What iQuadrat does

iQuadrat (legally: iQuadrat Investment und Immobilien GmbH) is a privately held German financial advisory firm headquartered in Mannheim, founded in 2017. It operates as an independent broker providing integrated advisory across three service pillars: financial planning (Finanzplanung) covering retirement planning (Altersvorsorge) and investment management; real estate (Immobilien) focused exclusively on investment properties, cash-flow deals, and tax-optimized projects; and insurance/protection (Absicherung & Betreuung) including contract review and ongoing coverage management. The firm maintains four German trade licenses under §34 GewO (§34c, §34d with registration D-CY8G-0I12J-87, §34h with registration D-H-153-6L32-52, and §34i with registration D-W-153-3EEF-62), enabling it to intermediate insurance, investment products, real estate, and real-estate-secured loans.

The company is owned and co-led by managing directors Felix Kruse and Gianni Massafra, with shareholder/prokuristin Vanessa Görner heading brand, growth, and corporate consulting. Its team of approximately eight people is augmented by specialized advisors including Spanish-language support for an Expat client segment. Customer acquisition runs through a structured three-step consulting process (discovery meeting, concept creation, implementation and ongoing management) bookable via Calendly and delivered via video conference or in-person at the Mannheim office.

iQuadrat earns revenue through two compensation models disclosed on its site: commission-based brokerage on insurance, investment, and real estate products sourced from a panel of partner providers (Alte Leipziger, Basler, Nürnberger, Swiss Life, LV 1871, FondsFinanz), and fee-based (Honorar) advisory under the HonorarKonzept platform. Cross-border activity is limited to a data-sharing arrangement with Vienna-based Finanzfuchsgruppe GmbH for Austrian customers, and tax advisory is handled via referral to BJ Management & Consulting GmbH (Munich) rather than in-house. Technology footprint is light: a WordPress website (i2.de), Calendly scheduling, and standard video conferencing tools, with no proprietary platform, API, mobile app, or AI/ML capabilities disclosed.

Name

iQuadrat

Legal name

iQuadrat Investment und Immobilien GmbH

Website

https://i2.de

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

iQuadrat is a Mannheim-based independent financial advisory firm (GmbH, founded 2017) offering insurance brokerage, investment advisory, and investment real estate intermediation to private individuals, SMEs, and expats in the DACH region through commission and fee-based consulting.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Based Advisory (FSAEAAAM)

akta.pro secondary industries

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Fee-Only Advisory (FSAEAAAL)

Keywords

• Independent financial advisory
• Investment property brokerage
• Insurance brokerage services
• Retirement planning advisory
• Wealth management consulting

Headquarters

HQ city

Mannheim

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Commission-based financial product sales: iQuadrat receives commissions from financial product providers (insurance, investments) and real estate providers for mediating their products. This is disclosed as one of two compensation models alongside fee-based advisory.
2. Fee-based (Honorar) financial advisory: iQuadrat offers fee-based financial advisory services as an alternative to commission-based compensation, providing transparent independent advice not tied to product commissions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

iQuadrat is an independent financial advisory firm offering structured financial planning, real estate investment brokerage, and insurance/protection advisory to private customers, SMEs, and expats in Germany. Services span retirement planning, investment management, tax-optimized real estate projects, and contract reviews, delivered through a three-step consultation process (discovery, concept creation, ongoing management) compensated either via product commissions or fixed advisory fees.

Product overview

iQuadrat is a financial advisory firm offering a portfolio of integrated services including financial planning (Finanzplanung), real estate services (Immobilien), and insurance & care (Absicherung & Betreuung). The core offering consists of retirement planning and investment management under Finanzplanung, investment property services spanning tax optimization and cashflow properties under Immobilien, and comprehensive insurance coverage and contract review services under Absicherung & Betreuung. All services are delivered through a structured consulting process from initial meeting through concept creation to implementation and ongoing support, with fee structures based on commission or hourly rates.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning (Finanzplanung)

Named customers5 records

Segments3 records

Ideal customer profiles3 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• Finanzfuchsgruppe GmbHcoreStrategic or Co-development PartnerData sharing partnership for optimal consulting and support for customers in Austria. iQuadrat shares personal data (name, phone, email, and other relevant consultation information) with Finanzfuchsgruppe GmbH (The Icon Vienna, Tower 24, Wiedner Gürtel 9-13/19.OG, 1100 Wien, Austria) based on explicit consent under GDPR Art. 6(1)(a). Partner is contractually bound under Art. 28 DSGVO for data processing.
• BJ Management & Consulting GmbHcoreStrategic or Co-development PartnerPartnership for tax optimization services. iQuadrat refers customers interested in tax advisory services to BJ Management & Consulting GmbH (Schackstr. 1, 80539 München). iQuadrat does not provide tax advisory directly. Data sharing occurs only with explicit consent under GDPR Art. 6(1)(a). Partner is contractually bound under Art. 28 DSGVO.
• Alte LeipzigerminorOthersInsurance provider partner listed under Dienstleister section. Alte Leipziger is a German insurance company providing products that iQuadrat offers to clients.
• BaslerminorOthersInsurance provider partner listed under Dienstleister section. Basler is a German insurance company providing products that iQuadrat offers to clients.
• FondsFinanzminorOthersFinancial product distributor listed under Dienstleister section. FondsFinanz is a German financial product distribution company.
• HonorarKonzeptminorOthersFee-based advisory concept provider listed under Dienstleister section.
• NürnbergerminorOthersInsurance provider partner listed under Dienstleister section. Nürnberger is a German insurance company.
• Swiss LifeminorOthersInsurance provider partner listed under Dienstleister section. Swiss Life is a Swiss insurance company operating in Germany.
• LV 1871minorOthersInsurance provider partner listed under Dienstleister section. LV 1871 (Landes-Versicherungsanstalt) is a German insurance company.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Plansecur Finanzdienstleistungen: Kassel-based independent German financial advisory firm offering fee- and commission-based financial planning, insurance, and real estate mediation. Directly comparable to iQuadrat across the full advisory stack, including hybrid compensation models and SME/private client focus.
• Swiss Life Select: German financial advisory network affiliated with Swiss Life, distributing insurance and investment products through independent tied agents. Comparable to iQuadrat in retail-facing advisory structure and product-mix breadth; Swiss Life is also named as one of iQuadrat's product providers.
• Jung, DMS & Cie. AG: Cologne-based financial product pool and broker network supplying independent advisors with insurance and investment products. Directly comparable to iQuadrat's mediation-based model and represents the kind of scale platform iQuadrat could either partner with or compete against for advisor mind-share.
• Deutsche Vermögensberatung (DVAG): Germany's largest independent financial advisory network, offering insurance, investment, and real estate mediation across all-income retail segments. Directly comparable to iQuadrat as a broad-license independent intermediary targeting mass-affluent private clients, but with vastly greater field-sales scale.
• BCA AG: German broker pool and product distributor connecting independent financial advisors with multiple insurance and investment providers. Comparable to iQuadrat in the independent-broker distribution model and multi-product mediation, and even serves as a structural peer for the partner/distributor function iQuadrat uses via FondsFinanz.
• HonorarKonzept AG: German fee-only financial advisor network providing Honar-based (fee-based) advisory infrastructure and concept support — listed by iQuadrat as an explicit partner. Comparable both as a business model peer (fee-based advisory) and as a structural partner reference point.
• MLP SE: Wiesloch-headquartered multi-segment German financial advisory firm offering independent investment, insurance, and retirement advisory to private clients, SMEs, and medical professionals. Closely comparable to iQuadrat in product breadth and client-segment focus, though materially larger and publicly listed.

Emerging players

• Finanzfluss GmbH: Berlin-based digital financial education and advisory platform targeting younger German retail investors. Comparable as an emerging alternative channel competing for the same client funds iQuadrat serves, though with a digital-first delivery model and no human advisor.
• Forjus GmbH: Munich-based financial advisory firm specializing in German expat clients with multilingual advisory. Most directly comparable peer to iQuadrat's expat segment and overall multi-license advisory structure, representing the closest niche competitor for international professionals in Germany.
• CLARK Deutschland GmbH: Frankfurt-based digital insurance manager aggregating user policies and offering advisory on coverage optimization. Comparable to iQuadrat's Absicherung & Betreuung (insurance review) value proposition through a digital model — a structural competitor for the insurance mediation revenue stream.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/iQuadrat

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about iQuadrat