What Ansvar does

Ansvar is a specialist UK commercial insurance provider focused exclusively on the third sector — charities, faith groups, social enterprises, care organisations, arts and cultural bodies, community clubs, and not-for-profit property owners. Operating since 1959 as a business division of Ecclesiastical Insurance Office plc within Benefact Group, Ansvar underwrites a portfolio of niche products including Charity and Community Insurance, Church Connect and Church Fellowship Connect, Care and Welfare Insurance, Arts and Culture Insurance, Business/Office/Retail cover, Property Owners Insurance, Clubs/Groups/Societies Insurance, Event Connect, Small Charity Insurance, Cyber Insurance, and Trustee Indemnity Insurance. Its primary customer segments are charities and community groups, faith organisations, and care providers, with arts, culture, business/office/retail, property owners, events, and sports clubs as secondary segments.

The company's technology footprint is modest and non-proprietary in any advanced sense: a secure online broker portal (secure.ansvarnet.co.uk) supports policy management, document access, quoting, and claims submission, complemented by risk-management guides and toolkits published on its website. No APIs, SDKs, or AI/ML capabilities are described.

Commercially, Ansvar generates revenue through insurance premiums across its niche product lines, distributed exclusively through a select network of UK insurance brokers supplemented by a 'Get a Quote' online enquiry pathway that funnels prospects to those brokers. Pricing is not publicly disclosed and is determined via individualised underwriting. All available profits are directed to charitable causes through Benefact Group, which is the third-largest corporate donor in the UK. Ansvar employs 101-250 staff and is headquartered in Gloucester.

Name

Ansvar

Legal name

Ecclesiastical Insurance Office plc

Website

https://ansvar.co.uk

Company type

Private

Founded year

1959

Operating status

Operating

Headcount range

101–250 employees

Short description

Ansvar is a UK specialist commercial insurer underwriting niche property, liability, and cyber cover for the third sector — charities, faith groups, care providers, community clubs, and arts organisations — distributed exclusively through a select broker network under Benefact Group ownership.

Ownership category

akta.pro rank

Product category

Specialty Insurance (Third Sector)

NAICS

Insurance Agencies and Brokerages (52421), Finance and Insurance (52)

SIC

Insurance Carriers, Nec (6399)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Charity insurance
• Third sector insurance
• Faith group insurance
• Community group insurance
• Specialist commercial insurance

Headquarters

HQ city

Eastbourne

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Ansvar generates revenue through the collection of insurance premiums from its policyholders across its specialist niche product lines targeting the third sector, including charities, faith groups, care organisations, and community groups. Policies are renewed periodically, implying recurring premium revenue.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Ansvar is a specialist commercial insurance provider serving the UK third sector, offering tailored insurance products for charities, faith groups, social enterprises, not-for-profit organisations, care providers, and arts/cultural institutions. The company underwrites and administers policies exclusively through a select network of dedicated insurance brokers, supported by a web-based portal (ansvarnet.co.uk) for policy management and quoting.

Product overview

Ansvar is a specialist commercial insurance provider serving the third sector, including charities, faith groups, social enterprises, and not-for-profit organisations. The company operates as a business division of Ecclesiastical Insurance Office plc and is part of the Benefact Group. Ansvar's product portfolio is organized as a platform of specialized insurance products designed specifically for niche markets they serve. The core insurance products include: Charity and Community Insurance (primary offering), Church Connect and Church Fellowship Connect for faith organisations, Arts and Culture Insurance, Care and Welfare Insurance, Business/Office/Retail Insurance, Property Owners Insurance, Clubs/Groups and Societies Insurance, Event Connect for fundraising events, Small Charity Insurance, and Cyber Insurance for protection against data breaches and cyber attacks. Supporting services include the AnsvarNet online portal for policy management, Risk Management Resources with guides and toolkits, and the Ansvar Advantages add-on program. All available profits are donated to charitable causes through the Benefact Group's Programme of Giving.

Differentiator

Problem solved

Functional benefit

Products and services

• Charities Insurance Comprehensive insurance coverage designed for registered charities and community organisations requiring specialist, affordable, and flexible protection tailored to third sector activities.
• Small Charity Insurance Affordable specialist insurance tailored for small charities and community groups requiring basic third sector coverage.
• Church Connect (Churches Insurance) Specialist insurance product for churches and connected faith organisations, including coverage for church buildings, clergy, and religious activities.
• Church Fellowship Connect (Free Churches Insurance) Insurance coverage designed specifically for free churches, fellowship congregations, and connected faith-based community organisations.
• Care and Welfare Insurance Specialist coverage for care providers and welfare organisations operating in caring capacities, including care for older people, out of school care, and recreation services.
• Arts and Culture Insurance Specialist insurance coverage for arts and cultural organisations, including theatres, museums, galleries, and performing arts venues requiring protection for collections and operations.
• Business, Office and Retail Insurance (Third Sector) Insurance products designed for business, office, and retail operations run by charitable or non-profit organisations, including charity shops and offices.
• Property Owners Insurance (Third Sector) Insurance coverage for organisations that own property as part of their charitable operations, including church properties, charity-owned buildings, and non-standard or heritage buildings.
• Event Connect (Charity Event Insurance) Specialist event insurance for charity fundraising events, community events, and special occasions, providing liability and event-specific coverage.
• Clubs, Groups and Societies Insurance Insurance coverage for clubs, groups, and societies operating within the not-for-profit sector, including sports clubs and community recreational organisations.
• Sports Clubs Insurance Affordable insurance coverage for community sports clubs, recreational organisations, and amateur sporting associations.
• Not-for-Profit Insurance Insurance coverage for social enterprises and not-for-profit organisations operating across a range of activities within the third sector.
• Trustee Indemnity Insurance Insurance coverage designed to protect individual charity trustees from personal liability and to provide assistance where issues arise in the course of their trustee duties.
• Cyber Insurance Comprehensive cyber protection covering key cyber risks many not-for-profits face, including data breaches, cyber attacks, and related expenses.

Quantifiable outcome

• Benefact Group is the third largest corporate donor in the UK, returning all available profits to charitable causes.

Named customers1 record

Segments8 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Benefact GroupcoreStrategic or Co-development PartnerAnsvar is a business division of Ecclesiastical Insurance Office plc, which is owned by the Benefact Group. Benefact Group is a charity-owned, international family of specialist financial services companies that gives all available profits to charity and good causes. Benefact Group is the third largest corporate donor in the UK. Ansvar's charitable objectives and profit-sharing model are intrinsic to its identity and value proposition.
• Ecclesiastical Insurance Office plccoreStrategic or Co-development PartnerAnsvar Insurance is a business division of Ecclesiastical Insurance Office plc (EIO), Reg. No. 24869. EIO is the operating entity that underwrites and administers Ansvar's insurance policies. EIO is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA (Firm Reference Number 113848).
• Association of British Insurers (ABI)coreOthersAnsvar is a member of the Association of British Insurers (ABI), the leading trade body for the UK insurance industry. Membership provides access to industry standards, regulatory guidance, and collective representation.
• Chartered Insurance Institute (CII)coreOthersEcclesiastical Insurance Office plc (Ansvar's parent) holds Chartered status with the CII, demonstrating commitment to professional standards in the insurance industry. The CII Chartered Standard designation is prominently displayed on Ansvar's website and communications.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key risks9 records

Key highlights6 records

Customer concentration

• Xx.com/ansvarinsurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ansvar