with primary emphasis on real estate investors and property owners needing creative or non-conventional financing solutions.

Name

Fundingedge

Legal name

FundingEdge, LTD

Website

https://power2fund.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Short description

FundingEdge is a family-owned Texas-based correspondent, wholesaler, and broker placing non-conventional and private money mortgage loans nationwide. It serves real estate investors, business owners, foreign nationals, and land buyers who do not qualify for conventional financing.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro industry

PRIMARYFSALACAC

Mini-Correspondent / Table Funding Programs

Financial & Insurance/Mortgage & Housing Finance/Wholesale & Correspondent Mortgage Lending

SECONDARYFSALADAH

Construction & Development (C&D) Lending — Commercial/Multifamily

Financial & Insurance/Mortgage & Housing Finance/Commercial & Multifamily Mortgage Lending

SECONDARYFSALAHAI

Land Acquisition, Lot Development & Construction Financing (AD&C)

Financial & Insurance/Mortgage & Housing Finance/Construction & Renovation Financing (Construction-to-Perm)

Keywords

• Private money lending
• Commercial real estate financing
• Non-QM mortgages
• Hard money loans
• Bridge loan brokerage

Headquarters

HQ city

Boerne

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Loan Origination/Brokerage: FundingEdge operates as a Correspondent, Wholesaler, and Broker depending on the loan program. Revenue is generated through loan origination fees and brokerage commissions when placing loans with their network of finance institutions and private lenders.
2. Private Money Lending: The company places loans for borrowers who do not fit conventional lending requirements, earning fees from private hard money, soft money, and bridge loans. Loan amounts range from $200,000 to $5,000,000.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

FundingEdge is a commercial real estate and business financing company that places non-conventional and private money loans for borrowers across A through D credit profiles. Operating as a Correspondent, Wholesaler, and Broker, the company sources loan deals through a broker/affiliate network and places them with a network of finance institutions and private lenders, offering loan sizes from $200,000 to $5,000,000 for acquisition, refinance, bridge, construction, and investment property financing.

Product overview

Fundingedge operates as a Commercial Real Estate and Business Financing company offering a portfolio of non-conventional and private money loan programs. The company acts as a Correspondent, Wholesaler, and Broker, providing solutions for borrowers ranging from A to D credit profiles. The product suite includes Premium Programs for stabilized commercial properties, Lite Doc/DSCR for non-QM income-producing properties, Investor 1-4 programs for residential investments, Private Soft Money and Private Hard Money/Bridge Loans for challenging situations, specialized Ranches & Land financing in Texas, and Foreign Nationals programs. Programs are structured as distinct offerings targeting different property types, borrower situations, and geographic markets, coordinated through a broker/affiliate network.

Differentiator

Problem solved

Functional benefit

Products and services

• Premium Programs Premium loan program targeting stabilized multifamily 5+ units, mixed-use, retail, office, medical, and warehouse properties. Loan sizes of $250,000 to $5,000,000 with 75-80% LTVs and 5-30 year terms with 25-30 year amortization, designed for strong and experienced sponsors with stabilized properties.
• Lite Doc / DSCR Non-QM loan program using DSCR or P&L documentation for income-producing rentals and business owner-occupied properties. Covers multifamily 5+ units, residential investment 1-4 units, mixed-use, retail, office, warehouse, and other commercial property types nationwide, with 80% max LTV/LTC and 90% max CLTV with seller carryback.
• Investor 1-4 Residential 1-4 unit investment program for purchase, cash-out, and refinance transactions covering single-family residences, duplexes, triplexes, condominiums, manufactured homes (1978+), condotels, and rural properties up to 20 acres. Includes ARV product for investment properties with 80% max LTV/LTC and 1-30 year terms.
• Private Soft Money Private soft money lending program for income-producing properties and business owner-occupied properties with loan amounts of $200,000 to $2,500,000, 65% max LTV, 90% max CLTV with seller carryback, and 1-10 year terms with interest only or up to 30 year amortization options. For investment purposes only.
• Private Hard Money Private hard money and bridge loan program for properties that do not meet conventional lender criteria when time is essential. Loan amounts of $200,000 to $5,000,000 with 1-5 year notes and interest only or amortized options.
• Ranches & Land - TX Specialized loan program for Texas ranches and land including lots, raw land, land to be developed, ranches, developments, construction, and acquisition/rehab projects. Loan amounts of $200,000 to $5,000,000 with 30-50% max LTV.
• Foreign Nationals Financing options for foreign nationals and foreign investors including Lite Doc at 75% max LTV, 65% max LTV for foreign investors, Private Soft Money at 65% max LTV, Private Hard Money at 60% max LTV, and ARV Bridge Loans up to 65% ARV or 80% purchase and 100% rehab (East Coast only).

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• CoreVest Finance (Redfin):
• Angel Oak Capital Solutions: One of the largest non-QM lenders in the US offering full-doc, alt-doc, and DSCR programs for residential investment and commercial properties. Highly comparable product set to FundingEdge's Lite Doc/DSCR and Investor 1-4 programs but at materially greater scale.

Direct peers

• Verus Mortgage Capital: Non-QM correspondent and wholesale lender for business-purpose and residential investor loans. Directly comparable to FundingEdge's correspondent/wholesaler business model for non-conforming residential and CRE mortgages.
• Lima One Capital: Direct hard money and rental portfolio lender specializing in fix-and-flip, single-family rental, and multifamily bridge loans for real estate investors. Overlaps directly with FundingEdge's Private Hard Money, Investor 1-4, and bridge loan programs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fundingedge