Associação dos Auditores Fiscais da Receita Estadual de São Paulo

What Associação dos Auditores Fiscais da Receita Estadual de São Paulo does

Associação dos Auditores Fiscais da Receita Estadual de São Paulo (AFRESP) is a private non-profit professional association founded in 1948, headquartered in São Paulo, Brazil. It exclusively serves current and retired fiscal auditors (Auditores Fiscais) of the São Paulo State Revenue Service, providing collective representation and a comprehensive portfolio of member benefits. The core offering is built around Amafresp, an ANS-regulated health insurance subsidiary, supplemented by auto/life/residential insurance products (Seguros), investment services, sports and recreational programs, cultural partnerships, educational discounts through IFEPAF, and dedicated retiree services. Operationally, AFRESP sustains a regional office network (Regionais) across São Paulo state to deliver localized services and events, and a foundation (Fundafresp) for social and charitable initiatives.

Revenue is generated primarily through recurring membership dues, supplemented by health-plan premiums, insurance commissions, investment fee share, and convênio partnership economics; pricing for specific partner programs is disclosed (Programa Amigos da Pina: R$75 individual / R$140 duo annual), while core membership fees are not publicly listed. GTM motion is direct and closed: membership is acquired through headquarters and regional offices, with engagement driven by the website, newsletter, and event programming. The technology stack is administrative — members-only portals, event registration, and cadastral update systems — with no proprietary AI/ML or platform product; the association's competitive position rests on its statutory role, integrated benefit ecosystem, and 75+ years of institutional trust, not on technology differentiation.

Name

Associação dos Auditores Fiscais da Receita Estadual de São Paulo

Legal name

Associação dos Auditores Fiscais da Receita Estadual de São Paulo

Website

https://afresp.org.br

Company type

Private

Founded year

1948

Operating status

Operating

Headcount range

251–500 employees

Short description

AFRESP is a São Paulo-based non-profit professional association, founded in 1948, serving current and retired fiscal auditors of the São Paulo State Revenue Service through health insurance (Amafresp), insurance, investment services, and cultural, sports, and retirement benefits.

Ownership category

akta.pro rank

Product category

Professional Association Services

NAICS

Professional Employer Organizations (56133), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

akta.pro secondary industry

Professional Employer Organization (PEO) / Co-Employment Services (BPACAHAB)

Keywords

• Professional association services
• Member health insurance
• Fiscal auditor advocacy
• Member benefits platform
• Membership dues funding

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership dues/associations fees: Revenue generated from membership fees paid by fiscal auditors (Auditores Fiscais) of the State of São Paulo. The association provides various benefits including health insurance (Amafresp), insurance products, investment services, sports programs, cultural events, and educational partnerships to its members.

Pricing tiers

Distribution channels1 record

Marketing channels3 records

Core offering

AFRESP is a professional non-profit association that provides fiscal auditors of the São Paulo State Revenue Service with a coordinated platform of member benefits, anchored by the Amafresp health insurance plan regulated by ANS, and including Seguros insurance products (auto, life, residential), investment services, Convênios Afresp discount partnerships, Fundafresp social/cultural foundation programs, Fiança Locatícia rental guarantees, and cultural/sports/educational programs such as Programa Amigos da Pina.

Product overview

Afresp is a professional association (associação) that provides a comprehensive portfolio of member benefits, centered around its core health insurance plan (Amafresp) regulated by ANS. The offering operates as a platform of integrated services including insurance products (Seguros), investment services, sports and recreational activities (Esportes), event management (Portal de Eventos), and discount partnership programs (Convênios Afresp). Supporting services include Fundafresp for charitable initiatives, Fiança Locatícia for rental guarantees, regional offices (Regionais), and dedicated services for retired members (Aposentados). The organization functions as a membership cooperative rather than a technology product company.

Differentiator

Problem solved

Functional benefit

Brands

• Amafresp: Health insurance plan operated by the association for its members
• Fundafresp

Products and services

• Amafresp Health Insurance Plan

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and core.

• Pinacoteca de São Paulo (Programa Amigos da Pina)minorGTM or Marketing Partner · 17 December 2025Partnership with Pinacoteca de São Paulo offering cultural benefits to members through the Programa Amigos da Pina. Two tiers available: Individual (R$75) and Duo (R$140), providing up to 50% discounts on partner products and services, free museum access, and exclusive cultural experiences.
• Febrafite e Unafisco NacionalcoreStrategic or Co-development PartnerNational federation partnership providing extended benefits network to members including additional convenios and negotiated discounts on products and services across Brazil.
• IFEPAFminorStrategic or Co-development PartnerEducational partnership providing members access to professional development programs and educational benefits.

Recent moves6 records

Expansion highlights5 records

Direct peers

• AFPESP (Associação dos Funcionários Públicos do Estado de São Paulo): São Paulo state public servants' association offering a similar bundle of health plans, insurance, conventions, cultural and recreational benefits. Closest functional peer given overlapping geography and member profile.
• Febrafite: Brazilian federation of tax auditors and treasurers. A direct peer that represents the same professional class at the national level and offers comparable benefits, advocacy, and convention services.
• Unafisco Nacional: National federation of Brazilian tax auditors. Directly comparable as it is the umbrella organization for state-level auditor associations including AFRESP and offers similar benefits and representation services.

Broad incumbents

• Postal Saúde: Health plan operator for Correios (Brazilian postal service) employees. Comparable as a closed, employer-tied health benefits plan that shares AFRESP/Amafresp's model of serving a defined public-sector cohort.
• Cassi (Caixa de Assistência dos Funcionários do Banco do Brasil): Health and welfare fund for Banco do Brasil employees. Comparable as a large closed-membership health plan/benefits operator tied to a single employer base, regulated by ANS.
• Unimed: Largest Brazilian medical cooperative and health plan operator. Comparable as a health insurance counterpart to Amafresp, but operates at national scale and as an open (rather than closed) plan.
• Bradesco Saúde: Major Brazilian health insurance carrier. Comparable to Amafresp on the health insurance product line and as a potential competitor for group health plans in the public-sector segment.
• SulAmérica Saúde: Large Brazilian health and dental insurance operator. Comparable to Amafresp on the regulated health insurance side, with a broader commercial distribution model.
• GEAP Saúde: Health plan serving public-sector employees and their dependents across Brazil. Comparable to Amafresp in product structure (ANS-regulated health plan for a public-sector member base).

Emerging players

• IFEPAF: Educational institution partnered with AFRESP for professional development programs. Comparable as an adjacent ecosystem participant serving the same fiscal-auditor member base with continuing-education benefits.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Afresp
• LinkedInlinkedin.com/company/associacao-dos-agentes-fiscais-de-rendas-do-estado-de-sao-paulo

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Associação dos Auditores Fiscais da Receita Estadual de São Paulo