Master Capital Group

What Master Capital Group does

Master Capital Group is a privately held financial advisory firm headquartered at 300 N. Ronald Reagan Blvd., Suite 214, Longwood, Florida. It serves individuals, families, and small business owners primarily in Florida and the Southeast United States, delivering personalized financial planning across four interconnected service lines: Retirement Planning, Wealth Management, Tax Planning & Preparation, and Insurance Solutions. The firm was founded by Scott Tober, who has nearly 40 years of experience in the financial industry, and includes Ron Somers as a Financial Advisor with close to 20 years of experience. According to the firm, the practice has serviced thousands of clients over its multi-decade history.

The firm's product offering is structured as a unified financial planning engagement rather than discrete products: retirement income planning and Social Security strategies; personalized investment management and portfolio reviews; year-round tax planning, preparation, bookkeeping, and payroll coordination; and an insurance evaluation across life, disability, long-term care, Medicare, and annuities. There is no proprietary technology platform disclosed; the underlying delivery model is human-led advisory work coordinated across the four pillars, with supporting marketing and lead capture handled through a WordPress website (mastercapitalgroup.com) and live educational events.

Master Capital Group generates revenue through financial advisory and planning fees under customized, quote-based arrangements with clients, with billing on an annual cadence implied by its service model. Investment advisory services themselves are delivered through a core partnership with Foundations Investment Advisors, LLC, an SEC-registered investment adviser (CRD #175083), under which Master Capital Group's advisors operate as Registered Investment Adviser representatives. The firm is founder-owned, employs between 2 and 10 people, and has no disclosed external institutional investors or parent company.

Name

Master Capital Group

Legal name

Master Capital Group

Website

https://mastercapitalgroup.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Master Capital Group is a Longwood, Florida-based financial advisory firm serving individuals, families, and small business owners with retirement, wealth, tax, and insurance planning. Investment advisory services are delivered via SEC-registered partner Foundations Investment Advisors, LLC.

Ownership category

akta.pro rank

Headquarters

HQ city

Longwood

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Advisory Services: Revenue generated through financial advisory and planning fees for services including retirement planning, wealth management, tax planning, and insurance solutions. Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Master Capital Group delivers personalized financial planning services to individuals, families, and small business owners, structured around four interconnected offerings: Retirement Planning, Wealth Management, Tax Planning & Preparation, and Insurance Solutions. Services are provided through one-on-one consultations, with investment advisory services rendered through its partnership with Foundations Investment Advisors, LLC, an SEC registered investment adviser.

Product overview

Master Capital Group offers a unified financial advisory service model built around four interconnected core offerings: Retirement Planning, Wealth Management, Tax Planning & Preparation, and Insurance Solutions. The firm acts as a single financial planning partner that coordinates across these four service areas to provide personalized strategies for individuals, families, and business owners. The company operates as Registered Investment Adviser representatives and works in partnership with Foundations Investment Advisors, LLC, an SEC registered investment adviser. Services include ongoing guidance and plan adjustments as clients' goals, family, career, and market conditions evolve.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Personalized retirement strategy services designed around clients' goals, income needs, and long-term financial security. Includes retirement income planning, Social Security claiming strategies, retirement savings analysis, distribution strategies, risk management, and ongoing plan reviews. Targeted at individuals, families, and pre-retirees/retirees.
• Wealth Management Personalized investment and financial planning services to help grow, preserve, and manage wealth over time. Includes personalized investment management, financial planning, portfolio reviews, asset allocation strategies, risk assessment, and ongoing investment guidance. Investment advisory services delivered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.
• Tax Planning & Preparation Year-round tax planning and preparation services for individuals, families, and business owners. Includes tax-efficient financial strategies, individual and business tax preparation, coordination with overall financial plans, bookkeeping, and payroll support.
• Insurance Solutions Insurance evaluation and recommendation services to protect family, income, business, and long-term financial security. Includes life insurance, disability income insurance, long-term care planning, Medicare planning, annuities, and insurance policy reviews. Supported by Florida Life, Health, Variable Annuities, and Legal Expense licenses held by the founder.

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Foundations Investment Advisors, LLCcoreGTM or Marketing PartnerInvestment advisory services are offered through Foundations Investment Advisors, LLC ('Foundations'), an SEC registered investment adviser. Master Capital Group advisors operate as Registered Investment Adviser representatives under this partnership, enabling them to provide regulated investment advisory services to clients.

Scale indicators2 records

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Carson Group: National wealth management firm and RIA support platform serving individual investors and small business owners with financial planning, tax, and investment services. Comparable integrated offering and target customer.
• Edelman Financial Engines: One of the largest independent RIAs in the US, offering comprehensive financial planning, wealth management, and retirement planning to individuals and families. Broad incumbent competing for the same retail mass-affluent and pre-retiree segments as Master Capital Group.
• Commonwealth Financial Network: Independent broker-dealer and RIA supporting independent financial advisors serving individuals, families, and small business owners. Comparable in operating model (independent advisors under partner RIA) and target customer.
• LPL Financial: Largest independent broker-dealer in the US, providing the RIA and advisory platform backbone for thousands of independent advisors serving retail clients. Comparable affiliate-RIA operating model to Master Capital Group's relationship with Foundations Investment Advisors.
• Cetera Financial Group: Large national network of independent financial advisors providing retirement, wealth, and insurance solutions to individuals and small businesses. Competes for the same advisor-affiliated RIA model and retail segment.
• Cambridge Investment Research: Independent broker-dealer and RIA support platform for financial advisors serving individuals, families, and small business owners. Comparable in business model and accessible client base.
• Mariner Wealth Advisors: Large national RIA providing retirement planning, tax, estate, and investment advisory services to individuals, families, and business owners. Overlaps significantly with Master Capital Group's integrated approach and target segments.
• Fisher Investments: Large independent investment adviser serving individuals and institutions with portfolio management and wealth planning. Overlaps with Master Capital Group's wealth management focus on individuals, families, and small business owners.
• Creative Planning: National RIA offering unified financial planning, wealth management, tax, and insurance services for individuals and business owners. Comparable bundled service model and client persona to Master Capital Group.

Direct peers

• Foundations Investment Advisors, LLC: SEC-registered investment adviser (CRD #175083) under which Master Capital Group advisors operate as representatives. Direct operational partner and de facto platform peer for investment advisory services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Customer concentration

• Xx.com/mastercapgroup
• Facebookfacebook.com/MasterCapitalGroup
• LinkedInlinkedin.com/company/master-capital-mortgage

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Master Capital Group