Mortgage Broker Brisbane - Hunter Galloway

What Mortgage Broker Brisbane - Hunter Galloway does

Hunter Galloway Finance Pty Ltd, trading as Mortgage Broker Brisbane — Hunter Galloway, is a privately-held Australian mortgage brokerage headquartered at Level 10, 95 North Quay, Brisbane QLD 4000. Founded in 2015, the firm operates with 1–10 employees and holds Credit Representative 476903 under Australian Credit Licence 389328. Its core service is intermediating residential home loans — first home purchases, refinancing, property upgrades, and investment property financing — between retail borrowers and a panel of more than 30 Australian banks and lenders, including the four majors (CBA, ANZ, Westpac, NAB), regional and mutual banks (Suncorp, Bendigo, Bank of Queensland, Heritage, Auswide, Teachers Mutual, Bank Australia), and non-bank lenders (ING, Macquarie, ME, Firstmac, St. George). The firm reports a 97% loan approval rate across applications processed between 2024 and 2026, has supported 2,000+ customers into homes, and carries 2,400+ Google reviews at a 5.0 rating, with Mortgage Broker of the Year awards in 2017, 2018, 2019, and 2024.

The product surface centres on four advisory pathways (Buy My First Home, Refinance My Loan, Upgrade My Home, Invest in Property), supplemented by specialised offerings such as Accountant Home Loans with LMI waivers, 40-year mortgage options, and an Ethical Banks / Green Home Loans advisory vertical. Supporting tools include an eight-calculator self-service suite (mortgage, deposit, LVR, LMI, equity, mortgage-vs-rent, extra repayments, YTD) and an extensive First Home Buyer Guide. There is no proprietary technology platform; service delivery is consultant-led via phone, video, online, and in-person consultations at the Brisbane head office, with national reach.

The business model is the standard Australian mortgage broker remuneration structure: services are free to borrowers, with revenue generated entirely from lender-paid commissions — an upfront commission of 0.65–0.70% of the loan amount (plus GST) at settlement, plus an ongoing trailing commission of 0.15–0.20% per annum on the outstanding book. Customer acquisition runs through a sales-led motion combining SEO and content marketing, free calculator tools, Google review-driven trust, and professional referrals (real estate agents, accountants), with no disclosed external funding, parent company, or institutional ownership.

Name

Mortgage Broker Brisbane - Hunter Galloway

Legal name

Hunter Galloway Finance Pty Ltd

Website

https://huntergalloway.com.au

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Hunter Galloway is a privately-held Australian mortgage brokerage headquartered in Brisbane, intermediating residential home loans for first home buyers, refinancers, upgraders, and property investors through a panel of 30+ Australian lenders, with services delivered nationally via phone, video, and online channels.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

Keywords

• Mortgage brokerage services
• Home loan advisory
• Residential refinancing
• Property investment loans
• First home buyer advice

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Commission from Lenders: Hunter Galloway receives commissions from banks and lenders for arranging home loans. The service is free for customers — the lender pays the broker an upfront commission (typically 0.65%-0.70% of loan amount plus GST) and an ongoing trailing commission (0.15%-0.20% per year). This is the standard Australian mortgage broker remuneration model where the borrower pays nothing out of pocket.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Hunter Galloway is a mortgage brokerage that connects Australian consumers with 30+ banks and lenders to arrange residential home loans, refinancing, property upgrades, and investment property financing. The firm provides personalised pre-application assessments, lender matching, and ongoing loan support. Revenue is generated through upfront and trailing commissions paid by lenders, with no fees charged to borrowers.

Product overview

Hunter Galloway operates as a mortgage brokerage platform providing home loan brokering services across Australia. The core offering consists of four main service pathways: Buy My First Home, Refinance My Loan, Upgrade My Home, and Invest in Property. Supporting these services is a suite of eight financial planning calculators (Mortgage Calculator, Deposit Calculator, Mortgage-vs-Rent Calculator, Extra Repayments Calculator, Equity Calculator, LMI Calculator, YTD Calculator, and LVR Calculator) that help clients assess their borrowing capacity and plan finances. The company also offers specialized products including Accountant Home Loans with LMI waivers, 40 Year Mortgage options, and guidance on Ethical Banks and Green Home Loans. An extensive First Home Buyer Guide serves as an educational resource. The company has direct access to over 30 Australian banks and lenders and provides services nationally via phone, video, and online consultations from their Brisbane head office.

Differentiator

Problem solved

Functional benefit

Products and services

• Buy My First Home End-to-end mortgage brokering service for first-time homebuyers that provides full guidance through each step of purchasing a property, including navigation of government grants and schemes, deposit planning, and lender selection.
• Refinance My Loan Home loan refinancing service designed to reduce interest rates, lower repayments, consolidate debt, or access equity in an existing property through the brokerage's 30+ lender panel.
• Upgrade My Home Financing service for homeowners transitioning from their current property to a new home, covering the sale-to-purchase process, bridge financing, and new mortgage arrangements.
• Invest in Property Mortgage brokering service for property investors providing personalised loan solutions and access to exclusive investment loan products across the lender panel.
• Accountant Home Loans Specialised home loan brokering for accounting professionals (CA, CPA, IPA members) offering LMI waivers up to 90% LVR, discounted interest rates, and higher borrowing power with 95% No LMI options.
• 40 Year Mortgage Extended-term home loan matching service (up to 40 years) through select lenders to reduce monthly repayments and improve affordability, particularly for first-home buyers.
• Ethical Banks and Green Home Loans Home loan matching service that connects clients with ethical banks and green loan products, including Clean Energy Home Loans, aligned with environmental and social values.
• Adding Partner to Property Title Advisory and brokering service for homeowners looking to add a partner to their property title, covering refinancing options and legal considerations.

Quantifiable outcome

• 97% loan approval rate across all applications processed 2024–2026
• +2 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• UBank: Direct digital bank owned by NAB offering home loans with streamlined online origination. Represents a key competitive threat to brokers in the refinance segment by enabling direct application without intermediary involvement.
• AFG (Australian Finance Group): ASX-listed Australian mortgage aggregator providing broker support, lender panel access, and infrastructure to thousands of brokers nationally. Indirect peer as the wholesale layer that supports brokerages like Hunter Galloway.

Direct peers

• Loan Market Group: Large Australian mortgage aggregator/brokerage with a significant broker network, white-label lender relationships, and a similar commission-driven model. Comparable in core activity and customer base, with national reach.
• Connective Home Loans: One of Australia's largest mortgage aggregators, supporting a national network of brokers with lender panel access. Operates the same intermediation model and serves overlapping customers, but at significantly larger aggregator scale.
• Better Choice Home Loans: Australian mortgage brokerage with a multi-broker model and a similar commission-based revenue structure. Competes in the same first home buyer, refinance, and investment segments, with overlapping lender panel access.
• Yellow Brick Road: Australian mortgage and wealth advisory group with a branch and broker network. Comparable in offering residential mortgage broking and refinancing services to similar customer segments across Australia.
• Mortgage Choice: Long-established ASX-listed Australian mortgage broker with a franchise-style network of brokers across the country. Directly comparable in business model — lender-paid commissions, free customer service, 30+ lender panel — but at materially larger scale.
• Lendi: Digital-first Australian mortgage broker that combines online comparison technology with licensed brokers. Competes head-to-head with Hunter Galloway in the same customer segments, with a stronger technology platform but less of a local Brisbane brand presence.
• Aussie Home Loans: Australia's largest retail mortgage broker, founded in 1992, with a national store network and lender panel of 30+ institutions. Operates the same commission-based intermediation model as Hunter Galloway, serving first home buyers, refinancers, and investors.

Emerging players

• RateCity: Australian financial comparison platform owned by Nine Entertainment, aggregating mortgage products from across the market. Adjacent rather than identical — it is a comparison site rather than a brokerage — but competes for the same top-of-funnel customer intent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BrokerBrisbane

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Broker Brisbane - Hunter Galloway