Delaware Valley Financial Mortgage LLC

What Delaware Valley Financial Mortgage LLC does

Delaware Valley Financial Mortgage LLC is a privately held retail mortgage broker founded in 2004 and headquartered in Kennett Square, Pennsylvania, operating under NMLS #131869 and licensed in both Pennsylvania and Delaware. The company originates and arranges mortgage financing for individual consumers — primarily residential home buyers and refinance customers in Southeastern Pennsylvania — offering a full suite of loan products including 30- and 15-year fixed-rate mortgages, adjustable-rate mortgages, FHA, VA, USDA, Jumbo loans up to $3 million, and differentiated offerings such as a Flex Term Loan (16-29 year terms) and a Customized Loan Option for non-standard borrower profiles.

The technology stack is built around the LendWize loan origination platform integrated with Auth0 for borrower authentication, enabling a self-service online application alongside the firm's traditional sales-led motion. Free digital tools — pre-approval letter generator, refinance analysis, payment calculator, and rate comparison — sit at the top of the funnel, while two loan officers (Matthew Sarian, Keshon Archey) and a loan processor (Chris McCaffrey, with the firm since 2005) deliver personalized service through close. The company does not employ AI/ML capabilities and relies on standard third-party infrastructure.

The business model is transactional fee-based: the firm earns origination commissions and fees funded through wholesale lending partners, most notably United Wholesale Mortgage (Top 1% Partner 2018-2020). Distribution is relationship-driven, with a preferred lender arrangement with Beiler-Campbell Realtors generating the majority of realtor-channel referrals in Chester County, supplemented by direct-to-consumer digital marketing, a content blog, and organic social channels. Leadership is concentrated in two principals — Anthony Beiler (Board Chair) and Christian Campbell (President) — and the organization operates with 7+ identified staff, placing it firmly in the small local-broker segment rather than a regional or national originator.

Name

Delaware Valley Financial Mortgage LLC

Legal name

Delaware Valley Financial Mortgage, LLC.

Website

https://delvalmort.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Delaware Valley Financial Mortgage LLC is a privately held retail mortgage broker founded in 2004 in Kennett Square, Pennsylvania, originating residential purchase and refinance loans for individual consumers in Pennsylvania and Delaware through the LendWize digital platform and relationship-based loan officer service.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

Keywords

• Mortgage brokerage
• Home purchase loans
• Residential refinancing
• FHA VA loans
• Jumbo mortgages

Headquarters

HQ city

Kennett Square

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Origination: Earns commissions and fees from originating mortgage loans including purchases, refinances, and various loan programs (FHA, VA, USDA, Conventional, Jumbo)

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Delaware Valley Financial Mortgage LLC is a privately held mortgage broker that originates residential home purchase and refinance loans for clients in Southeastern Pennsylvania and Delaware. The company offers a full suite of loan programs including 30-year and 15-year fixed mortgages, adjustable rate mortgages, FHA, VA, USDA, and Jumbo loans, plus specialized options such as a Flex Term Loan and a Customized Loan Option. Loans are processed through an online LendWize-powered application platform with personalized support from licensed loan officers.

Product overview

Delaware Valley Financial Mortgage LLC offers a comprehensive suite of mortgage products including fixed-rate mortgages (15 and 30 year terms), adjustable rate mortgages, and government-backed loans (FHA, VA, USDA). The company also provides specialized financing options including Jumbo Loans for higher-value properties, a Customized Loan Option for unique financial situations, and a Flex Term Loan allowing terms from 16-29 years. Additional services include home purchase loans, refinance options, cash-out refinancing, rate comparisons, and free tools like pre-approval letters and payment calculators. The company operates primarily in Pennsylvania and Delaware, serving clients through an experienced team of mortgage brokers.

Differentiator

Problem solved

Functional benefit

Products and services

• 30 Year Fixed Mortgage Traditional fixed-rate mortgage with a 30-year repayment term, offering consistent monthly payments throughout the life of the loan. Designed for residential homebuyers seeking predictable payments in Southeastern PA and Delaware.
• 15 Year Fixed Mortgage Fixed-rate mortgage with a 15-year repayment term that enables faster home ownership through higher monthly payments and substantially less total interest paid over the loan life. Aimed at residential borrowers who can support accelerated payoff.
• Adjustable Rate Mortgage Mortgage with interest rates that adjust periodically based on market conditions, typically offering lower initial rates than fixed-rate products. Suited to borrowers expecting to move or refinance before rate adjustments.
• FHA Loans Government-backed mortgages insured by the Federal Housing Administration, designed for first-time homebuyers with lower down payment requirements and more flexible credit qualifying. Targeted at residential borrowers with limited down payment funds.
• VA Loans Mortgage loans guaranteed by the U.S. Department of Veterans Affairs for eligible veterans and service members, often requiring no down payment. Geared toward qualifying military borrowers purchasing residential homes.
• Jumbo Loans Loans exceeding conforming loan limits set by Fannie Mae and Freddie Mac, available up to $3,000,000 for higher-value residential properties. Aimed at borrowers purchasing luxury or high-value homes.
• USDA Loans Rural development loans backed by the USDA offering 100% financing with no down payment required for homes in eligible rural areas. Designed for low-to-moderate income borrowers purchasing in qualifying rural locations.
• Customized Loan Option Tailored loan solutions designed for unique financial situations that do not fit standard loan categories, potentially utilizing Flex Loan programs or Exact Rate Options. Targeted at borrowers with non-standard financial profiles.
• Flex Term Loan Flexible repayment term loans ranging from 16 to 29 years, allowing borrowers to customize payment schedules based on their income and comfort level. Designed for borrowers seeking non-standard loan durations.
• Refinance Loans Refinancing solutions for existing homeowners including rate-and-term refinancing and cash-out refinancing to access home equity or lower monthly payments. Aimed at current mortgage holders in PA and DE seeking better loan terms.
• Home Purchase Loans Origination services for residential home purchases, leveraging current mortgage rates to make dream homes affordable. Targeted at first-time and repeat residential homebuyers in Southeastern PA and Delaware.

Quantifiable outcome

• Fast funding typically in less than 30 days

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Beiler-Campbell RealtorscoreChannel Partner/ Reseller/ DistributorPreferred lender relationship with Beiler-Campbell Realtors, a major real estate brokerage in the Kennett Square/Chester County area. This partnership provides consistent referral business and integrated service for shared clients.
• United Wholesale Mortgage (UWM)coreTechnology or IntegrationStrategic partnership with United Wholesale Mortgage providing access to national mortgage products. Company recognized as Top 1% UWM Partner 2018-2020 and among top UWM Purchase Loan Officers in PA 2019-2021.
• Citizens BankminorChannel Partner/ Reseller/ DistributorSilver Partner Award recipient from Citizens Bank, indicating a working relationship for mortgage referrals or co-origination.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/delaware-valley-financial-mortgage-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Delaware Valley Financial Mortgage LLC