Major Insurance & Tax

What Major Insurance & Tax does

Major Insurance & Tax Group, Inc. is a privately held, independent insurance agency and accounting firm headquartered at 5165 Smith Road in Brook Park, Ohio, serving individuals and small-to-medium businesses in the Greater Cleveland area (Brook Park, Middleburg Heights, and Berea). The firm is owned and operated by Kristie Major as Agency Owner and operates with 1-10 employees under a sales-led direct distribution model that combines in-person, phone, and online quote channels with off-hours and weekend availability. As an Erie Insurance-specialized independent agent, the agency represents multiple carriers to provide comparative quotes across the full P&C, life/health, and commercial spectrum.

The company's product surface spans personal lines (auto, homeowners, renters, condo, flood, earthquake, high net worth, boat, motorcycle, ATV, snowmobile, RV, pet, travel, valuable items, rental property, mobile home, personal umbrella, collector car, personal watercraft), life and health lines (term/whole/universal life, individual health, dental, vision, disability, final expense, long-term care, mortgage protection, fixed annuities), commercial lines (BOP, workers' compensation, commercial auto, general liability, cyber liability, business interruption, commercial property, commercial umbrella, professional liability/E&O, surety bonds, manufacturers, hotel/motel hospitality, builders' risk, cargo, commercial trucking), plus accounting and tax services (bookkeeping, payroll from $25 per run, QuickBooks setup, individual 1040 tax prep from $99, corporate 1065/1120/1120S returns from $400).

The revenue model is commission-based insurance brokerage combined with fee-based professional services. Insurance revenue is recurring in nature via annual policy renewals; accounting and tax revenue is transaction- or project-based. Distribution is driven by direct sales, an Erie Insurance co-marketing partnership that embeds quote and bill-pay widgets on the company site, content marketing through an active blog, and a Refer-a-Friend program. No funding rounds, acquisitions, or external investors are reported, and the firm operates on a self-funded, owner-operated basis with no AI/ML technology stack disclosed in the data.

Name

Major Insurance & Tax

Legal name

Major Insurance & Tax Group, Inc.

Website

https://majorins.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Major Insurance & Tax Group is a Brook Park, Ohio independent insurance agency and accounting firm serving individuals and SMBs in the Greater Cleveland area with personal, commercial, and life/health coverage plus tax prep and bookkeeping.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Tax Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Independent insurance agency
• Tax preparation services
• Accounting and bookkeeping
• Personal insurance brokerage
• Commercial insurance coverage

Headquarters

HQ city

Brook Park

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage: Commissions earned from selling insurance policies (auto, home, life, health, business insurance) from multiple carrier partners including Erie Insurance. The agency acts as an independent agent providing comparative quotes.
2. Accounting Services: Bookkeeping, payroll processing, QuickBooks setup, and financial statement preparation services. Payroll services start at $25 per payroll process.
3. Tax Preparation: Individual 1040 income tax preparation starting at $99 (includes federal, state, and city forms). Corporate returns (1065, 1120, 1120S) starting at $400.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Major Insurance & Tax is an independent insurance agency and tax/accounting firm that brokers personal and commercial insurance coverage across multiple carriers and provides tax preparation, accounting/bookkeeping, payroll, business consulting, and financial planning services. The firm places coverage with carriers such as Progressive, Travelers, Hartford, Safeco, Liberty Mutual, Nationwide, and AAA, and offers a proprietary branded product suite (e.g., Major SafeDriver, Major Home Protect, Major Business Shield) for individuals and businesses in the Cleveland, Ohio area.

Product overview

Major Insurance & Tax Group is a full-service independent insurance agency and accounting firm based in Brook Park, Ohio, serving clients throughout the Greater Cleveland area. The company offers a comprehensive portfolio of personal insurance products (including auto, homeowners, life, health, boat, motorcycle, and specialty coverages like pet and valuable items insurance), extensive business insurance solutions (ranging from general liability and workers' compensation to specialized coverages for manufacturers, hospitality, and trucking), and life/health insurance products (including individual life, dental, vision, disability, and final expense). The firm also provides accounting and tax preparation services, making it a one-stop financial services provider. As an independent agency, they represent multiple insurance carriers and provide free comparative quotes to find optimal coverage at competitive rates.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Auto Insurance
• Major SafeDriver
• Major RideShare
• Major SeniorDriver
• Major NonDriver
• Major Home Protect
• Major Rental Shield
• Major Valuable Articles
• Major Pet Pal
• Major Classic Auto
• Major Boat
• Major RV
• Major Motorcycle
• Major ATV
• Major Umbrella
• Life Insurance
• Major Commercial Auto
• Major Commercial Property
• Major General Liability
• Major Workers Comp
• Major Professional Liability
• Major Cyber Liability
• Major Business Shield
• Major Bonds
• Major Commercial Umbrella
• Tax Preparation Services
• Accounting and Bookkeeping
• Payroll Services
• Business Consulting
• Financial Planning

Named customers1 record

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Erie InsurancecoreChannel Partner/ Reseller/ DistributorErie Insurance is the primary insurance carrier partner. The agency specializes in Erie Insurance products and prominently features Erie Insurance branding, quote tools, and links for auto insurance quotes, bill payment, and life insurance calculators. Erie Insurance has been helping customers since 1925 with auto, home, business, and life insurance needs.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Others

• H&R Block: National tax preparation and financial services franchise. Comparable to Major Insurance's tax and accounting arm at scale, representing both a competitor for the same tax-preparation customer and an alternative channel that pressures local pricing.
• GEICO: Direct-to-consumer auto and home insurance carrier. Represents the digital alternative to the personal-lines book Major Insurance places through Erie, illustrating the disintermediation risk facing small independent agencies.
• Progressive: Direct and agency-channel P&C carrier with a strong direct-to-consumer online quote experience. Direct competitor for the personal auto and home insurance customers that anchor Major Insurance's personal lines book.

Regional players

• Frankenmuth Insurance: Midwest regional mutual insurer distributing personal, commercial, and life insurance through independent agents. Operates an agency model that mirrors Major Insurance's distribution strategy in an adjacent Midwest geography.
• The Cincinnati Insurance Companies: Ohio-based regional P&C carrier selling through independent agents. Highly comparable to the Erie relationship: an Ohio-headquartered carrier distributing personal and commercial lines through local independent agents, a direct competitor for placement.

Broad incumbents

• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm serving retail, commercial, and specialty clients. Operates the same independent-broker model as Major Insurance but at enterprise scale, with deeper specialty-line capabilities.
• Erie Insurance: Major Insurance & Tax's primary carrier partner and the underlying underwriter for most of its book. Erie is a 100-year-old, multi-line P&C and life carrier distributed primarily through independent agents, making it the central counterparty and brand anchor for the agency.
• Brown & Brown, Inc. Large national insurance brokerage distributing personal, commercial, and specialty lines through a network of offices. Comparable to Major Insurance at the brokerage-services layer, with dramatically broader scale, carrier access, and geographic footprint.
• Marsh McLennan: Global professional services firm combining Marsh (brokerage) and Mercer/Oliver Wyman. Peer in the brokerage and risk advisory layer, addressing the same commercial and specialty insurance buyers as Major Insurance, though at very different scale.

Emerging players

• Lemonade: Insurtech using a mobile-first, AI-driven model to sell renters, home, auto, and pet insurance. Represents the structural disruption to local independent agencies by offering instant online binding that competes with the agent's value proposition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/Major-Insurance-Tax-Group-190716507622141

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Major Insurance & Tax